Xavier University Student Coverage With Care 2026-2027 - Student Health Insurance Plan Benefits

Sep 29, 2026

Xavier University Student Coverage With Care 2026-2027 outlines the Student Health Insurance Plan for eligible full-time domestic students (12+ credit hours) and international students on F-1 and J-1 visas, with voluntary eligibility options for certain other student credit loads. It details coverage rules, exclusions such as ineligible dependents, how to access ID cards and FAQs online, and benefit payment structures including copays, deductibles, out-of-pocket maximums, and prescription drug tiers.

LanguageEnglish

CategoryHealthcare

FormatPDF

Pages2

Reading Time5 min

AccessFree to download

What’s Included?

Eligibility

Student Health Center Benefits

Key Benefits and Cost Sharing

Coverage Periods & Rates

Enrollment Periods

Xavier University Student Coverage With Care 2026-2027 What’s Included? PPO is UnitedHealthcare Choice Plus Questions To view Frequently Asked Questions or submit a request, please visit: [help.ahpcare.com](help.ahpcare.com) Insurance ID Card To access your ID card, please visit [xavier.myahpcare.com/additionalresources](xavier.myahpcare.com/additionalresources) Eligibility Xavier University requires all full-time domestic students taking at least 12 or more credit hours and International students with F-1 and J-1 Visas to puchase the Student Health Insurance Plan, unless proof of comparable coverage is provided. Other Xavier students who are eligible to purchase this plan on a Voluntary basis include: • Undergraduate taking 6-11 credit hours. • Graduate students taking six (6) or more credit hours who are enrolled in an organized course of study or degree program given by an academic department of the University. • Students taking less than six (6) credit hours, but who are enrolled in an organized course of study or degree program given by an academic department of the University, or students who are fulfilling a non coursework requirement of that program (thesis, dissertation etc) . • Dependents are no longer eligible to enroll in this coverage. For more information, [visit](visit xavier.myahpcare.com)[ xavier.myahpcare.com](visit xavier.myahpcare.com). *Academic Emergency Services and AD&D coverage are underwritten by 4 Ever Life International Limited and administered by Worldwide Insurance Services, LLC, separate and independent companies from Academic HealthPlans, Inc. (AHP), Part of the Brown & Brown Team. AHP (26) UHC-Xavier Academic HealthPlans, Inc. (AHP), Part of the Brown & Brown Team, is an independent company that provides program management and administrative services for the student health plans of UnitedHealthcare Insurance Company. STUDENT HEALTH CENTER: Benefits at the Student Health Center will be paid at 100% after a $30 Copay per visit. Benefits (Deductible applies unless otherwise stated below) PREFERRED PROVIDER OUT-OF-NETWORK PROVIDER Payments are based on the Allowed Amount Payments are based on the Allowed Amount Benefit Maximum Per Insured Person, Per Policy Year Unlimited Individual Deductible Per Insured Person, Per Policy Year $500 Individual Out-of-Pocket Maximum Per Insured Person, Per Policy Year $7,150 Room and Board Expense Inpatient/Outpatient Surgery Outpatient Physician’s Visits (Deductible waived) Rehabilitation & Habilitation Services, includes physical, speech & occupational therapy (Deductible waived) 80% 80% 80% after a $35 Copay per visit 80% after a $35 Copay per visit 50% 50% 50% after a $35 Copay per visit 50% after a $35 Copay per visit Diagnostic X-ray Services & Laboratory Expenses 80% 50% Medical Emergency Expenses Copay waived if admitted (Deductible waived) 80% after a $250 Copay per visit 80% after a $250 Copay per visit Prescription Drugs Up to a 31-day supply per prescription At pharmacies contracting with UnitedHealthcare Pharmacy 100% after a Tier 1: $20 Copay Tier 2: $50 Copay Tier 3: $75 Copay (Deductible waived) 50% Please note: You are required to pay the full amount charged at the time of service for all prescriptions dispensed at an out-of-network provider and must file a claim for reimbursement. | Preventive Care Services For more information, please visit
[healthcare.gov/coverage/](healthcare.gov/coverage/)[ ](healthcare.gov/coverage/)[preventive-care-benefits](preventive-care-benefits) | 100%
(Deductible waived) | | 50% | | --- | --- | --- | --- | | Coverage Periods & Rates | | | | | | SPRING/SUMMER | | SUMMER | | | ANNUAL (NEW STUDENTS ONLY) | | (NEW STUDENTS ONLY) | | | 08/01/2026- 01/01/2027- | | 05/01/2027- | | | 07/31/2027 07/31/2027 | | 07/31/2027 | | Enrollment Periods | 06/01/2026-
08/27/2026 | 11/16/2026-
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FAQs

Who is required to purchase Xavier’s Student Health Insurance Plan for 2026-2027?

All full-time domestic students taking at least 12 credit hours and international students with F-1 and J-1 visas must purchase the plan unless they provide proof of comparable coverage.

Who can enroll voluntarily and are dependents eligible?

Other eligible students may purchase the plan voluntarily, including undergraduates taking 6–11 credit hours and graduate students taking 6+ credit hours in an organized program. Dependents are no longer eligible to enroll in this coverage.

What are the main out-of-pocket and deductible limits and how are services paid?

The plan lists an individual deductible of $500 per insured person per policy year and an individual out-of-pocket maximum of $7,150 per policy year. Many services are paid at 80% or at specified percentages after copays, and prescription drugs use a tiered copay structure with additional out-of-network requirements.

Sep 29, 2026

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