Motor Insurance Terms Handbook - 05.2018 Edition - Insurance Terms Handbook

Sep 28, 2026

Uploaded by dabgoudw

Anytime Motor insurance programs provided by INTERAMERICAN are presented in an Insurance Terms Handbook with simple, clear, transparent wording and no “fine print.” The handbook explains what the insurance policy is, what it covers, the company’s maximum liability, insured-person contribution after damage, cover start and duration, premium calculation and payment, renewal, and geographical limits. It also details communication, obligations and rights, cancellation, claims and compensation handling, other-insurance rules, fraud consequences, subrogation timing, statute-barred claims, assignment, and applicable law and jurisdiction.

LanguageEnglish

CategoryExam

FormatPDF

Pages38

Reading Time1 h 36 min

AccessFree to download

General terms of motor vehicle insurance

Article 1 What is the Insurance Policy?

Article 2 What does the Insurance Policy cover?

Article 3 What is the maximum liability of the Company?

Article 4 What does the Insured Person’s contribution in the event of damage?

Article 5 When does the insurance cover begin?

Article 6 What is the duration of the Insurance Policy?

Article 7 How is the Premium calculated?

Article 8 How is the Premium paid?

Article 9 How is the Insurance Policy renewed?

Article 10 How does the Company provide information about the payment of the Premium?

Article 11 What are the geographical limits of cover?

Article 12 Communication between the Insured Person and the Company

Article 13 Obligations of the Insured Person and rights of the Company

Article 14 How can the Insurance Policy be cancelled?

Article 15 Rights of the Company following the damage?

Article 16 Compensation calculation and payment for Motor Vehicle damage

Article 17 Another insurance

Article 18 Concealment or fraud by the Insured Person

Article 19 Subrogation timing by the Company

Article 20 Claims that are statute-barred

Article 21 Assignment

Article 22 Applicable law and jurisdiction

Special and additional cover terms

Article 23 Third Party Liability

Article 24 Off-road use

Article 25 Use whilst towing a trailer

Article 26 Passenger liability

Article 27 Liability of Authorized Drivers

Article 28 Accident Care

Article 29 Road Assistance

Article 30 Windscreen & Glass Damage

Article 31 Fire

More everytime Motor insurance terms handbook 05.2018 Edition Insurance terms handbook Thank you for choosing Anytime by INTERAMERICAN. Anytime Auto motor insurance programs are provided by INTERAMERICAN and are designed to meet modern needs in a simple and economical way. At Anytime, your Motor Vehicle insurance is based on simple, clear and transparent terms. In the Insurance Terms Handbook, you can find the information you need in a quick and easy way without any "fine print". Furthermore, in the "Insurance Policy Definitions" section you will find explanations and definitions for better understanding the terms of insurance. Out of the covers contained in the Insurance Terms Handbook, only the covers set out in the Insurance Policy Schedule apply, up to the corresponding cover limits. We are always at your disposal for any questions or queries you may have concerning your Insurance Policy, at 800 88 800 For and on behalf of the Company, Myrto Perati Head of Anytime Cyprus Contents General terms of motor vehicle insurance Article 1 What is the Insurance Policy? ....................................................................................................................... 05 Article 2 What does the Insurance Policy cover? ................................................................................................... 05 Article 3 What is the maximum liability of the Company? ................................................................................. 05 Article 4 What is the Insured Person’s contribution in the event of damage? ............................................. 06 Article 5 When does the insurance cover begin? .................................................................................................. 06 Article 6 What is the duration of the Insurance Policy? ....................................................................................... 07 Article 7 How is the Premium calculated? .............................................................................................................. 07 Article 8 How is the Premium paid? .......................................................................................................................... 07 Article 9 How is the Insurance Policy renewed? .................................................................................................... 07 Article 10 How does the Company provide information about the payment of the Premium? ............. 08 Article 11 What are the geographical limits of cover? ......................................................................................... 08 Article 12 How can the Insured Person communicate with the Company and how can the Company communicate with the Insured Person? ............................................................................................... 09 Article 13 What obligations does the Insured Person have and what rights does the Company have? .................................................................................................................................... 09 Article 14 How can the Insurance Policy be cancelled? ....................................................................................... 11 Article 15 What are the rights of the Company following the damage? ......................................................... 12 Article 16 How is compensation calculated and how is it paid in case of damage to the Motor Vehicle? .................................................................................................................................... 13 Article 17 What applies in case there is another insurance? ............................................................................. 15 Article 18 What happens in case of concealment or fraud by the Insured Person? .................................... 15 Article 19 When does subrogation by the Company take place? ...............

FAQs

What does the handbook explain about the insurance policy?

It explains what the insurance policy is and what it covers, including the company’s maximum liability and how the insured person’s contribution works in case of damage.

When does the insurance cover start and how long does it last?

The handbook states when the insurance cover begins and sets out the duration of the insurance policy.

What happens to claims that are statute-barred or in cases of concealment or fraud?

It addresses what happens when claims are statute-barred and explains consequences when the insured person conceals information or commits fraud.

Sep 28, 2026

Uploaded by dabgoudw