Mortgage Interest Statement - Form 1098 (Rev. April 2025)

Sep 19, 2026

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Form 1098 (Rev. April 2025) provides a Mortgage Interest Statement for a calendar year, reporting key mortgage-related amounts and dates. It includes fields for the recipient’s/lender’s and payer’s/borrower’s identifying information, mortgage interest received, outstanding mortgage principal, origination and acquisition dates, refund of overpaid interest, mortgage insurance premiums, and points paid for a principal residence. The document also covers VOID/CORRECTED status and copy-specific guidance for Copy A versus Copy B, plus payer/borrower instructions, e-file thresholds, and printing requirements and cautions about deductibility limits.

LanguageEnglish

CategoryForms

FormatPDF

Pages4

Reading Time2 min

AccessFree to download

Copy-specific filing and printing notes

VOID and CORRECTED handling

Key reporting fields

Mortgage interest and amounts for the calendar year

Mortgage dates and property securing mortgage

Payer/Borrower instructions

E-file requirements and thresholds

Caution on deductibility limits

Attention: Copy A of this form is provided for informational purposes only.Copy A appears in red,similar to the official IRS form.The official printed version of Copy A of this IRS form isscannable,but the online version of it,printed from this website,is not.Do not print and filecopy A downloaded from this website;a penalty may be imposed for filing with the IRSinformation return forms that can't be scanned.See part O in the current GeneralInstructions for Certain Information Returns.available at IRS.aov/Form 1099.for moreinformation about penalties. Please note that Copy B and other copies of this form,which appear in black,may bedownloaded and printed and used to satisfy the requirement to provide the information tothe recipient. If you have 10 or more information returns to file,you may be required to file e-file.Go to IRS.gov/InfoReturn for e-file options. If you have fewer than 10 information returns to file,we strongly encourage you to e-file.Ifyou want to file them on paper,you can place an order for the official IRS informationreturns,which include a scannable Copy A for filing with the IRS and all other applicablecopies of the form,at IRS.qov/EmploverForms.We'll mail vou the forms vou request andtheir instructions,as well as any publications you may order. See Publications 1141,1167,and 1179 for more information about printing these forms. □ VOID □CORRECTED B1B1 | RECIPIENT'S/LENDER'S name,street address,city or town,state or
province,country,ZIP or foreign postal code,and telephone no. | | | OMB No.1545-1380
1098
Form
(Rev.April 2025) | Mortgage
Interest
Statement | | | --- | --- | --- | --- | --- | --- | | | | | For calendar year | | | | | | 1 Mortgage interest received from payer(s/borrower(s)
$ | | | Copy A
For
Internal Revenue
Service Center
For filing
information,
Privacy Act,
and Paperwork
Reduction Act
Notice,see the
General
Instructions for
Certain
Information
Returns.
www.irs.gov/Form1099 | | RECIPIENT'S/LENDER'S TIN | PAYER'S/BORROWER'S TIN | 2 Outstanding mortgage
principal
$ | 3 Mortgage origination date | | | | | | | | | | | | | 4 Refund of overpaid
interest
$ | 5 Mortgage insurance
premiums
$ | | | | PAYER'S/BORROWER'S name | | | | | | | | | 6 Points paid on purchase of principal residence
$ | | | | | Street address(including apt.no.) | | 7□If address of property securing mortgage is the same
as PAYER'S/BORROWER'S address,check the box,or enter
the address or description in box 8. | | | | | City or town,state or province,country,and ZIP or foreign postal code | | 8 Address or description of property securing mortgage (see
instructions) | | | | | 9 Number of properties securing the
mortgage | 10 Other | | | | | | | | | | | 11 Mortgage
acquisition date | | Account number (see instructions) | | | | | | Form 1098(Rev.4-2025) www.irs.gov/Form1098 Department of the Treasury-Intemal Revenue Service Cat.No.14402K Do Not Cut or Separate Forms on This Page- Do Not Cut or Separate Forms on This Page □CORRECTED (if checked) | RECIPIENT'S/LENDER'S name,street address,city or town,state or
province,country,ZIP or foreign postal code,and telephone no. | | *Caution:The amount shown may
not be fuly deductible by you.
Limits based onthe loan amount
and the costand value of the
secured property may apply.Also,
you may only deduct interest to the
extent it was incurred by you,
actually paid by you,and not
reimbursed by another person. | OMB No.1545-1380
Form 1098
(Rev.April 2025) | Mortgage
Interest
Statement | | | --- | --- | --- | --- | --- | --- | | | | | For calendar year | | | | | | 1 Mortgage interest received from payer(s/borrower(s)*

FAQs

What does IRS Form 1098 (Mortgage Interest Statement) report for the calendar year?

It reports mortgage interest received and other related mortgage items, including outstanding principal, key dates, refund of overpaid interest, mortgage insurance premiums, and points paid for a principal residence.

How do Copy A and Copy B differ in use?

Copy A is provided for informational purposes only and is described as resembling the official scannable IRS version; Copy B and other copies are for download, printing, and giving to the recipient to satisfy reporting requirements.

When are e-file options encouraged or required for filing information returns?

If there are fewer than 10 information returns to file, e-filing is strongly encouraged. If there are 10 or more, you may be required to file e-file.

Sep 19, 2026

Upload by Maeve