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It addresses the legal description, title transfer free of encumbrances (with stated reservations), purchase price structure, and refund of down payment if the government cannot process or insure the loan due to title defects or other buyer land issues. It also covers closing expenses, deed conveyance standards, tax proration, exercise and termination timelines, risk allocation for losses, and lead-based paint disclosures, inspections, or waivers.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/united-states-department-of-agriculture-rural-development-option-to-purchase-real-property-lead-based-paint-inspectionrisk-assessment/195167/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/united-states-department-of-agriculture-rural-development-option-to-purchase-real-property-lead-based-paint-inspectionrisk-assessment/195167.png","ImageObject",442,249,{"name":88,"@type":89},"Putri","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-07","2026-09-03",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",9,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What is the purpose of the option to purchase in this agreement?","Question",{"text":109,"@type":110},"The option enables the buyer to obtain a loan made by the United States of America acting through the Rural Housing Service for the purchase of the property.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"How does the agreement handle title transfer and encumbrances?",{"text":114,"@type":110},"Title is conveyed free and clear of encumbrances except for specified reservations, exceptions, and leases, with references provided in attachments.",{"name":116,"@type":107,"acceptedAnswer":117},"What lead-based paint items must the buyer acknowledge?",{"text":118,"@type":110},"The buyer receives lead-based paint disclosure information and is informed about construction dates relative to 1978, receives a protective pamphlet, and either elects inspection/risk assessment rights or waives that 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undersigned(hereinafter called the \"Seller\"),who covenants to be the owner thereof,hereby,for the Seller and the Seller's heirs,executors,administrators,successors and assigns,offers and agrees to sell and convey to  \n   \n(hereinafter called the \"Buyer\"),and hereby grants to the said Buyer the exclusive and irrevocable option and right to purchase,under theconditions hereinafter provided,the following-described property,located in  \n(See attachment for full legal description)  \nThe title to said property is to be conveyed free and clear ofall encumbrances except for the following reservations,exceptions and leases,and no others:(See attachment for a full statement of all reservations and exceptions.)  \n2.The option is given to enable the Buyer to obtain a loan made by the United States of America,acting through the Rural HousingService,hereinafter called the \"Government,\"for the purchase of said property.It is agreed that the Buyer's efforts to obtain a loanconstitute a part of the consideration for this option and any down payment will be refunded if the loan cannot be processed by theGovernment or insured because of defects in the title or other land now owned by,or being purchased by,the buyer.  \n;said amount □includes□excludes the dollar3.The total purchase price for said property is$.amount mentioned in paragraph 1.  \n   \n4.The Seller agrees to pay all normal selling expenses for the above-mentioned county.□Except for the following as agreed uponby both parties.(Attach list of closing costs to be paid by each party.)  \n5.Upon Buyer's exercise of the option,the Seller further agrees to convey said property to the Buyer by general warranty deed(exceptwhere the law provides otherwise for conveyances by trustees,officers of courts,etc.)in the form,manner and at the time required by theGovernment conveying to the Buyer a valid,unencumbered,indefeasible fee-simple title to said property metingall equirements of theGovernment.  \n6.□Taxes and other general and special assessments of whatsoever nature for the year in which the closing ofthe transaction takesplace shall be prorated as of the date of the closing of the transaction and paid by the seller.If the closing of the transaction shall occurbefore the tax rate i fixed,the apportionment of taxes shallbe on the basis of the tax rate for the next preceding year applied to the latestassessed valuation.□Any different tax agreement is attached.  \n7.This option may be exercised by the Buyer at any time while the offer herein shall remain in force,by mailing,telegraphing ordelivering in person a written notice of acceptance of the offer herein to the Seller(s).The offer herein shall remain irrevocable for a periodmonths from the date hereof and shall remain in force thereafter until one(1)year from the date hereof unless earlier terminated byofthe Seller.The Seller may terminate this offer at any time after themonths irrevocable period provided herein by giving to the Buyerten(10)days written notice of intention to terminate at the address of the Buyer.Acceptance of this option by the Buyer within ten(10)days ater the Buyer receives such notice shall constitute a valid acceptance of the option.Possession of described property will be atLoan Closing.Closing will e scheduled to occur within 30 days of Buyer's exercise of this option unless the parties otherwise mutuallyagree in writing.  \n   \n   \n8.  Loss or damage to the property by fire or from an act of God shall be at the risk of the Seller until the deed to the Buyer has beenrecorded,and in the event that such loss or damage occurs,the Buyer may,without liability,refuse to accept conveyance oftitle,or mayelect to accept conveyance of title,in which case there shall be an equitable adjustment of the purchase price.  \nBuyer a certificate from a reliable firm certifying that the ","cbCaireB02T9g2bh","https://ap.wps.com/l/cbCaireB02T9g2bh","pdf",299205,"English","# Option to Purchase Real Property - Key Terms\n## Title, Purchase Price, and Loan Consideration\n## Closing Costs, Taxes, and Deed Conveyance\n# Lead-Based Paint Inspection/Risk Assessment","[{\"question\":\"What is the purpose of the option to purchase in this agreement?\",\"answer\":\"The option enables the buyer to obtain a loan made by the United States of America acting through the Rural Housing Service for the purchase of the property.\"},{\"question\":\"How does the agreement handle title transfer and encumbrances?\",\"answer\":\"Title is conveyed free and clear of encumbrances except for specified reservations, exceptions, and leases, with references provided in attachments.\"},{\"question\":\"What lead-based paint items must the buyer acknowledge?\",\"answer\":\"The buyer receives lead-based paint disclosure information and is informed about construction dates relative to 1978, receives a protective pamphlet, and either elects inspection/risk assessment rights or waives that opportunity.\"}]","UNITED STATES DEPARTMENT OF AGRICULTURE - RURAL DEVELOPMENT - OPTION TO PURCHASE REAL PROPERTY - LEAD-BASED PAINT INSPECTION/RISK ASSESSMENT | PDF"]