[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-384545-105":53,"doc-detail-384545-en":131},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":124,"head_meta":126,"extra_data":128,"updated_unix":130},105,"en","wi-state-farm-personal-car-policy-9849c-changes-in-coverages-and-benefits","WI State Farm Personal Car Policy 9849C Changes in Coverages and Benefits","","Important notice outlining changes in coverages and benefits under a new State Farm Personal Car Policy in Wisconsin, replacing the prior Car Policy 9849B, declarations page, and endorsements. The notice explains the multicar policy structure, summarizes captioned changes excluding editorial-only updates, and adds an exclusion applied across coverages. It also addresses Wisconsin law on effective dates after renewal notice, defines revised terms, updates uninsured/underinsured motor vehicle provisions and general terms, and introduces a new Vehicle Exclusion Endorsement 2022A with disclaimers.",{"@graph":63,"@context":123},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/wi-state-farm-personal-car-policy-9849c-changes-in-coverages-and-benefits/384545/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/wi-state-farm-personal-car-policy-9849c-changes-in-coverages-and-benefits/384545.png","ImageObject",442,249,{"name":88,"@type":89},"CatatanPagi","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-12","2026-09-24",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",8,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115,119],{"name":106,"@type":107,"acceptedAnswer":108},"What policy documents are replaced by the new Wisconsin Personal Car Policy?","Question",{"text":109,"@type":110},"The new Personal Car Policy replaces the current State Farm Car Policy 9849B, the Declarations Page, and the corresponding endorsements with Personal Car Policy 9849C and corresponding endorsements.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"How does Wisconsin law affect when the new less favorable terms take effect?",{"text":114,"@type":110},"New, less favorable terms described in the notice become effective 60 days after the renewal notice was sent. 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We are replacing your current State Farm Car Policy 9849B, Declarations Page, and endorsements with the new Personal Car Policy 9849C and corresponding endorsements.  \nThe new Personal Car Policy is a multicar policy. This multicar format allows you to insure one or more vehicles on your policy.  \nThis document summarizes the changes in coverages and benefits provided under the new Personal Car Policy. Editorial changes that do not change the coverage and benefits currently provided are not described. For your ease of reference, the captions in this document follow the order of the captions in the State Farm Personal Car Policy Booklet, except for an exclusion which has been added to all coverages as identified below.  \nDue to Wisconsin law, we are required to tell you that any new, less favorable terms described herein do not become effective until 60 days after your renewal notice was sent, and that you have a corresponding 60 days within which to elect to renew or cancel your policy. You also have the right to cancel your policy at any time.  \nPlease contact your State Farm agent if you have questions.  \nPOLICY CHANGES:  \nDEFINITIONS  \nWe have added a provision which states that the use of the words “spouse”,“marriage”,“married” and “marital” refer to the legal union between to two persons that is valid under the law of the state into which such union was entered.  \nThe following defined terms have been revised:  \n1. Resident relative – now includes persons related to all named insureds so long as they primarily reside with the first named insured.  \n2. Temporary substitute car – has been revised to:  \na. include a car that replaces a newly acquired car in addition to a car that replaces the described car, and  \nb. remove the provision stating that a vehicle which qualifies as a temporary substitute car and a non-owned car is only considered a temporary substitute car. The most favorable coverage provided to either will apply.  \n3. Your car – Means the car or cars in the “VEHICLE SCHEDULE” on the Declarations. When you acquire a replacement vehicle, your replaced vehicle will remain insured until you advise us you no longer own the vehicle and ask us to remove it.  \n153-7341 WI  \nUNINSURED MOTOR VEHICLE COVERAGE and UNDERINSURED MOTOR VEHICLE COVERAGE  \n1. Additional Definitions  \nAn Uninsured motor vehicle no longer includes a vehicle owned by, furnished to, or available for the regular use of a named insureds resident relative.  \n2. Exclusions  \na. Any named insured, rather than only the first named insured, now has coverage under their own policy while occupying a car owned by a resident relative and not insured under that same policy.  \nb. There is no coverage for an insured whose bodily injury is the result of nuclear reaction, radiation, or radioactive contamination from any source.  \nGENERAL TERMS  \n1. Required Out of State Coverage is located in the General Terms and now applies to any automobile coverage required in a state where you are involved in an accident or loss.  \n2. We are removing the fully compensated language found in Our Right to Recover Our Payments. Claims will be handled as required by law.  \n3. The Electronic Delivery provision has been deleted.  \n4. Limited coverage for Uninsured Motor Vehicle Coverage and Underinsured Motor Vehicle Insurance has been added while an insured is driving in Mexico.  \nENDORSEMENT CHANGES:  \nThe following endorsement is new, please contact your agent if you have questions regarding this endorsement.  \nVEHICLE EXCLUSION ENDORSEMENT 2022A  \nThis is a new endorsement that may be attached to your Personal Car Policy if you have previously chosen to suspend the coverage(s) listed on the endorsement for the vehicle(s) associated with this endorsement.  \nDISCLAIMER: This notice only provides a general summ","cbCaibG4gXXb8NNG","https://ap.wps.com/l/cbCaibG4gXXb8NNG","pdf",207560,"English","# IMPORTANT NOTICE\n## POLICY CHANGES\n### DEFINITIONS\n### UNINSURED/UNDERINSURED MOTOR VEHICLE COVERAGE\n### GENERAL TERMS\n## ENDORSEMENT CHANGES\n## DISCLAIMER","[{\"question\":\"What policy documents are replaced by the new Wisconsin Personal Car Policy?\",\"answer\":\"The new Personal Car Policy replaces the current State Farm Car Policy 9849B, the Declarations Page, and the corresponding endorsements with Personal Car Policy 9849C and corresponding endorsements.\"},{\"question\":\"How does Wisconsin law affect when the new less favorable terms take effect?\",\"answer\":\"New, less favorable terms described in the notice become effective 60 days after the renewal notice was sent. The policyholder has a corresponding 60 days to elect to renew or cancel, and can cancel at any time.\"},{\"question\":\"What major changes are made to definitions like “Resident relative” and “Temporary substitute car”?\",\"answer\":\"“Resident relative” now includes persons related to all named insureds if they primarily reside with the first named insured. “Temporary substitute car” is revised to include replacements for newly acquired cars and to remove the prior limitation about non-owned temporary substitute vehicles, applying the most favorable coverage.\"},{\"question\":\"What new endorsement is introduced, and what does the notice say about it?\",\"answer\":\"A new Vehicle Exclusion Endorsement 2022A may be attached if the policyholder previously chose to suspend the listed coverages for the vehicles associated with the endorsement. The notice states it provides only a general summary and does not change the contract terms in the policy booklet, declarations, or applicable endorsements.\"}]","WI State Farm Personal Car Policy 9849C Changes in Coverages and Benefits | PDF",1790263991]