印度尼西亚金融部门评估 - 2024年9月

Jul 19, 2026

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Indonesia Financial Sector Assessment (September 2024) summarizes the World Bank and IMF joint mission outcomes following the 2017 Financial Sector Assessment Program (FSAP). The report reviews macro-financial conditions, identifies vulnerabilities and key risk channels, and assesses the financial sector oversight framework spanning banking, capital markets, insurance, pensions, climate, market infrastructure, consumer protection, and AML/CFT. It also covers crisis management and resolution arrangements, and outlines development priorities including credit infrastructure, digital financial services, capital markets, state roles, and climate opportunities.

LanguageEnglish

CategoryResearch & Report

FormatPDF

Pages52

Reading Time2 h 11 min

AccessFree to download

Executive Summary

Macro-financial Setting

Assessment of Vulnerabilities

Financial Sector Oversight

Financial Crisis Management and Resolution

Financial Sector Development

Annexes

Public Disclosure Authorized FOR OFFICIAL USE ONLY INDONESIA FINANCIAL SECTOR ASSESSMENT September 2024 Pub lic Disc losure Authorized Prepared By Finance, Competitiveness, and Innovation Global Practice, and East Asia Pacific Regional Vice Presidency A joint World Bank-IMF team led by Ilias Skamnelos, World Bank, and Ranjit Singh, IMF, visited Indonesia in 2023 and 2024 to update the findings of the Financial Sector Assessment Program (FSAP), which took place in 2017. This report summarizes the main findings of the mission, identifies key financial development issues, and provides policy recommendations. CONTENTS EXECUTIVE SUMMARY __________________________________________________________________________ 6 MACRO-FINANCIAL SETTING__________________________________________________________________ 10 A. Macro-financial Background__________________________________________________________________ 10 B. Financial Sector Overview_____________________________________________________________________ 10 ASSESSMENT OF VULNERABILITIES ___________________________________________________________ 12 A. Vulnerabilities and Macro-financial Scenarios_________________________________________________ 12 B. Risk Analysis __________________________________________________________________________________ 13 FINANCIAL SECTOR OVERSIGHT ______________________________________________________________ 16 A. Systemic Risk Oversight and Macroprudential Framework____________________________________ 16 B. Banking Sector Supervision and Regulation___________________________________________________ 17 C. Capital Markets Regulation and Supervision __________________________________________________ 18 D. Insurance Sector Regulation and Supervision_________________________________________________ 20 E. Pension Sector Regulation and Supervision ___________________________________________________ 22 F. Climate Regulation and Supervision___________________________________________________________ 23 G. Financial Market Infrastructure _______________________________________________________________ 24 H. Financial Consumer Protection Framework ___________________________________________________ 28 I. Financial Integrity (AML/CFT) __________________________________________________________________ 29 FINANCIAL CRISIS MANAGEMENT AND RESOLUTION_______________________________________30 A. Systemic Liquidity Management ______________________________________________________________ 30 B. Crisis Management and Financial Safety Net__________________________________________________ 31 FINANCIAL SECTOR DEVELOPMENT __________________________________________________________32 A. Credit Infrastructure __________________________________________________________________________ 32 B. Digital Financial Services ______________________________________________________________________ 35 C. Capital Markets Development and Long-term Finance________________________________________ 37 D. Role of the State______________________________________________________________________________ 39 E. Climate Opportunities_________________________________________________________________________ 41 ANNEXES I. Selected Tables ________________________________________________________________________________ 45 II. Implementation Status of 2017 FSAP Recommendations _____________________________________ 48 Preface The World Bank (WB) and International Monetary Fund (IMF) team conducted an assessment under the Financial Sector Assessment Program (FSAP) by visiting Indonesia from October 3 to 16, 2023, January 22 to February 6, 2024, and March 5 to 19, 2024. The team was led by Ilias Skamnelos, WB, and Ranjit Singh, IMF, and included Francesco Strobbe (WB deputy mission chief), Mindaugas Leika (IMF deputy mission chief), Martijn Regelink, Ou Nie, Michaela Dolk, Fiona Stewart, Matija Laco, Patrick Dougherty, Fredesvinda Fatima Montes, Ah

FAQs

本次评估的背景是什么？

评估基于2017年的金融部门评估计划（FSAP），由世界银行与IMF在2023至2024年间对印度尼西亚进行更新性访问，归纳任务主要发现并提出政策建议。

报告重点覆盖哪些金融监管领域？

涵盖系统性风险监督与宏观审慎框架，以及银行、资本市场、保险、养老金与气候监管与监督；还包括金融市场基础设施、金融消费者保护与金融合规（AML/CFT）。

在危机管理与部门发展方面报告提出了哪些内容方向？

报告讨论系统性流动性管理与危机管理/金融安全网安排，并从信用基础设施、数字金融服务、资本市场与长期融资、国家角色、以及气候相关机遇等方面提出发展重点。

Jul 19, 2026

Upload by Violet