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The offer goes beyond price, detailing financing plans, down payment, closing-cost responsibilities, inspections, timelines, included personal property, cancellation terms, requested repairs, professional services, possession timing, and dispute resolution. Because litigation risk is significant, the document emphasizes building protections through contingencies, such as sale-by-contingency, successful financing, appraisal requirements, inspection passage, and careful management of earnest money deposits.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/writing-an-offer-to-purchase-real-estate/278358/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/writing-an-offer-to-purchase-real-estate/278358.png","ImageObject",442,249,{"name":88,"@type":89},"Alex Sinclair","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-26","2026-09-15",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",13,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What should an offer to purchase real estate include besides the purchase price?","Question",{"text":109,"@type":110},"It should include financing details, down payment, who pays closing costs, inspections and timelines, personal property inclusion, cancellation terms, requested repairs, professional services, possession timing, and dispute resolution terms.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Why are contingencies important in a home purchase offer?",{"text":114,"@type":110},"Contingencies protect the buyer if performance becomes impossible or unwanted. 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Smaller deposits reduce risk during disputes or short escrow inconveniences.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},278358,1790023270,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":47,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":73},1099523882182,"https://ap-avatar.wpscdn.com/davatar_6f874abed73319feea01a86fa6f0fab8","COHBI   \nCOlOradO HOme Buyers InfOrmatIOn [www.COHBI. com](www.COHBI. com) • [info](info@COHBI. com)[@](info@COHBI. com)[COHBI. com](info@COHBI. com)  \nWriting an Offer to Purchase Real Estate  \nOnce you find the home you want to buy, the next step is to write an offer – which is not as easy as it sounds. Your offer is the first step toward negotiating a sales contract with the seller. Since this is just the beginning of negotiations, you should put yourself in the seller’s shoes and imagine his or her reaction to everything you include. Your goal is to get what you want, and imagining the seller’s reactions will help you attain that goal.  \nThe offer is much more complicated than simply coming up with a price and saying,“This is what I’ll pay.” Because of the large dollar amounts involved, especially in today’s litigious society, both you and the seller want to build in protections and contingencies to protect your investment and limit your risk.  \nIn an offer to purchase real estate, you include not only the price you are willing to pay, but other details of the purchase as well. This includes how you intend to finance the home, your down payment, who pays what closing costs, what inspections are performed, timetables, whether personal property is included in the purchase, terms of cancellation, any repairs you want performed, which professional services will be used, when you get physical possession of the property, and how to settle disputes should they occur.  \nIt is certainly more involved than buying a car. And more important.  \nBuying a home is a major event for both the buyer and seller. It will affect your finances more than any other previous purchase or investment. The seller makes plans based on your offer that affect his finances, too. However, it is more important than just money. In the half-hour it takes to write an offer you are making decisions that affect how you live for the next several years, if not the rest of your life. The seller is going to review your offer carefully, because it also affects how he or she lives the rest of their life.  \nThat sounds dramatic. It sounds like a cliché . Every real estate book or article you read says the same thing.  \nThey all say it because it is true.  \nContingencies in a Purchase Offer  \nIn most purchase transactions there may be a slight challenge or two, but most things will go quite  \nCOHBI   \nCOlOradO HOme Buyers InfOrmatIOn [www.COHBI. com](www.COHBI. com) • [info](info@COHBI. com)[@](info@COHBI. com)[COHBI. com](info@COHBI. com)  \nsmoothly. However, you want to anticipate potential problems so that if something does go wrong, you can cancel the contract without penalty. These are called “contingencies” and you must be sure to include them when you offer to buy a home.  \nFor example, some “move-up” buyers often agree to purchase a home before selling their previous home. Even if the home is already sold, it is probably a “pending sale” and has not closed. Therefore, you should make closing your own sale a condition of your offer. If you do not include this as a contingency, you may find yourself making two mortgage payments instead of one.  \nThere are other common contingencies you should include in your offer. Since you probably need a mortgage to buy the home, a condition of your offer should be that you successfully obtain suitable financing. Another condition should be that the property appraises for at least what you agreed to pay for it. During the escrow period you are likely to require certain inspections, and another contingency should be that it pass those inspections.  \nBasically, contingencies protect you in case you cannot perform or choose not to perform on a promise to buy a home. If you cancel a contract without having built-in conditions and contingencies, you could find yourself forfeiting your earnest money deposit. Or worse.  \nEarnest Money Deposit  \nAfter you have come up with an offer price, the next step is to determine how large a deposi","cbCaiiq6xwogD2z5","https://ap.wps.com/l/cbCaiiq6xwogD2z5","pdf",642919,"English","# Writing an Offer to Purchase Real Estate\n## Contingencies in a Purchase Offer\n## Earnest Money Deposit\n## The Closing Date","[{\"question\":\"What should an offer to purchase real estate include besides the purchase price?\",\"answer\":\"It should include financing details, down payment, who pays closing costs, inspections and timelines, personal property inclusion, cancellation terms, requested repairs, professional services, possession timing, and dispute resolution terms.\"},{\"question\":\"Why are contingencies important in a home purchase offer?\",\"answer\":\"Contingencies protect the buyer if performance becomes impossible or unwanted. Without them, the buyer may face penalties such as forfeiting the earnest money deposit.\"},{\"question\":\"How should an earnest money deposit be sized and why?\",\"answer\":\"It should be large enough to show seriousness but limited to avoid placing significant funds at risk, often recommended at less than 2–3% of the offered price depending on location. Smaller deposits reduce risk during disputes or short escrow inconveniences.\"}]","Writing an Offer to Purchase Real Estate | PDF",1789509263]