SUPER STAR - No Limits, Just Benefits - Health Insurance Brochure

Sep 15, 2026

SUPER STAR health insurance offers adaptable coverage across every stage of life, combining automatic restoration of the sum insured after claims and a cumulative bonus for claim-free years. Coverage includes in-patient and day care medical expenses, pre- and post-hospitalisation costs, advanced procedures, AYUSH treatments, road ambulance, air ambulance reimbursement, organ transplantation related expenses, and home-based treatment options under set conditions. Additional services include e-domestic second medical opinion, tele-consultations with AI-assisted face scan, dental options in specific policy years, and STAR wellness points redeemable for renewal premium discounts.

LanguageEnglish

CategoryHealthcare

FormatPDF

Pages12

Reading Time30 min

AccessFree to download

Key features of SUPER STAR

Freeze Your Age

In-built Covers

AYUSH Treatment

Road Ambulance and Air Ambulance

E-Domestic Second Medical Opinion

Cumulative Bonus and Automatic Restoration

Tele-consultations and AI face scan

Optional Covers

SHAHLIP27049V022627 Future ke har move, Covered! Built to adapt, Super Star offers endless customisations for every stage of life. Protecting your health has never been this easy. No Limits, Just Benefits Enjoy Automatic Restoration of Sum Insured after every claim and a growing bonus for every claim-free year. Your protection never stops. Key features of SUPER STAR Freeze Your Age Lock in your age and keep your premiums young until you make a claim. SUPER STAR | UIN: SHAHLIP27049V022627 Features In-built Covers Coverage for medical expenses up to the Sum Insured during hospitalisation, including: Room rent (any room), boarding and nursing expenses ICU charges Fees for surgeon, anaesthetist and specialists Anaesthesia, blood, oxygen, surgical appliances, medicines and drugs, diagnostic materials, dialysis, chemotherapy, radiotherapy, pacemaker, stent and similar expenses All Day Care Procedures are covered. Medical expenses incurred up to 90 days before hospitalisation. Post-Hospitalisation Expenses Medical expenses incurred up to 180 days after discharge from hospital. Coverage for advanced procedures such as: Stem cell therapy for bone marrow transplant Uterine artery embolisation, Balloon Sinuplasty, Deep Brain Stimulation Oral Chemotherapy, Immunotherapy, Intravitreal injections Robotic surgeries, Stereotactic radiosurgeries, Bronchial Thermoplasty Holmium laser treatment, IONM (Intra Operative Neuro Monitoring) AYUSH Treatment Coverage for in-patient treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy in AYUSH hospitals. SUPER STAR | UIN: SHAHLIP27049V022627 Road Ambulance Coverage for the expenses incurred while using road ambulance for admission to hospital, transportation from one hospital to another, and for transportation of the insured from hospital to the place of residence. Reimbursement up to ₹5,00,000 in a policy year for air ambulance services if advised by a medical practitioner. Coverage for organ transplantation and related expenses, including the donor's post-donation complications. Coverage for home-based treatment for specified conditions, including fever, infections and chronic illnesses, provided certain criteria are met. Coverage for medical treatment at home for over three days when hospitalisation is not possible or available. E-Domestic Second Medical Opinion Access to a second medical opinion from a network doctor based on submitted medical records. Premium waiver for the next policy year if the proposer who is also an Insured is diagnosed with a critical illness or dies due to an accident. Cumulative Bonus The insured person will be eligible for a cumulative bonus calculated at 50% of the Sum Insured for each claim-free year, up to a maximum of 100% of the Sum Insured. SUPER STAR | UIN: SHAHLIP27049V022627 There shall be an automatic restoration of the Sum Insured up to 100%, an unlimited number of times, immediately after partial/ full utilisation of the limit of coverage. This can be utilised for all claims for subsequent hospitalisation. Unlimited tele-consultations with various practitioners can be availed via the mobile app, along with AI-driven face scan facility to know the vital parameters such as heart rate, oxygen saturation, respiration rate up to two times per month per insured in a policy year. Coverage for dental consultation and X-ray(IOPA) and scaling, for one Insured person, available only in the 2nd and 3rd policy years. Enhance your health journey with discounts on pharmacy, diagnostics and consultations, all available through the STAR Health App. When you buy the policy, your age is locked at entry. Premiums will be based on this age until a claim is paid under In-Patient, Day Care, or AYUSH treatments. Post-claim, premiums will be charged as per your age at renewal. For example, if the insured buys the policy at 25 years old, they will continue pay

FAQs

What does “Freeze Your Age” mean in SUPER STAR?

It locks your entry age, so premiums are based on that age until a claim is paid for specified treatments. After the claim, premiums at renewal follow your current age.

How does automatic restoration of the Sum Insured work?

The Sum Insured is automatically restored up to 100% an unlimited number of times after partial or full use of the coverage limit. It can be used for subsequent hospitalisation claims.

What services are available under e-domestic second medical opinion and tele-consultations?

You can access a second medical opinion via a network doctor using submitted records. You also get unlimited tele-consultations through the mobile app, plus an AI-driven face scan to view vital parameters up to two times per month per insured in a policy year.

Sep 15, 2026

Upload by Mack Lee