FALLIN’ FOR A BLACK BILLIONAIRE - A Novel by Bianca - Urban romance

Aug 6, 2026

Urban romance novel opening with Kriss Brown confronting repeated job rejections after a bank turns her down for the tenth time in two weeks. Kriss reflects on her strong academic background in accounting and finance, yet still struggles with bad credit and student loans, while dealing with name-based judgment and the exhaustion of constant dismissal. The narrative introduces Club 227 work, her best-friends’ group chat, and the tense street-level pressure of being watched near the bank, setting up a high-stakes romantic premise.

LanguageEnglish

CategoryStory & Novel

FormatPDF

Pages138

Reading Time3 h 33 min

AccessFree to download

Opening: Kriss Brown’s job rejections

Background: education, credit, and student loans

Work life at Club 227

Friends’ messages and campus origins

Confrontation outside the bank

FALLIN’ FOR A BLACK BILLIONAIRE ANovel by Bianca [OceanofPDF.com](OceanofPDF.com) Copyright © 2018 Published by Royalty Publishing House [www.royaltypublishinghouse.com](www.royaltypublishinghouse.com) ALL RIGHTS RESERVED. Any unauthorized reprint or use of the material is prohibited. No part of this book may be reproduced or transmitted in any form or by any means, electronic, or mechanical, including photocopying, recording, or by any information storage without express permission by the publisher. This is an original work of fiction. Names, characters, places and incidents are either products of the author ’s imagination or are used fictitiously and any resemblance to actual persons, living or dead is entirely coincidental. Contains explicit language & adult themes suitable for ages 16+ [OceanofPDF.com](OceanofPDF.com) Royalty Publishing House is now accepting manuscripts from aspiring or experienced urban romance authors! WHAT MAY PLACE YOU ABOVE THE REST: Heroes who are the ultimate book bae: strong-willed, maybe a little rough around the edges but willing to risk it all for the woman he loves. Heroines who are the ultimate match: the girl next door type, not perfect-has her faults but is still a decent person. One who is willing to risk it all for the man she loves. The rest is up to you! Just be creative, think out of the box, keep it sexy and intriguing! If you'd like to join the Royal family, send us the first 15K words (60 pages) of your completed manuscript to [submissions@royaltypublishinghouse.com](submissions@royaltypublishinghouse.com) [OceanofPDF.com](OceanofPDF.com) Get LiT with our LiT eReading App! Click the link: (App Store) [http://bit.ly/2hteaH7](http://bit.ly/2hteaH7)[ ](http://bit.ly/2hteaH7)Click the link: (google play) [http://bit.ly/2h4Jw9X](http://bit.ly/2h4Jw9X) Text GETLIT to 22828 to join our mailing list! [OceanofPDF.com](OceanofPDF.com) Kriss Brown First, they smile in your face, then they tell you how good your resume looks, then they tell you that they can’t hire you, and then tell you that they wish you the best. How the hell can you wish me the best when you wouldn’t give me the job? How can you tell me how good my resume looks, but then won’t hire me? Don’t tell me how good my resume is, then tell me that you can’t hire me. I know my credit is bad... I know that I have student loans out the ass. I know that. Don’t remind me. That don’t mean I’m going to steal from your bank. I have much more class than that. My dad raised me better than that. I don’t steal and I hate people who do. After leaving out of the tenth bank in two weeks that turned me down, I sighed. I would call my dad, Charlie Brown, but I would see him ina few minutes, so I could tell him face to face. Gon’ head and laugh at my dad’s name. People been laughing at his name since grade school, and since Chris Brown became a thing, they laugh at my name too. Yes, my name is Kriss Brown. Nope, it’s not short for anything. It’s just Kriss. Even when I put that on my resume, people still call out ‘Kristina.’ No lady. If that was my name, I would have put it down on the paper. Excuse me for being hostile, I’m just upset that I thought that I would be able to quit my damn job tonight. I’m a bottle girl and waitress at Club 227. Don’t get me wrong, the money is great, but I would much rather be in my field. I graduated from Spelman at the top of my class two years ago. I graduated with a bachelor ’s and master ’s in accounting. I minored in finance. So, I was good in numbers. I was president of many math clubs on campus. I was a math tutor for my work study job. My stellar background didn’t supersede these student loans and bad credit though. I’m like, how can I work on my student loans and bad credit if I don’t get a job? I would have had a college fund if my mom hadn’t died giving birth to me. She was Kristina Brown. The only thing I had of her was pictures. I look just like h

FAQs

Who is the main character in FALLIN’ FOR A BLACK BILLIONAIRE?

The opening centers on Kriss Brown, a woman facing repeated job rejections and financial pressure.

What prevents Kriss from getting hired despite her qualifications?

Her bad credit and outstanding student loans repeatedly undermine hiring decisions, even though she has degrees and strong academic achievements.

How do Kriss’s friends connect to the story early on?

A message from Lawrynn and replies from Russ appear through a group chat, reflecting their ongoing support and their shared history from college.

Aug 6, 2026

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