BMS Legal Services Protection (LSP) Brochure 2026 - Coverage Overview

Sep 15, 2026

BMS Canada Risk Services Ltd. provides an overview of legal and support coverage designed to reduce the cost and time spent navigating legal processes. The brochure describes unlimited access to the ARAG Legal Helpline for general confidential legal advice, plus unlimited access to lawyer-drafted, customizable legal templates via the Legal Document Centre. It also outlines lawyer review limits for simple documents, simple legal letter drafting restrictions, emotional support assistance, identity theft protection guidance, and HR assistance hours.

LanguageEnglish

CategoryPresentations

FormatPDF

Pages1

AccessFree to download

Unlimited Legal Helpline

Legal Document Centre

Legal Document Review

Simple Legal Letter Drafting

Emotional Support Assistance

Identity Theft Protection Assistance

HR Assistance

How to apply

Navigating the legal system can be expensive and time consuming. ARAG makes it easy to get answers to your legal questions quickly, without spending hours searching for resources. Unlimited Legal Helpline Receive unlimited access to the ARAG Legal Helpline for confidential general legal advice on any issue, even if it’s not covered by your policy. The lawyer cannot provide casespecific research, make claims decisions, or review documents. Examples of questions that you can ask a helpline lawyer: “I hired a contractor to renovate my kitchen, but the work is substandard. What are my next steps?” “I’m being audited by the Canada Revenue Agency. What steps should I take to ensure it goes smoothly?” “I would like to create a will. How do I do this, and what are the legal requirements of a will?” Legal Document Centre Receive unlimited access to the ARAG Legal Document Centre, which offers lawyer-drafted, customizable legal templates. One account is provided per policyholder with unlimited use. To create an account, visit documentcentre.arag.ca and enter your customer code under “Step 1: Create an Account.” Examples of documents you have access to: Residential lease agreements; Separation agreements; Last will and testament Prenuptial and documents; cohabitation agreements; Power of attorney documents; And more! Legal Document Review A lawyer will review a simple legal document you’ve received and provide an annotated copy to help you understand its general implications. Submit the full document, up to 8 singlesided pages in a readable font. This service will not review documents you’ve drafted or any involved in ongoing litigation. It can be used up to 12 times per year by calling the Legal Helpline. How to apply Please contact BMS to purchase coverage. BMS Canada Risk Services Ltd. ( BMS) 1-855-318-6558 [connect.canada@bmsgroup.com](connect.canada@bmsgroup.com)[ ](connect.canada@bmsgroup.com) [www.canada.bmsgroup.com](www.canada.bmsgroup.com) This brochure is a summary of coverage and is for information purposes only. Full terms and conditions of the policy, including all exclusions and limitations, are described in the policy wording, a copy of which can be obtained from BMS. Simple Legal Letter Drafting A lawyer can draft a simple legal letter for you, such as a complaint, travel consent, or resignation letter. This service does not cover complex documents, ongoing litigation, or legal agreements like wills, contracts, or leases. It can be used up to 12 times per year by calling the Legal Helpline. Emotional Support Assistance Receive confidential Emotional Support Assistance, allowing you to speak with a professional counsellor about work or personal issues. [The service is available daily from 9:00 a.m. to 8:00 p.m. EST](The service is available daily from 9:00 a.m. to 8:00 p.m. EST)[ ](The service is available daily from 9:00 a.m. to 8:00 p.m. EST)[by calling the Legal Helpline.](by calling the Legal Helpline. This is not a crisis line)[ This is not a crisis line](by calling the Legal Helpline. This is not a crisis line); for immediate mental health emergencies, contact local emergency services. Identity Theft Protection Assistance Access Identity Theft Protection Assistance, where experts will provide advice on preventing identity theft and help restore your identity if it’s compromised. [This service is available daily from 9:00 a.m. to 6:00 p.m. EST](This service is available daily from 9:00 a.m. to 6:00 p.m. EST)[ ](This service is available daily from 9:00 a.m. to 6:00 p.m. EST)[by calling the Legal Helpline.](by calling the Legal Helpline.) HR Assistance Access HR Assistance for guidance on workplace issues affecting your business. This service is available Monday to Friday, 9:00 a.m. to 5:00 p.m. local time, by calling the Legal Helpline.

FAQs

What does the ARAG Legal Helpline provide under this coverage?

It provides unlimited access to general confidential legal advice for issues not covered by the policy. The lawyer cannot provide case-specific research, make claims decisions, or review documents.

How can policyholders use the Legal Document Centre?

One account is provided per policyholder with unlimited use. Create an account at documentcentre.arag.ca and enter the customer code under Step 1: Create an Account.

What services are available for emotional support and identity theft assistance?

Emotional Support Assistance provides confidential access to a professional counsellor about work or personal issues, and it is not a crisis line. Identity Theft Protection Assistance offers advice to help prevent identity theft and help restore identity if compromised, with specified daily service hours.

Sep 15, 2026

Uploaded by Berry Peter