Personal Fee Schedule - TD Bank

Sep 4, 2026

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Personal Fee Schedule outlines charges for common everyday banking activities, including checks, money orders, ATM/debit card transactions, international transaction markups, and expedited delivery services. It details fees for funds transfers, scheduled and rush bill payments, Zelle® send-money deliveries, and incoming or outgoing wires. The schedule also lists account-service fees such as stop payments and paper statements, overdraft per-day pricing, legal order levies, excess withdrawal limits, card research charges, and statement or deposit copy options, plus relevant footnotes and conditions.

LanguageEnglish

CategoryResearch & Report

FormatPDF

Pages2

Reading Time5 min

AccessFree to download

Personal Fee Schedule

Checks

Money orders

ATM/Debit Cards

Funds Transfers

Bill Pay

Wires

International

Account Services

Overdraft Services

Other

Copies

Personal Fee Schedule Checks Money orders $ 5.00 Official checks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 8.00 ATM/Debit Cards Transactions conducted at TD ATMs in the U.S. and Canada (including mini-statements) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Each withdrawal & transfer conducted at a non-TD ATM1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 3.00 Each balance inquiry conducted at a non-TD ATM1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free International Transaction2: International debit or ATM card purchases, cash advance transactions and/or non-TD international ATM withdrawals . . . . . . . . . . 3% of Transaction Amount Expedited debit card delivery . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $32.00 Funds Transfers External transfers (to/from other institutions) 3 day delivery from other institutions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free 3 day delivery to other institutions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Next day delivery to/from other institutions . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Bill Pay Scheduled or Next Day Bill Payment Free Rush Bill Payment3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 2.00 Send Money with Zelle® (to/from other people)4 Delivery to others within minutes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Request funds from others . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Standard ACH delivery (1 to 3 days) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Wires Incoming wire5 (domestic & international) . . . . . . . . . . . . . . . . . . . . . . . $ 15.00 Outgoing wire (domestic) $ 30.00 Outgoing wire (international-foreign currency) plus exchange rate, taxes and correspondent fee(s) . . . . . . . . . . . . . . $ 25.00 Outgoing wire (international-USD) plus exchange rate, taxes and correspondence fee(s) . . . . . . . . . . . . . $ 50.00 International6 Collections items (plus correspondent fee) . . . . . . . . . . . . . . . . . . . . . . $ 17.50 Foreign currency banknotes (in Store and online orders)7 . . . . . . . . . . . $ 7.50 Foreign currency banknotes (orders less than $250) . . . . . . . . . . . . . . $ 17.50 Account Services Check & ACH Stop Payment (per item)8 . . . . . . . . . . . . . . . . . . . . . . . . $ 30.00 Paper statement (per statement cycle) . . . . . . . . . . . . . . . . . . . . . . . . . . $ 3.00 Paper statement (per statement cycle, TD Complete primary account holders aged 60 and above only) Free Paper statement (per statement cycle, TD Essential Banking only) . . . . $ 1.00 Printed check images with paper statement (per statement cycle)9 . . . . $ 2.00 Overdraft Services10 Overdraft – paid per day per account11 .......................... $35.00 Other Levy/legal order . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 125.00 Excess pre-authorized withdrawals, transfers or checks (Money Market/Savings) (per item)12 , 13 . . . . . . . . . . . . . . . . . . . . $ 3.00 Excess withdrawal (per item – for Club accounts only)14 . . . . . . . . . . . . . $ 3.00 ATM/Debit card research . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Copies Statement copies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Statements with check copies &/or deposit slips only . . . . . . . . . . . . . . . . Free Deposit reconstruction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Free Statements with check copies AND deposit reconstructions. . . . . . . . . . . Free 1 Non-TD ATMs: TD ATM fees are waiv

FAQs

What fees apply to checks and official checks?

Checks are listed at $5.00. Official checks are listed at $8.00.

How much is charged for ATM and debit card transactions at non-TD ATMs?

Non-TD ATM withdrawals are $3.00 each. Balance inquiries at non-TD ATMs are free, and international debit/ATM transactions are charged as 3% of the transaction amount.

What are the overdraft and other account-service fees?

Overdraft is $35.00 per day per account. Stop payment (per item) is $30.00, and paper statements vary by account type and eligibility, with some statements listed as free under specific conditions.

Sep 4, 2026

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