LA CHEAT SHEET 2024 - Types of Disability Benefits & Related Calculations

Oct 14, 2026

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Quick reference covering Louisiana disability benefits under LSA-R.S. 23, including definitions of Temporary Total Disability (TTD), Permanent Total Disability (PTD), Supplemental Earnings Benefits (SEB), and Permanent Partial Disability (PPD) with schedule-based impairment compensation. Summarizes first-week TTD rules, SEB eligibility threshold, and credits toward later benefits. Provides average weekly wage (AWW) calculation methods for full-time, part-time, overtime, annual salary, monthly, and unit/commission earnings. Includes payment due dates, penalty exposure, maximum/minimum compensation rate tables, prescriptive periods, accident definition, and special claim elements for mental and cardiovascular conditions.

LanguageEnglish

CategoryGeneral

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Pages2

Reading Time1 min

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Types of Disability Benefits (LSA-R.S. 23)

TTD, PTD, SEB, PPD definitions and rules

Schedule benefits and impairment weeks

Average weekly wage (AWW) calculations

Time periods, penalties, and compensation rates

Payment due dates

Maximum minimum compensation rates table

Prescriptive periods (statute of limitations)

Claim concepts and special claims

Accident definition

Mental disability claims elements

Cardiovascular claims evidence requirements

TYPES OF DISABILITY BENEFITS LSA-R.S. 23:1221(1)(2)(3)(4) * Temporary Total Disability (TTD): Inability to engage in any employment or self employment of any nature. (temporarily orindeﬁnitely) . * Permanent Total Disability (PTD): Inability to engage in any employment or self employment of any nature. (permanently) * Supplemental Earnings Beneﬁts (SEB): Should be paid if the accident results in an inability to earn 90% or more of the injured workers’ pre accident AWW. * Permanent Partial Disability (PPD/Schedule Beneﬁts): Compensation is paid based upon an impairment rating even if the employee has returned to work. * First week of TTD is not paid unless disability lasts for 2 weeks. SCHEDULE BENEFITS (PPD beneﬁts) Payment is calculated by taking the percentage of impairment multiplied by the number of weeks called for in the schedule below. The weekly rate is sixty-six and two thirds percent of wages. Body Part Max Weeks Thumb 50 Index ﬁrst ﬁnger 30 Any other ﬁnger 20 Any toe 10 Hand 150 Arm 200 Foot 125 Leg 175 Eye 100 *Body as a whole is not recoverable in Louisiana. *Any weeks paid in TTD, SEB or PTD are applied as a credit toward any beneﬁts that would owed for PPD beneﬁts. AVERAGE WEEKLY WAGE (AWW) LSA-R.S. 23:1021(10) Full-Time Employee: (A)Hired for 40 hour and worked 40 or more. Average the hours in the 4 full weeks prior to the accident and multiply hours by the hourly rate. If average is less than 40, employee given presumption of 40 hours. (B)Hired for 40 hours but worked less “athis/her own discretion”. Calculation is the average of the earnings in the 4 full weeks prior to the accident. Overtime is calculated by averaging all hours in the 4 full weeks. Multiply the straight-time rate times 40 hours and multiply the overtime rate times the hours of overtime Part-Time Employee: Employer must have records showing that the employee is considered part time. Employee must knowingly accept employment for less than 40 hours per week. If the claimant has no job other than the part-time job the the calculation is an average of the hours in the 4 full weeks prior to the accident and multiply the hours times the hourly wage. If the employee has another job in addition to the part-time job than the calculation is an average of hours from all employment. If the average is more than 40, only use 40 hours. Multiply these hours times the wage rate where the accident occurred. Annual Salary Employee: calculate by dividing the annual wage by 52. Monthly Employee: Multiply monthly wage by 12 and divide 52. Unit/Commission/Piece meal: Designed originally for the timber industry. Determine the gross earnings in the 26 weeks prior to the accident. Divide the gross earnings by the number of days actually worked in the same period and multiply the resulting day rate by the average number of days worked per week. TIME PERIODS LSA-R.S. 23:1201 TTD, PTD and Death Beneﬁts are due 14 days after employer knows of injury or death. SEB’s are due on the 14th day after the employer has knowledge ofcompensable wage loss. PPD beneﬁts are due on 30th day after employer receives medical report giving notice of PPI rating. Medical expenses are due on 60th day after receipt. Failure to pay within the time delays can result in a penalty of $2,000 for each late payment, capped at $8,000 in penalties, as well as reasonable attorney’s fees. MAXIMUM MINIMUM COMPENSATION RATES LSA-R.S. 23:1202 Date of Injury Max. Min. 9/01/12-8/31/13 $605 $161 9/01/13-8/31/14 $619 $165 9/01/14-8/31/15 $630 $168 9/01/15-8/31/16 $649 $173 9/01/16-8/31/17 $657 $175 9/01/17-8/31/18 $653 $174 9/01/18-8/31/19 $665 $177 9/01/19-8/31/20 $688 $183 9/01/20-8/31/21 $705 $188 9/01/21-8/31/22 $743 $198 9/01/22-8/31/23 $771 $206 9/01/23-8/31/24 $816 $218 9/01/24-8/31/25 $845 $225 Note: Minimum compensation rate does not apply to SEB payments. PRESCRIPTIVE PERIODS LSA R.S. 23:1209 (Stat

FAQs

What qualifies as Temporary Total Disability (TTD) and when are benefits paid?

TTD is defined as the inability to engage in any employment or self-employment of any nature. The first week of TTD is not paid unless the disability lasts for two weeks.

How is Supplemental Earnings Benefits (SEB) eligibility determined?

SEB should be paid if the accident results in an inability to earn 90% or more of the injured worker’s pre-accident AWW.

What are the prescriptive periods for indemnity vs medical benefits?

Indemnity benefits generally prescribe one year from the injury or death, with additional rules based on when indemnity was last paid (including three years for SEB). Medical benefits generally prescribe one year from the date of injury or death, and if medical was paid, then three years from the date of the last medical payment.

Oct 14, 2026

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