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It includes guarantor liability authorization, repayment guarantee terms, and loan agreement declarations covering approval, interest calculation, appropriation of payments, information use, credit checks, and default 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liability.",{"name":70,"@type":61,"acceptedAnswer":71},"What key declarations does the borrower make in Part C?",{"text":72,"@type":64},"The borrower declares membership eligibility, understands loan appraisal and approval/decline discretion, accepts interest calculation on daily outstanding balances, agrees how repayments are appropriated, and authorizes information use and credit checks, including forwarding default details to credit reference 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TAKING SAVINGS AND CREDIT COOPERATIVE SOCIETY LIMITED  \nPART A: LOAN APPLICANT’S DETAILS  \nMember No./Co-op No.:  Date:  Loan type:   \n\n| 1. Applicant’s full Name as per National ID Card/Passport:\u003Cbr>\u003Cbr>2. National ID No/Passport No.:  \u003Cbr>3. Date of Birth: 4. Duty Station:  \u003Cbr>5. Job Title:  \u003Cbr>6. Agency:  7. E-mail Address: \u003Cbr>8. Cell Phone: \u003Cbr>9. Residential Address:  | 10. Loan Amount KShs;  Period  Months Amount in Words;  \u003Cbr>|  |\n| --- | --- | --- |\n|  | 11. Loan Purpose Code (refer to page 4 of 5) | |\n|  | For Asset Applicants Only\u003Cbr>12. Type of Asset to be Financed: \u003Cbr>13. Title No./LR No:   Valuation Figure:  |  |\n\nPART B: SECURITY  \nThe following forms of security shall constitute/ be mandatory for my loan  \n(1) Salary (2) Deposits (3) Guarantors (4) Other collateral security required by the society (5) FOSA Funds  \nRepayment Guarantee  \nWe, the undersigned, voluntarily in full knowledge hereby jointly and severally, unequivocally and unconditionally accept liability for the repayment of the applicant’s/borrower’s loan & liabilities in the event of default. We understand that the amount in default may be recovered by an offset against our deposits in the Society, by attachment of our property, salary and other bene ts, and we hereby jointly and severally authorize the Society to recover the amount from our deposits/ savings in the society, attachment of our property, salary and other bene ts (as the society may in its absolute discretion elect) equivalent to the amounts we signed as guarantee inclusive of all accrued interest, charges, fees, rents, rates, levies or taxes that are or may become payable related to this loan.  \nCaution – Guarantor Details  \nGuarantors are strongly advised to read all the information provided in this form by the applicant/borrower and terms and conditions contained here in, so as to understand the full implications of signing this part.  \nPLEASE NOTE THAT INSTANT AND LOYALTY LOANS WILL BE ADVANCED OVER A PERIOD LONGER THAN THAT SUPPORTED BY THE BORROWER’S CONTRACT  \nI con rm as a guarantor, that by signing this form, I have read and understood the information, terms and conditions as provided in this form governing the grant of credit facilities and agree to be bound by the same.  \n\n| UN SACCO\u003Cbr>Member No. | Name (in full) | Signature | Witnesing Guarantors Signature |  |\n| --- | --- | --- | --- | --- |\n|  |  |  | Name | Signature |\n|  |  |  |  |  |\n|  |  |  |  |  |\n|  |  |  |  |  |\n|  |  |  |  |  |\n|  |  |  |  |  |\n|  |  |  |  |  |\n|  |  |  |  |  |\n\nPage 1 of 5  \nPART C: LOAN AGREEMENT AND DECLARATION  \nI   hereby apply for loan of Kshs (Amount in words  for a period of  months to be paid in installments of Ksh  or as the Board may decide.  \nLoan application type (Please Tick):  \n\n| 1 | Normal Loan |  | 6 | Instant Loan |  | 11 | Dividend Advance Loan |  |\n| --- | --- | --- | --- | --- | --- | --- | --- | --- |\n| 2 | Premier Loan |  | 7 | Seniors’ Loan |  | 12 | Emergency Loan |  |\n| 3 | Loyalty Loan |  | 8 | FOSA Loan |  | 13 | Plot Finance |  |\n| 4 | Education Loan |  | 9 | Settling Down Loan |  | 14 | IPF |  |\n| 5 | Development Loan |  | 10 | Secured Asset Loan |  | 15 | Others |  |\n\nFor bridging cases (please tick the loans you intend to bridge)  \n\n| 1 | Normal Loan |  | 6 | Instant Loan |  | 11 | Dividend Advance Loan |  |\n| --- | --- | --- | --- | --- | --- | --- | --- | --- |\n| 2 | Premier Loan |  | 7 | Seniors’ Loan |  | 12 | Emergency Loan |  |\n| 3 | Loyalty Loan |  | 8 | FOSA Loan |  | 13 | Plot Finance |  |\n| 4 | Education Loan |  | 9 | Settling Down Loan |  | 14 | IPF |  |\n| 5 | Development Loan |  | 10 | Secured Asset Loan |  | 15 | Others |  |\n\nDeclaration on terms and conditions I hereby declare as follows:  \n1) That I am a bona de member of U","cbCaihhixFdYBEMX","https://ap.wps.com/l/cbCaihhixFdYBEMX","pdf",960670,"English","# Part A: Loan Applicant’s Details\n# Part B: Security\n## Repayment Guarantee\n## Caution – Guarantor Details\n# Part C: Loan Agreement and Declaration","[{\"question\":\"What information does the borrower need to provide in Part A?\",\"answer\":\"Part A collects member/co-op number, full name, national ID or passport number, date of birth, duty station, job title, agency, email, cell phone, residential address, loan amount and period, loan purpose code, and asset details when applicable.\"},{\"question\":\"What security options are listed for the loan in Part B?\",\"answer\":\"Part B lists security such as salary, deposits, guarantors, other collateral required by the society, and FOSA funds, and it includes a repayment guarantee for voluntary joint and several liability.\"},{\"question\":\"What key declarations does the borrower make in Part C?\",\"answer\":\"The borrower declares membership eligibility, understands loan appraisal and approval/decline discretion, accepts interest calculation on daily outstanding balances, agrees how repayments are appropriated, and authorizes information use and credit checks, including forwarding default details to credit reference bureaus.\"}]","UN DT SACCO - Loan Application and Contract Agreement Form | PDF",1789589413]