Health Insurance Marketplace Notice - Application IC - How to get help with your taxes

Sep 19, 2026

Notice provides guidance for filing federal income taxes related to Health Insurance Marketplace coverage, emphasizing the need to file if advance premium tax credit payments were received in 2025. It explains how Form 1095-A is used to complete IRS Form 8962, what may happen if a return is not filed, and why the form is important. It also covers updates to information, getting corrected forms, potential multiple 1095-A statements, related 1095-B/1095-C forms, and steps to report changes promptly, plus resources for free tax assistance and contact options.

LanguageEnglish

CategoryLetters

FormatPDF

Pages8

Reading Time3 min

AccessFree to download

How to get help with your taxes

For more help

Privacy Disclosure

January 6,2026 44035 SInterstate Application IC Plan Name:Sandard Slver You must file a tax return if your IRS Form 1095-A,"Health Insurance Marketplace⑧Statement,"showsyou got advance payments of the premium tax credit.See Part II,Column Con your form. Use Form 1095-A to complete IRS Form 8962“Premium Tax Credit(PTC)”and include itwith your federalincome tax return w hen you file.If you don't,you may have to pay backsome or all of the tax credit you got last year. Enclosed is your tax Form 1095-A about your Marketplace coverage.You're getting this form because youand/or members of your household had Marketplace coverage for all or some part of 2025. Thisform has important information you'll need to fill out your federal income tax return.We also shared thisinformation with the Internal Revenue Service(IRS.Keep thisform for your records. You must file a tax return You must file a federal income tax return if you or another member of your household got advance paymentsof the premium tax credit in 2025 to lower premium costs,even if you don't normally file a return.If you don'tfile a tax return: ·You may have to pay back all or some of the advance payments of the premium tax credit you got. ·You won't qualify for advance payments of the premium tax credit or cost-sharing reductionsto helppay for your Marketplace coverage in future years. Complete IRSForm 8962 and include it when you file your taxes.You'll use the information on Form 1095-Ato complete Form 8962.Get more detailson the back of the enclosed form.If you need IRSForm 8962,visitIRS.gov/pub/irs-pdf/f8962.pdf. Why Form 1095-A is important Form 1095-A includes inform ation about: ·Months you and any other members of your household had Marketplace coverage in 2025. ·Your Marketplace plan premium and other information you need to fill out your federal income taxreturn and claim the premium tax credit. ·The amount of any advance payments of the premium tax credit we paid in 2025 to a health plan foryour household. Visit HealthCare.gov/tax-form-1095 to learn more about your Form 1095-A.If you need another copy of thisform,you can also access it through: ·Your Marketplace account. ·Your IRS Individual Online Account.Visit IRS.gov/payments/online-account-for-individuals to create orlog into your IRSaccount. You may need more information to complete your tax return When you file your 2025 taxes,you'll need more inform ation about your premium tax credit if: ·You had changes in your household that you didn't report to the Marketplace -like having a baby,moving,getting married or divorced,or losing a dependent. ·Your Form 1095-A has zeroesprinted in Part ⅢI,Column Bfor the monthsyou had coverage. Visit HealthCare.aov/tax-tool to get the information you need if either of these apply to you. Changesto your Form 1095-A information lf you think information on the enclosed Form 1095-A is wrong,call the Marketplace Call Center at o find out how to get a corrected Form 1095-A.TTYusers should ca You may get more than one Form 1095-A You may get more than one Form 1095-A.This can happen if different members of your household haddifferent health plans,you updated your coverage information during 2025,oryou switched plans during2025.Keep all 1095-A forms with your important tax documents. You also may get IRS Form 1095-B or IRS Form 1095-C If you or members of your household had coverage in 2025 through other programs or plans out side theMarketplace,you may also get a"Form 1095-B,Health Coverage"or"Form 1095-C,Employer-Provided HealthInsurance Offer and Coverage."Follow the instructionson these forms when you fill out your tax return. NOTE:If you're enrolled in another type of health coverage that qualifies as minimum essential coverage(forexample,Medicare Part A)and got a Form 1095-B,you may no longer be eligible to get financial help for yourMarketplace plan.It's important to contact the Marketplace and report any changesin

FAQs

When is a federal tax return required for Health Insurance Marketplace advance premium tax credit payments in 2025?

You must file a federal income tax return if you or another household member received advance payments of the premium tax credit in 2025 to lower premium costs, even if you don’t normally file.

How do you use Form 1095-A to complete your taxes?

Use the information on Form 1095-A to complete IRS Form 8962 and include it when you file your federal taxes.

What should you do if the Form 1095-A information you received is wrong?

Call the Marketplace Call Center to learn how to get a corrected Form 1095-A.

Where can you get free help with your taxes and Marketplace-related questions?

You can access free help through IRS resources and HealthCare.gov, and for Marketplace coverage questions you can call the Marketplace Call Center or visit HealthCare.gov/find-local-help for local assistance.

Sep 19, 2026

Upload by Caleb Sterling