Vanguard Morningstar Total Stock Market ETF VTI - Growth of a Hypothetical $10,000 Investment as of 09/30/2026

Q: What assumptions are used for the hypothetical $10,000 investment growth?

The growth figures assume reinvestment of dividends and capital gains. They also exclude sales loads, redemption fees, and the effects of taxes on capital gains and/or distributions.

Q: How does VTI performance compare with the S&P 500 (TR) and the category average?

The report contrasts VTI against the S&P 500 (TR) and the category average using YTD, 3-month, 1-year, 5-year, 10-year, and since-inception measures as of 09/30/2026.

Q: What expense information and ratings are included in the report?

The report lists gross and net expense ratios (including category average and 12b-1 fees) plus Morningstar rating components such as overall rating and 3/5/10-year ratings, alongside standard notes about how performance is adjusted.

Oct 12, 2026

Uploaded by dawugda

Vanguard Morningstar Total Stock Market ETF VTI growth summary shows performance for a hypothetical $10,000 investment as of 09/30/2026, assuming reinvestment of dividends and capital gains. The report compares the fund against category and benchmark results across YTD, 3 months, 1 year, 5 years, 10 years, and since inception, and includes fund rankings within its category. It also provides holdings concentration, key portfolio characteristics, Morningstar ratings, expense ratio details, and standard investment disclaimers.

LanguageEnglish

CategoryGeneral

FormatPDF

Pages3

Reading Time1 min

AccessFree to download

Fund Overview

Hypothetical $10,000 Growth

Category and Benchmark Performance

Performance Returns and Rankings

Cumulative vs Annualized Returns

Rank Within Category

Fund Profile and Ratings

Morningstar Rating Metrics

Quarterly Average Annual Total Return

Expenses and Holdings

Expense Ratios and Fees

Top Ten Holdings

Disclosures

Vanguard Morningstar Total Stock Market ETF VTI Growth of a Hypothetical $10,000 Investment as of 09/30/2026 This fund has multiple managers, view VTI quote page for complete information. VTI $39,407 S&P 500 (TR) (1970) $41,641 Category Average $34,168 | | 17 | 19 | 21 | 23 | 25 | | --- | --- | --- | --- | --- | --- | $50,000 40,000 30,000 20,000 10,000 This graph represents the growth of a hypothetical investment of $10,000 . It assumes reinvestment of dividends and capital gains, and does not reflect sales loads, redemption fees or the effects of taxes on any capital gains and/or distributions. Category: Large Blend Morningstar Category: Large-blend portfolios are fairly representative of the overall U.S. stock market in size, growth rates, and price. Stocks in the top 70% of the capitalization of the U.S. equity market are defined as large cap. The blend style is assigned to portfolios where neither growth nor value characteristics predominate. These portfolios tend to invest across the [spectrum of U.S. industries](spectrum of U.S. industries), and owing to their broad exposure, the portfolios? returns are often similar to those of the S&P 500 Index. Performance Returns 1,2 as of 09/30/2026 Cumulative Returns % Annualized Returns % | This section contrasts VTIto its benchmarks | YTD | 3 Mo | 1 Yr | 5 Yr | 10 Yr | Since Inception
20% | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | | | | | | | | | | | | | | 10%
0 | | | | | | | | | | | | +12.58 | +1.36 | +15.33 | +12.56 | +14.70 | | | | | | | | | | +9.44 | | | Category Average | +10.42 | +0.73 | +12.86 | +11.70 | +13.71 | -- | | | S&P 500 (TR) (1970) | +12.75 | +2.30 | +15.74 | +13.79 | +15.33 | -- | | Rank Within Category For Annual Total Return % as of 09/30/2026 | Rank within Category compares this fund’s total annual return to that of other funds in the same category, and its figures are not adjusted for load, sales charge, or taxes.
Fund Comparison 1,2 | YTD

12.58 | 2025

17.14 | 2024

23.75 | 2023

26.03 | 2022

-19.50 | 2021

25.72 | > 25%
< 25% Return % | | --- | --- | --- | --- | --- | --- | --- | --- | This section compares the fund to its benchmark and alternatives from our Mutual Fund OneSource Select List. | Fund Name Inception
(05/01) | Ticker
VTI | Exp Ratio
0.03 | 1 Year
15.33 | 3 Year
22.32 | 5 Year
12.56 | 10 Year
14.70 | Since
Incep.
9.44 | | --- | --- | --- | --- | --- | --- | --- | --- | | T. Rowe Price U.S. Equity Research Fund (11/94) | PRCOX | 0.45 | 15.74 | 22.98 | 14.13 | 15.75 | 10.64 | | PGIM Quant Solutions Large-Cap Core Equity FundClass Z (03/99) | PTEZX | 0.49 | 17.89 | 23.24 | 14.27 | 14.64 | 8.53 | | Category Average | - | 0.71 | 12.86 | 20.12 | 11.70 | 13.71 | - | | S&P 500 (TR) (1970) | - | - | 15.74 | 22.89 | 13.79 | 15.33 | - | 1 Numbers are adjusted for possible sales charges, and assume reinvestment of dividends and capital gains over each time period. 2 Index figures do not reflect deductions for fees or expenses Past performance does not guarantee future performance. Investment value will fluctuate, and shares, when redeemed, may be worth more or less than original cost. If an expense waiver was in place during the period, the net expense ratio was used to calculate fund performance. Please visit [http://www.Schwab.com](http://www.Schwab.com)[ ](http://www.Schwab.com)[for more recent month-end performance information.](for more recent month-end performance information.) Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, fees and expenses. You can request a prospectus by calling 1-800-435-4000. Please read the prospectus carefully before investing. © 2026 Charles Schwab & Co. , Inc. Member SIPC. All rights reserved. (0815-5261) Schwab Mutual Fund Report Card™ Report generated on 10/12/2026 |

FAQs

What assumptions are used for the hypothetical $10,000 investment growth?

The growth figures assume reinvestment of dividends and capital gains. They also exclude sales loads, redemption fees, and the effects of taxes on capital gains and/or distributions.

How does VTI performance compare with the S&P 500 (TR) and the category average?

The report contrasts VTI against the S&P 500 (TR) and the category average using YTD, 3-month, 1-year, 5-year, 10-year, and since-inception measures as of 09/30/2026.

What expense information and ratings are included in the report?

The report lists gross and net expense ratios (including category average and 12b-1 fees) plus Morningstar rating components such as overall rating and 3/5/10-year ratings, alongside standard notes about how performance is adjusted.

Oct 12, 2026

Uploaded by dawugda