[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-280281-105":53,"doc-detail-280281-en":118},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":111,"head_meta":113,"extra_data":115,"updated_unix":117},105,"en","vehicle-purchase-and-refinance-faq-document-requirements","Vehicle Purchase and Refinance FAQ - Document Requirements","","Vehicle Purchase and Refinance FAQ outlines document requirements for registering vehicles in Alabama versus other states, depending on whether purchases come from dealerships, individuals, Carvana/Vroom, brand new Tesla purchases, or lease buyouts. It also covers refinance scenarios based on whether a vehicle remains with the same lender or changes ownership/title, including cases with Redstone Federal Credit Union, other financial institutions, and lien-free vehicles. A glossary defines key items such as addendum, bill of sale, copy of title, payoff letter, power of attorney, and title application.",{"@graph":63,"@context":110},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/vehicle-purchase-and-refinance-faq-document-requirements/280281/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/vehicle-purchase-and-refinance-faq-document-requirements/280281.png","ImageObject",442,249,{"name":88,"@type":89},"Paura","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-22","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":15},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104],{"name":105,"@type":106,"acceptedAnswer":107},"How does vehicle refinance document requirements change when there is a change to ownership or title?","Question",{"text":108,"@type":109},"When there is a change to ownership or title (such as adding/removing from the loan or title), additional documents like a payoff letter (for vehicles financed at another institution), signed bill of sale, and seller’s power of attorney are typically required, along with a copy of the title and vehicle inspection if applicable.","Answer","https://schema.org",{"og:url":78,"og:type":112,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":114,"canonical":78},"index,follow",{"doc_id":116,"site_id":56},280281,1790412091,{"code":4,"msg":5,"data":119},{"doc_id":116,"user_id":120,"nickname":88,"user_avatar":121,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":122,"file_id":123,"file_url":124,"file_type":125,"file_size":126,"view_count":15,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":79,"language":127,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":128,"faqs":129,"seo_title":130,"seo_description":61,"update_tm":131,"read_time":73},13056712833777,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","Vehicle Purchase  \n\n|  | Are you registering the vehicle in....? |  |\n| --- | --- | --- |\n| Are you purchasing\u003Cbr>from a….? | Alabama | Any other state |\n| Dealership (loan closing performed by Redstone Employee) |  |  |\n| Dealership located in the same state where vehicle will be registered | • Title application showing RFCU as lienholder – Provided by dealership\u003Cbr>• Signed Bill of Sale* | • Copy of Title (Front & Back)\u003Cbr>• Title application showing RFCU as lienholder – Provided by dealership\u003Cbr>• Signed Bill of Sale* |\n| Dealership located in a different state than vehicle will be registered | • Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale*\u003Cbr>• Buyer's Power of Attorney** | • Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale* |\n| Individual |  |  |\n| Vehicle is currently financed | • 15-day payoff letter from seller’s Financial Institution\u003Cbr>• Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale*\u003Cbr>• Buyer's & Seller's Power of Attorney**\u003Cbr>• Vehicle Inspection*** | • 15-day payoff letter from seller’s Financial Institution\u003Cbr>• Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale*\u003Cbr>• Seller's Power of Attorney**\u003Cbr>• Vehicle Inspection*** |\n| Vehicle is NOT currently financed | • Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale*\u003Cbr>• Buyer's & Seller's Power of Attorney**\u003Cbr>• Vehicle Inspection*** | • Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale*\u003Cbr>• Vehicle Inspection*** |\n\n*Documents can be provided by RFCU upon request  \n**Documents will be provided and prepared by RFCU prior to loan closing – Document(s) will require notary if registering outside of Alabama  \n***Vehicle inspection required if applicable, dependent on various qualifying factors  \nOther Vehicle Purchases  \n\n| Dealership (loan closing performed by Dealership Employee) |  |\n| --- | --- |\n|  | No additional documents required – Dealership will submit any required documents on your behalf. |\n| Carvana/Vroom |  |\n|  | • Addendum showing RFCU as lienholder\u003Cbr>• Signed Bill of Sale*\u003Cbr>• Buyer's Power of Attorney** |\n| Brand New Tesla Purchase |  |\n|  | • Signed Bill of Sale* with MSRP included\u003Cbr>• Buyer's Power of Attorney** |\n| Lease Buyout |  |\n|  | • 10-day Payoff Letter\u003Cbr>• Odometer Disclosure Statement\u003Cbr>• Titling Release Information form listing RFCU as lienholder\u003Cbr>o Should include address: 220 Wynn Drive, Huntsville, AL 35893\u003Cbr>• Vehicle Inspection*** |\n\n*Documents can be provided by RFCU upon request  \n**Documents will be provided and prepared by RFCU prior to loan closing – Document(s) will require notary if registering outside of Alabama  \n***Vehicle inspection required if applicable, dependent on various qualifying factors  \nVehicle Refinance  \n\n|  | Are you registering the vehicle in….? |  |\n| --- | --- | --- |\n| Is your vehicle currently financed at….? | Alabama | Any other state |\n| Another Financial Institution |  |  |\n| No change to ownership or title | • 15-day payoff letter from Financial Institution\u003Cbr>• Copy of Title (Front & Back)\u003Cbr>• Buyer's Power of Attorney**\u003Cbr>• Vehicle Inspection*** | • 15-day payoff letter from Financial Institution\u003Cbr>• Copy of Title (Front & Back)\u003Cbr>• Buyer’s Power of Attorney**\u003Cbr>• Vehicle Inspection*** |\n| With change to ownership or title\u003Cbr>Includes: Adding to or removing from loan, adding to or removing from title | • 15-day payoff letter from Financial Institution\u003Cbr>• Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale*\u003Cbr>• Buyer's & Seller's Power of Attorney**\u003Cbr>• Vehicle Inspection*** | • 15-day payoff letter from Financial Institution\u003Cbr>• Copy of Title (Front & Back)\u003Cbr>• Seller's Power of Attorney**\u003Cbr>• Vehicle Inspection*** |\n| Redstone Federal Credit Union |  |  |\n| No change to ownership or title | No additional documents required –Additional vehicle details may be requested. |  |\n| With change to ownership or title\u003Cbr>Includes: Adding to or removing from loan, adding to or removing from title | • Copy of Title (Front & Back)\u003Cbr>• Signed Bill of Sale*","cbCaibEQebUuKgv9","https://ap.wps.com/l/cbCaibEQebUuKgv9","pdf",168706,"English","# Vehicle Purchase\n## Vehicle registration in Alabama vs any other state\n## Are you purchasing from a dealership or an individual?\n## Other vehicle purchases\n# Vehicle Refinance\n## Registration in Alabama vs any other state\n## Another financial institution vs Redstone Federal Credit Union\n## Not currently financed (lien-free)\n# Glossary of Terms","[{\"question\":\"How does vehicle refinance document requirements change when there is a change to ownership or title?\",\"answer\":\"When there is a change to ownership or title (such as adding/removing from the loan or title), additional documents like a payoff letter (for vehicles financed at another institution), signed bill of sale, and seller’s power of attorney are typically required, along with a copy of the title and vehicle inspection if applicable.\"}]","Vehicle Purchase and Refinance FAQ - Document Requirements | PDF",1789536190]