UMCGNJ Annual Election 2023 - Important Information on Retiree Healthcare Benefits Effective January 1, 2024

Sep 19, 2026

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Annual Election 2023 provides key guidance for UMCGNJ retirees on retaining or changing healthcare coverage effective January 1, 2024. It explains UMCGNJ’s annual enrollment window (November 1–November 16), how to request enrollment forms, and where to find plan details. It summarizes 2024 United Healthcare—medical and CMS-driven changes, including hearing aid enhancements, expanded continuous glucose monitors, wellness programming, and marriage & family therapy. It also covers pharmacy catastrophic-stage limits, Delta Dental premium adjustments, quarterly premium levels, CMS 1095B/Medicare enrollment reminders, and Medicare Advantage/Part D enrollment rules.

LanguageEnglish

CategoryLetters

FormatPDF

Pages6

Reading Time2 min

AccessFree to download

Annual Election 2023 Overview

Retiree Healthcare Benefits Effective January 1, 2024

UMCGNJ Annual Enrollment Period (November 1–November 16)

Informational Sessions via Zoom

Summary of 2024 Changes (United Healthcare - Medical)

Pharmacy (Catastrophic Stage Only)

Delta Dental Updates and Premiums

Quarterly Premiums Effective January 1, 2024

Healthcare Tax Form (1095B)

Medicare’s Annual Enrollment Period and Advantage Rules

ANNUAL ELECTION 2023 Important Information regarding your Retiree Healthcare Benefits Effective January 1, 2024 If you are already covered by UMCGNJ’s Medical and Dental plans and wish to maintain your current coverage, no action is necessary on your part. Dear Participant: Enclosed please find important information regarding your 2024 Healthcare Coverage with United Methodists of Greater New Jersey. If you should have any questions, feel free to contact the insurance companies directly or our Advocacy Service, Optavise at (866) 253-2273. UMCGNJ’s Annual Enrollment Period (November 1 – November 16) If you wish to change your current coverage with the Conference, you must contact the Mission and Resource Center for an enrollment form at [insurance@gnjumc.org](insurance@gnjumc.org). During our open enrollment period, you may enroll or terminate your United Healthcare coverage or enroll, terminate or change your Delta Dental plan option. More information on the Medical or Dental plans can be found on our website at [https://www.gnjumc.org/annual-election-for-2024/retirees/](https://www.gnjumc.org/annual-election-for-2024/retirees/) Informational sessions via Zoom will be held on October 26th at 10am and at 2pm. Please refer to the postcard mailed to all Retirees or the GNJ website for QR Code Zoom details. You may also access the QR code here with your Phone’s camera to join the Zoom meeting. For the best experience, please download the Zoom app before joining the information session. Please note the below represents a summary of the 2024 changes. Later this Fall, you will receive a 2024 Plan Guide from United Healthcare which will outline our plan in more detail. United Healthcare – Medical United Healthcare/CMS-Driven Changes Hearing Aid Enhancement • Members can utilize their hearing aid allowance to purchase nonprescription (over the counter) hearing aids through UHC Hearing only. Continuous Glucose Monitors • Program expanded to include members with diabetes who are not insulin dependent. Let’s Move by United Healthcare • A new wellness program designed to integrate self-service, virtual and inperson wellness programming focused on nutrition, physical activity, mental health, social well-being, financial wellness and more. Marriage & Family Therapy • Members will be able to see Medicare eligible mental health counselors and marriage and family therapists. Coverage for these providers will be under your existing outpatient or virtual mental health benefits. | Optum/United Healthcare – Pharmacy (Catastrophic Stage Only)
• Catastrophic Limit for Pharmacy Expenses have increased from $7,400 to $8,000
• Catastrophic Copays for Pharmacy expenses have decreased to $0!
Drug Type Current Copay 2024 Copay Generic $4 .15 / 5% $0 Brand Name $10 .35 / 5% $0
Delta Dental-Dental
Delta Dental will continue with no plan design changes, however dental premiums have changed. Please see a summary of the benefits and premiums herein.
We will continue to offer our current three dental plans: 2 PPO’s (Low & High) and a Dental HMO (DMO) . You may check dentist participation online at [www.deltadentalnj.com](www.deltadentalnj.com or by calling your dentist)[ or by calling your dentist](www.deltadentalnj.com or by calling your dentist) to ask if they participate in“Delta Dental PPO” (PPO) or “DeltaCare USA” (DMO) .
If you are currently enrolled in any Delta Dental Plan option, your enrollment will continue unchanged. You will receive no further documentation from Delta Dental for 2024.
Below is the detailed comparison of your 2024 Dental Coverage Options: | | | | | | | --- | --- | --- | --- | --- | --- | | | Coverage Provision | Low PPO | High PPO | Dental HMO | | | Deductible $5 0/$150 $50/$150 $0 Annual Benefit Maximum $ 1,000 $2,000 None Preventive & Diagnostic 1 00% 100% Cop ays Apply Basic Services 90%
80% N Delta, on Delta 80% Cop ays Apply Major Services 50% 50% Co

FAQs

What rule applies to holding Medicare Advantage (including Part D) coverage?

You can only have one Medicare Advantage Plan at a time; enrolling in another Medicare Advantage or Part D plan will result in automatic removal from the Conference’s United Healthcare/OptumRx plan.

Sep 19, 2026

Upload by Violet