J.P. Morgan Roth IRA Conversion Request - Use this form to authorize a one-time conversion of assets

Sep 19, 2026

J.P. Morgan Roth IRA Conversion Request form used to authorize a one-time conversion of assets from a J.P. Morgan Securities LLC Traditional/SEP IRA to a Roth IRA. The form explains key requirements before submission, including sufficient IRA funds, applicable legal address for state tax withholding, RMD satisfaction, and the taxable nature of Roth conversions. It also covers valuation timing for securities and how cash residuals or fractional shares are handled based on conversion selections.

LanguageEnglish

CategoryForms

FormatPDF

Pages7

Reading Time3 min

AccessFree to download

What you need to know

1. Tell Us About Your IRAs

2. What Assets Would You Like to Convert?

3. Tax Withholding Elections

J.P.Morgan Securities LLC You can submit this form and any attachments by: Secure Message For instructions on how to submit this request bysecure message,visit chase.com/ brokerageforms. Mail J.P.Morgan Securities LLC Attn:Retirement-WM Mail Code:IL1-0291 10 S.Dearborn St. Chicago,IL60603 If you have questions, please send us a secure message on chase.com. Your Name Both your social Security Number and Account Numbers are required. Member FINRA and SIPC Use this form to ·Authorize a one-time conversion of assets in your J.P.Morgan Securities LLC(JPMS)Traditional/SEPindividual retirement account(IRA)to your JPMS Roth IRA. ## What you need to know ·Before submitting this form,please make sure that: ·There are sufficient funds in your IRA to cover the conversion amount and any fees.Yourconversion request will not be processed if there are insufficient funds to cover it. ·Your legal address is on file because we will apply tax withholding requirements for the state ofresidence listed in our records. ·IRS rules prohibit converting your required minimum distributions(RMDs)to a Roth IRA.Please makesure your RMDs are satisfied before the conversion. ·A Roth conversion is reported to the IRS as a taxable event. ·Once a Roth conversion transaction is final,it cannot be reversed or recharacterized per IRS rules.Donot use this form to request a recharacterization of assets. ·You must provide your Social Security number and federal tax withholding election so we can processyour conversion.Forms without this information will not be processed. ·Refer to IRS Publications 590-B and 505 at irs.gov,or consult your legal or tax professional(s)to learnmore about IRA distributions.federal income tax withholding.and estimated tax requirements andpenalties. ·For best results,complete this form using Adobe Reader.You willneed to print a copy for your signature. 1.Tell Us About Your IRAS Your Social Security NumberConvert my Traditional/SEP IRA:Your Account NumberApplication ID J.PMorganRoth IRA Conversion Request ## 2.What Assets Would You Like to Convert? Important information about your conversion ·If you're converting securities,their value is determined at the close of business on the processingdate.Because of market fluctuations,the valuation of the conversion distribution can vary.As a result,ifyou choose a specific dollar amount for your state withholding(in Section 3),the withholding might be ahigher or lower percentage than you are expecting. ·Entering "All"authorizes JPMS to convert the entire position of each listed security to your Roth IRA;however,some securities do not permit fractional share distributions.In this instance,any remainingfractional shares may need to be liquidated to cash and converted separately from the initialtransaction. ·Please review your account after the initial conversion and contact your advisor or call the number onthe front of your investment statement for assistance if fractional shares remain in security positions. Select the assets to convert: OFull conversion with account closure:Convert all assets and close the account.Cash residuals,if any,will be automatically converted to the Roth IRA.Fractional shares that remain in security positions,ifany,will not be automatically converted to the Roth IRA.Contact your advisor or call the number on thefront of your investment statement for assistance.(Do not complete the table below;proceed to Section 3.) OPartial conversion or full conversion with account remaining open. ·For a partial conversion:Complete the table below and list the specific cash or securities toconvert.If "AIl"is entered,cash residuals and fractional shares that remain in security positions,ifany,will not be automatically converted.(Complete the table below.) ·For a full conversion:Complete the table bel

FAQs

What must be verified before submitting the Roth conversion request?

Confirm there are sufficient IRA funds to cover the conversion amount and fees, and ensure your legal address is on file for state tax withholding. Also satisfy IRS rules by completing required minimum distributions (RMDs) before the conversion.

What happens to cash residuals or fractional shares after a conversion?

If you select full conversion with account closure and cash residuals exist, they are automatically converted to the Roth IRA. Fractional shares that remain in security positions may not be automatically converted and could require liquidation or separate conversion.

How are tax withholding elections handled for different taxpayer situations?

IRA distributions may be subject to federal and, in some cases, state income tax withholding. U.S. persons residing abroad generally cannot opt out of federal withholding and will have 10% withheld unless a greater amount is elected.

Sep 19, 2026

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