New Baby Basics - A quick reference guide to your health and disability benefits through pregnancy and the birth of your baby

Sep 17, 2026

New Baby Basics provides a quick reference to pregnancy and newborn health and disability benefits for members enrolled in the Concordia Health Plan and/or the Concordia Disability and Survivor Plan. It explains covered maternity services, options for prenatal and postnatal care, and how to confirm benefits when other coverage applies. It also outlines maternity programs, mental health support resources, disability leave eligibility, claims waiting periods, reporting timelines, and how to contact Sedgwick and other program administrators.

LanguageEnglish

CategoryPaper Templates

FormatPDF

Pages6

Reading Time2 min

AccessFree to download

Healthcare benefits during pregnancy

Concordia Health Plan maternity programs

Mental health support

Maternity Leave: Disability benefits

Basics

Claims

Payments

New Baby Basics A quick reference guide to your health and disability benefits through pregnancy and the birth of your baby Congratulations! Preparing for a baby is an exciting time! It also requires a lot of work as you plan for a new addition to your family. If you are enrolled in the Concordia Health Plan and/or the Concordia Disability and Survivor Plan, you can feel confident that you’ll have great health and disability benefits throughout your pregnancy. Healthcare benefits during pregnancy For members enrolled in the Concordia Health Plan, all maternity expenses are covered the same as general medical expenses. Your health plan covers prenatal and postnatal care performed by a physician and maternity expenses incurred in a hospital. Actual benefits are determined based on the option in which you are enrolled. If the member and/or their newborn has health coverage other than the Concordia Health Plan, he/she should contact their insurance provider directly to confirm benefits, resources and enrollment timelines. If you have questions about coverage, finding in-network care, prior authorization or where to schedule services, start with the member support resources connected to your plan: Quantum Health (Anthem BCBS, Cigna Healthy Me and UMR), Kaiser Permanente or Cigna HMO. Check the back of your insurance card to connect with the correct resource. — 1 — Concordia Health Plan maternity programs Anthem BCBS, Cigna (Healthy Me) and UMR members have access to Quantum Health High-Risk Maternity Program — featuring dedicated, high-risk maternity nurses. The nurses will contact you at least every 30 days to offer support and guidance. They will: • Educate about genetic testing and ensure authorizations are in place, if necessary • Ensure that future obstetric admission authorizations are on file • Assist with finding a local pediatrician • Assist with finding an in-network breast pump provider and a lactation consultant • Connect you with community resources • Assist you with any benefit or claims questions • Remind you to add your baby to the health plan Cigna HMO plan options offer the Healthy Pregnancies, Healthy Babies Program to improve the quality of maternity care and reduce pre-term deliveries. You can connect with a coach to answer your questions and develop a care management plan. You must register for the program in the first or second trimester of your pregnancy. As an added incentive to join, you’re eligible to receive a $150 gift card if you are enrolled by the end of the first trimester and complete the program, or a $75 gift card if you are enrolled by the end of your second trimester and complete the program. Please allow 60 days from your postpartum call to receive your gift card. Call 866-302-7578 to enroll. Kaiser Permanente plan options offer the Maternity Wellness Program that provides tools and resources to walk you through every step of your pregnancy — when you’re trying to conceive, during pregnancy, labor and childbirth, and after your baby is born. You can register for prenatal classes and programs near you. Learn more about Kaiser Permanente’s prenatal care commitment [by visiting](by visiting kp.org/pregnancy)[ kp.org/pregnancy](by visiting kp.org/pregnancy). Mental health support Evernorth Confide offers help to care for you during your transition to motherhood, postpartum depression, emotional adjustments, family challenges with a new baby in the house and more. You can have a conversation with an Evernorth Confide Licensed Telephone Counselor, who will listen and help get you started. Visit ConcordiaPlans. org/MentalHealth to learn more. Maternity Leave: Disability benefits You may be eligible for disability benefits due to your pregnancy. Sedgwick, the benefit administrator and disability case manager of the Concordia Disability and Survivior Plan, will review your disability claim and make a determination in the same way all disability claims are

FAQs

Which maternity expenses are covered under the Concordia Health Plan?

For members enrolled in the Concordia Health Plan, maternity expenses are covered the same as general medical expenses, including prenatal and postnatal care by a physician and maternity expenses incurred in a hospital.

How often does the Quantum Health High-Risk Maternity Program contact enrolled members?

Anthem BCBS, Cigna (Healthy Me), and UMR members can access Quantum Health High-Risk Maternity Program, where nurses contact you at least every 30 days to offer support and guidance.

What is the waiting period before short-term disability benefits begin?

Like all disability claims, there is a seven-day waiting period before short-term disability benefits begin.

Sep 17, 2026

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