ORDER TO CEASE AND DESIST - UNLICENSED ACTIVITIES UNDER NRS 649 AND NAC 649 - NOTICE OF RIGHT TO APPEAL

Sep 16, 2026

Nevada Department of Business and Industry, Financial Institutions Division issues an order directing Thunderbird Collection Specialists Inc., a/k/a TCS Inc., to cease and desist from unlicensed collection activities in Nevada. The order cites violations of Nevada Revised Statutes Chapter 649 and Nevada Administrative Code Chapter 649, detailing the division’s findings based on complaints, investigation, debt validation, and collection actions. It explains jurisdiction, applicable legal definitions, and the statutory authority for administrative disciplinary measures, including investigation, cease-and-desist directives, potential fines, and the right to appeal.

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CategoryLetters

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Pages7

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ORDER TO CEASE AND DESIST

VIOLATIONS OF NRS 649 AND NAC 649 ACTIVITIES

JURISDICTION

FINDINGS OF FACT

CONCLUSIONS OF LAW

In Re: Thunderbird Collection Specialists Inc.a/kla TCS Inc., Respondent. # ORDER TO CEASE AND DESISTVIOLATIONS OF NRS 649 AND NAC 649 ACTIVITIES 工 2 3 3300 W.Sahara Avenue,Suite 250Las Vegas,Nevada 89102(702)486-4120 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 STATE OF NEVADA 1179 Fairview Drive,Ste 201 # DEPARTMENT OF BUSINESS AND INDUSTRYFINANCIAL INSTITUTIONS DIVISION Carson City,Nevada 89701 (775)687-5522 # ORDER TO CEASE AND DESISTUNLICENSED ACTIVITIES UNDERNRS 649 AND NAC 649;ANDNOTICE OF RIGHT TO APPEAL The State of Nevada Department of Business and Industry,Financial InstitutionsDivision (hereinafter,"Division")hereby orders Thunderbird Collection Specialists Inc.alk/aTCS Inc.(hereinafter,"Respondent")to cease and desist from any and all activities that are inviolation of Chapter 649 of the Nevada Revised Statutes("NRS")and Nevada AdministrativeCode("NAC"). # JURISDICTION 1. The business of collecting claims for others or of soliciting the right to collect orreceive payment for another of any claim in the State of Nevada is governed by NRS Chapter649 and NAC Chapter 649. 2. The Division has primary jurisdiction for the licensing and regulation of personsoperating and/or engaging in collection services.NRS 649.020;NRS 649.045;NRS 649.051et seq.;NRS 649.075et seq. 3.Pursuant to the authority vested by NRS Chapter 649,the Division herebymakes the following Findings of Fact,Conclusions of Law,and Order. C二二1 -_ # FINDINGS OF FACT 工 4. Respondent is not currently nor has ever been egistered with the State ofNevada Secretary of State as a foreign or domestic corporation. 2 3 5. Respondent's business address is 3200 N.Hayden Road,Suite 110,Scottsdale,Arizona 85251. 4 5 6.On or about June 20,2017,a complaint from a Nevada resident was receivedwith evidence of unlicensed activity being conducted by Respondent. 6 7 7.On or about June 20,2017,the Division notified Respondent of the allegedcomplaint and requested validation of the alleged debt,collection logs,and proof of any otheraction taken against the complainant's account. 8 9 10 8. On or about June 26,2017,Respondent filed a response with the Division andprovided a validation of the debt and collection logs regarding the account. 11 12 9. Through the course of its investigation,the Division discovered that Respondentengaged in and/or is engaging in the business of a collection agency in the State of Nevadawithout a license.Specifically,the Division discovered that Respondent,without first obtaininga license,contacted and communicated with a Nevada resident regarding the payment of adebt on behalf of a third party,provided the same Nevada resident with a demand letter forthe collection of a debt on behalf of a third party,validated the subject debt,and collectedpayment of said debt. 13 14 15 16 17 18 19 10. On or about June 30,2017,the Division notified the Respondent in writing that alicense was required to conduct the business of a collection agency in the State of Nevada.The Division allowed the Respondent thirty(30)days to comply.Respondent failed to comply;it did not submit an application for the collection agency nor the designated qualifiedmanager. 20 21 22 23 24 2511. If any Finding of Fact is more properly characterized as a Conclusion of Law,it26 shallbe considered as such. 27 工 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 1 ……4: -..1 S2 # CONCLUSIONS OF LAW 12. NRS 649.075(1)reads as follows: Except as otherwise provided in this section,a person shall notconduct within this State a collection agency or engage within thisState in the business of collecting claims for others,or of solicitingthe right to collect or receive payment for another of any claim,oradvertise,or solicit,eithe

FAQs

What action does the Nevada Division require Thunderbird Collection Specialists Inc. to take?

The order requires Thunderbird Collection Specialists Inc., a/k/a TCS Inc., to immediately cease and desist from all unlicensed activities that violate Nevada law regarding collection agency activities.

What laws and definitions are cited to support the order?

The order relies on NRS Chapter 649 and NAC Chapter 649, including NRS 649.075, the definition of a “collection agency” in NRS 649.020, and NRS 649.390 for disciplinary authority.

What evidence and events does the Division use in its findings?

The Division references a Nevada resident complaint and investigation showing unlicensed collection conduct, including contacting and communicating about a third-party debt, providing a demand letter, validating the debt, and collecting payment.

Sep 16, 2026

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