Form 1098-VLI - Vehicle Loan Interest Statement - Draft - Do Not File

Sep 19, 2026

Vehicle Loan Interest Statement Form 1098-VLI (December 2026) draft for IRS information purposes. The cover sheet explains it is an early release draft not for filing, describes revision and posting practices, and notes OMB approval requirements. The form includes lender/recipient details, calendar year, vehicle loan interest received, outstanding principal, refund of overpaid interest, loan dates, vehicle identification fields, and instructions-related notices and links.

LanguageEnglish

CategoryForms

FormatPDF

Pages4

Reading Time2 min

AccessFree to download

Overview

Draft notice and filing instructions

Form sections

Recipient/lender information

Payer of record information

Vehicle loan details and amounts

Note: The draft you are looking for begins on the next page. Caution: DRAFT—NOT FOR FILING This is an early release draft of an IRS tax form, instructions, or publication, which the IRS is providing for your information. Do not file draft forms. We incorporate all significant changes to forms posted with this coversheet. However, unexpected issues occasionally arise, or legislation is passed—in this case, we will post anew draft of the form to alert users that changes were made to the previously posted draft. Thus, there are never any changes to the last posted draft of the form and the final revision of the form. Forms and instructions are subject to OMB approval before they can be officially released, so we post drafts of them until they are approved. Drafts of instructions and publications usually have some additional changes before their final release. Early release drafts are posted at [IRS.gov/DraftForms](IRS.gov/DraftForms) and remain there after the final release is posted at [IRS.gov/LatestForms](IRS.gov/LatestForms. Also)[. Also](IRS.gov/LatestForms. Also) see [IRS.gov/Forms](IRS.gov/Forms). Most forms [and publications have a page on IRS.gov:](and publications have a page on IRS.gov:) [IRS.gov/Form1040](IRS.gov/Form1040) for Form 1040; [IRS.gov/Pub501](IRS.gov/Pub501) for Pub. 501; [IRS.gov/W4](IRS.gov/W4 for Form W-4)[ for Form W-4](IRS.gov/W4 for Form W-4); [and](and IRS.gov/ScheduleA for Schedule A)[ IRS.gov/ScheduleA](and IRS.gov/ScheduleA for Schedule A)[ for Schedule A](and IRS.gov/ScheduleA for Schedule A)[ ](and IRS.gov/ScheduleA for Schedule A)(Form 1040), for example, and similarly for other forms, publications, and schedules for Form 1040. When typing in a link, type it into the address bar of your browser, [not a Search box on IRS.gov](not a Search box on IRS.gov). If you wish, you can submit comments to the IRS about draft or final forms, instructions, or publications at [IRS.gov/FormsComments](IRS.gov/FormsComments. Include)[. Include](IRS.gov/FormsComments. Include) "NTF" followed by the form or publication number (for example, "NTF1040", "NTFW4", "NTF501", etc.) in the body of the message to route yourmessage properly. We cannot respond to all comments due to the high volume we receive and may not be able to consider many suggestions until the subsequent revision of the product, but we will review each "NTF" message. If you have comments on reducing paperwork and respondent (filer) burden, with respect to draft or final forms, please respond to the relevant information collection through the Federal Register process; for more information, click here. DRAFT — DO NOT FILE TREASURY/IRS AND OMB USE ONLY DRAFT 1B1B VOID CORRECTED | RECIPIENT’S/LENDER’S name | | | | | | | OMB No. 1545-2334
Form 1098-VLI
(December 2026) | | Vehicle Loan Interest Statement | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Street address | | Room/suite no. | | | | | | | | | | | | | | | | | For calendar year | | | | | City/town | | Telephone number | | | | | | | | | | | | | | 1 Vehicle loan interest received by lender
$ | | | | | | Copy A
For
Internal Revenue Service Center
For filing information, Privacy Act, and Paperwork Reduction Act Notice, see the
General Instructions for Certain Information Returns.
[www.irs.gov/Form1099](www.irs.gov/Form1099) | | State/province | Country | ZIP/foreign code | | | | | | | | | | RECIPIENT’S/LENDER’S TIN | PAYER OF RECORD’S TIN | | | 2a Year | 2b Make | | | 2c Model | | | | PAYER OF RECORD’S name | | | | 2d VIN | | | | | | | | Street address | | | [Apt. no](Apt. no). | 3a Loan origination date | | 3b Loan acquisition date | | | | | | City/town | | | | 4 Outstanding principal $ | | 5 Refund of overpaid interest $ | | | | | | State/province | Country | ZIP/foreign code | | 6 Check if original use of the vehicle began with the payer of reco

FAQs

Why is this document labeled "DRAFT—NOT FOR FILING"?

It is an early release draft provided for information only. Draft forms should not be filed with the IRS.

What information does Form 1098-VLI collect?

It gathers recipient/lender details, payer of record details, calendar year, vehicle loan interest received, and related vehicle and loan information such as dates and identifiers.

What does the caution on the amount imply?

The amount shown may not be fully deductible. Limits can apply based on interest paid, income, and the passenger vehicle rules, and generally interest must be incurred, actually paid, and not reimbursed.

Sep 19, 2026

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