Declared Lending Interest Rate by Economic Sector - SBAC Bank PLC - As on 31-08-2026

Oct 3, 2026

Annexure-A lists declared lending interest rates by economic sector for SBAC Bank PLC as of 31-08-2026. The table provides, for each purpose category, a declared rate alongside the lowest and highest rates. Rates are specified across agriculture, industry (term loans and working capital financing), construction, transport, trade and commerce, and import financing, with N/A shown where applicable for some sectors.

LanguageEnglish

CategoryResearch & Report

FormatPDF

Pages4

Reading Time10 min

AccessFree to download

Economic Purposes

Agriculture, Fishing & Forestry

Industry (Term Loan & Working Capital Financing)

Construction

Transport

Trade & Commerce

Import Financing

Other Institutional Loan

Annexure-A Declared Lending Interest Rate by Economic Sector Name of the bank: SBAC Bank PLC. | | As on 31-08-2026 | | | | --- | --- | --- | --- | | Economic Purposes | Declared rate | Lowest rate | Highest rate | | A | B | C | D | | A. Agriculture, Fishing & Forestry | | | | | --- | --- | --- | --- | | 1. Agriculture | | | | | a) Cultivation | 14.20 | 14.20 | 14.20 | | b) Plantation | 14.20 | 14.20 | 14.20 | | c) Agricultural Machineriesand Implements | 14.20 | 14.20 | 14.20 | | d) Fertilizers and Pesticides Loans for Farmers | 14.20 | 14.20 | 14.20 | | e) Livestock | 14.20 | 14.20 | 14.20 | | f) Vegetables/Fruits Preservation in cold storage | 14.20 | 14.20 | 14.20 | | g) Agriculture Loan Disbursed through NGOs | 14.20 | 14.20 | 14.20 | | 2. Fishing | 14.20 | 14.20 | 14.20 | | 3. Forestry and Logging | N/A | N/A | N/A | | B. Industry | | | | | 1. Term Loan ( Other than
Working Capital Financing) | | | | | a) Large Industries | | | | | (aa) RMG | 15.20 | 14.20 | 16.20 | | (ab) Others | 15.20 | 14.20 | 16.20 | | b) Small and Medium Industries | 15.25 | 14.25 | 16.25 | | c) Cottage Industries/Micro Industries | 15.25 | 14.25 | 16.25 | | d) Service Industries | 15.20 | 14.20 | 16.20 | | 2. Working Capital Financing (Excluding Export & Import Financing) | | | | | a) Large Industries | | | | | (aa) RMG | 15.20 | 14.20 | 16.20 | | (ab) Others | 15.20 | 14.20 | 16.20 | | b) Small and Medium Industries | 15.25 | 14.25 | 16.25 | | c) Cottage Industries/Micro Industries | 15.25 | 14.25 | 16.25 | | d) Service Industries | 15.20 | 14.20 | 16.20 | | C. Construction | | | | | 1. Housing (Commercial) For
Developer/Contractor | 15.20 | 14.20 | 16.20 | | 2 . Housing (Residential) in urbanarea for individual person | 15.20 | 14.20 | 16.20 | | 3. Housing (Residential) in rural area for individual person | 15.20 | 14.20 | 16.20 | Declared Lending Interest Rate by Economic Sector Name of the bank: SBAC Bank PLC. | | As on 31-08-2026 | | | | --- | --- | --- | --- | | Economic Purposes | Declared rate | Lowest rate | Highest rate | | A | B | C | D | | 4. Infrastructure Development (Road, Culvert, Bridge, etc. ) | 15.20 | 14.20 | 16.20 | | --- | --- | --- | --- | | 5. House Renovation or
Repairing or Extension | 15.20 | 14.20 | 16.20 | | 6. Commercial Building (Market, Factory, Hotel, Cold storage, Ware-house etc.) | 15.20 | 14.20 | 16.20 | | 7. Establishment of Solar panel | N/A | N/A | N/A | | 8. Effluent Treatment Plant | N/A | N/A | N/A | | 9. Loan against Work Order/Pay Order/Earnest Money | 15.20 | 14.20 | 16.20 | | 10. Water-works | N/A | N/A | N/A | | 11. Sanitary Services | N/A | N/A | N/A | | D. Transport | | | | | 1. Road Transport ( excluding personal vehicle & lease finance) | 15.20 | 14.20 | 16.20 | | 2. Water Transport
(excluding Fishing Boats) | 15.20 | 14.20 | 16.20 | | 3. Air Transport | 15.20 | 14.20 | 16.20 | | E. Trade & Commerce | | | | | 1. Wholesale and Retail Trade (CC, OD etc. ) | | | | | a) Wholesale Trading | 15.20 | 14.20 | 16.20 | | b) Retail Trading | 15.75 | 14.75 | 16.75 | | c) Other Commercial lending | 15.20 | 14.20 | 16.20 | | 2. Procurement by Government | | | | | a) Jute | N/A | N/A | N/A | | b) Paddy | N/A | N/A | N/A | | c) Wheat | N/A | N/A | N/A | | d) Others | N/A | N/A | N/A | | 3. Export Financing ( PC, ECC etc. ) | | | | | a) Jute and Jute Products | N/A | N/A | N/A | | b) Tea | N/A | N/A | N/A | | c) Hides and Skins | N/A | N/A | N/A | | d) Ready-made Garments | 14.20 | 14.20 | 14.20 | | e) Non-traditional Items | N/A | N/A | N/A | | f) Other Exported Items | 14.20 | 14.20 | 14.20 | Declared Lending Interest Rate by Economic Sector Name of the bank: SBAC Bank PLC. | | As on 31-08-2026 | | | | --- | --- | --- | --- | | Economic Purposes | Declared rate | Lowest rate | Highest rate | | A | B | C | D | | 4. Import Financing
(LIM, LTR, TR etc. ) | | | | | --- | --- | --- | --- | | a) Food Items | 15.20 | 14.20 | 16.20 |

FAQs

What information does the table provide for each economic purpose category?

For each category, it shows the declared lending interest rate plus the lowest and highest rates as of 31-08-2026.

Which date the rates are stated for SBAC Bank PLC?

The rates are stated as on 31-08-2026.

What does “N/A” indicate in the interest rate table?

“N/A” indicates that no applicable declared, lowest, or highest rate is provided for that specific sector or purpose.

Oct 3, 2026

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