TIAA.org/tools - Financial Planning Calculators and Tools

Sep 13, 2026

Uploaded by Mia

TIAA.org/tools provides a suite of online calculators and planning tools to support financial goals across multiple life stages. The resources include retirement calculators that help users estimate retirement income, compare scenarios, evaluate income options, and build customized retirement action plans. Dedicated tools cover lifetime income, early withdrawals, asset allocation, mutual fund and annuity comparisons, annuity cost savings, and budgeting. Additional sections address 529 college savings, IRAs (eligibility and contribution limits), taxes (tax-deferred and minimum distributions), and debt payoff planning.

LanguageEnglish

CategoryPresentations

FormatPDF

Pages2

Reading Time1 min

AccessFree to download

Online tools and calculators to help with financial planning

Retirement planning

Saving and investing

IRAs

Taxes

Budgeting

Online tools and calculators to help with financial planning Looking for help beyond your retirement plan? We also offer tools and insights focusing on: Banking³ Explore TIAA Bank’s products and services for every stage of life. 529 college savings plans Valuable information about saving for college and 529 plans. [TIAA.org/tools](TIAA.org/tools offers online)[ offers online](TIAA.org/tools offers online) retirement calculators and financial tools that can help you pursue financial goals. Retirement planning Retirement advisor¹ Completing four steps will produce a customized retirement action plan with savingsand investment recommendations. Retirement income illustrator¹ You can explore your income options and compare a wide range of scenarios. Retirement profile Answer a few simple questions to start envisioning your retirement and create a customized income plan that considers all your income sources and monthly expenses. Lifetime income calculator Need to fill an income gap? Find answers in minutes. Either enter your target income goal or learn how much income an annuity can potentially create. Early withdrawal calculator Find out if taking an early withdrawal from your retirement account is worth it by understanding the impact it could have on your savings. Saving and investing Asset allocation evaluator² In only a few minutes, this tool will provide examples of how you may want to invest your retirement savings across different asset categories. Compare investments Research your investment choices by comparing historical performance, risk, holdingsand ratings for up to five mutual funds and/or retirement plan annuities. Annuity cost savings calculator Explore the impact lower expenses may have on your annuity’s account value and benefits. Online tools and calculators to help with financial planning Visit [TIAA.org/tools today](TIAA.org/tools today) We’re also available to help you on the phone and virtually with one-on-one consultations, at no additional cost to you. Call us at 800-842-2252 , weekdays, [8 a.m. to](8 a.m. to)[ ](8 a.m. to)[10 p.m.](10 p.m.) (ET) . IRAs IRA selector tool You can learn about the eligibility requirements for a Traditional or Roth IRA. IRA contribution limits By answering a few questions, you can determine how much you can contribute to a Roth or Traditional IRA. Taxes Tax-deferred contributions calculator You can determine the most you can contribute to a supplemental tax-deferred account. Minimum distribution calculator Find out how much you must take from your retirement accounts when you reach age 72. Budgeting Financial fitness goal planner Learn to budget and create a plan for your financial future. Retirement budget worksheet Get a jump on creating a retirement spending budget by estimating the expenses you may encounter in retirement. Debt Illustrator tool Explore how you could be free from debt by optimizing payment schedules and accelerating your payoffs. 1 The projections or other information generated by the Retirement Income Illustrator and Retirement Advisor tools regarding the likelihood of various investment outcomes, investment allocations and retirement income are hypothetical in nature, do not reflect actual results and are not guarantees of future results. Results may vary with each use and over time. 2 Based on models by Morningstar Investment Management, LLC. Based on independent third-party advice methodology. 3 Deposit and lending products and services are provided by TIAA Bank®, a division of TIAA, FSB. Member FDIC. Equal Housing Lender. You should consider the investment objectives, risks, charges, and expenses carefully before investing. Please call 877-518-9161 or log in to [TIAA.org](TIAA.org) for underlying product and fund prospectuses that contain this and other information. Please read the prospectuses carefully before investing. This material is for information

FAQs

What retirement planning tools are available on TIAA.org/tools?

The site includes a Retirement Advisor for generating a customized retirement action plan, a Retirement Income Illustrator to explore and compare income scenarios, and calculators such as a Lifetime Income Calculator and an Early Withdrawal Calculator.

How do the saving and investing tools help users?

Users can evaluate asset allocation across different categories, compare up to five mutual funds and/or retirement plan annuities using historical performance and risk, and use an Annuity Cost Savings Calculator to understand how lower expenses may affect account value and benefits.

What resources does TIAA.org/tools provide for IRAs, taxes, and budgeting?

IRA tools cover Traditional vs. Roth eligibility and contribution limits. Tax calculators include a tax-deferred contributions calculator and a minimum distribution calculator. Budgeting tools include a financial fitness goal planner, a retirement budget worksheet, and a debt Illustrator tool.

Sep 13, 2026

Uploaded by Mia