[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-279825-105":53,"doc-detail-279825-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","transunion-annual-report-2025","TransUnion Annual Report - 2025","","TransUnion’s 2025 annual report highlights a strategic shift toward operational excellence and growth following transformational investments. The President and CEO outlines strong results supported by modernized technology and faster innovation, including meaningful revenue growth and higher adjusted diluted earnings per share. The report also details shareholder returns of nearly $400 million and progress across key solutions and verticals. It further describes platform expansion of OneTru, new AI-enabled fraud and identity capabilities, and major milestones such as VantageScore 4.0 acceptance for conforming mortgages.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":51,"@type":70,"position":76},"https://docshare.wps.com/template/general/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/transunion-annual-report-2025/279825/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/transunion-annual-report-2025/279825.png","ImageObject",442,249,{"name":88,"@type":89},"Anda","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-20","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":79},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What strategic focus guided TransUnion in 2025?","Question",{"text":108,"@type":109},"TransUnion shifted from transformational investments to operational excellence and growth, using technology modernization and accelerated innovation to strengthen competitiveness in a data-driven world.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How did TransUnion perform financially in 2025?",{"text":113,"@type":109},"The report states revenue grew 9% and adjusted diluted earnings per share increased 10%, supported by commercial momentum and investments for growth.",{"name":115,"@type":106,"acceptedAnswer":116},"What shareholder returns were provided in 2025?",{"text":117,"@type":109},"TransUnion returned nearly $400 million to shareholders through dividends and share repurchases.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},279825,1789528105,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":50,"category_name":51,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":76,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":125,"read_time":140},962075006959,"https://ap-avatar.wpscdn.com/avatar/e0002397efbe92a78e?_k=1776741047341049297","Annual Report  \n2025  \nLetter from our President & Chief Executive Officer  \nDear fellow shareholders,  \nIn 2025, TransUnion shifted from transformational investments to a focus on operational excellence and growth, delivering strong results and positioning ourselves as an innovationdriven information and insights company. By modernizing our technology and operations and accelerating innovation, weare situated to compete and lead in a data-driven world. We recognize that we are just beginning to unlock our full potential for consumers, customers and shareholders.  \nI’m most proud of our accomplishments, including:  \n• (IPMZIVMRK WXVSRK ƼRERGMEP VIWYPXW􀀐 achieving industry-leading performance across our solutions, verticals and geographies  \n• )\\IGYXMRK SR SYV XVERWJSVQEXMSR􀀐 by strengthening our global operating model, scaling our technology modernization, accelerating innovation across our product suites and HITPS]MRK %- MRXS SYV TVSHYGXW ERH [SVOƽS[W  \n• %HZERGMRK ƼRERGMEP MRGPYWMSR [MXL WIZIVEP OI] QMPIWXSRIWXLEX I\\TERH EGGIWW XS EJJSVHEFPI ƼRERGMEP TVSHYGXW ERH services for underserved populations  \n()0-:)6-2+ '327-78)28􀀐 78632+ *-2%2'-%0 6)79087  \nIn 2025, we grew revenue by 9%, our second consecutive year of high-single-digit growth, driven by strong commercial momentum across our solutions and verticals. We increased our Adjusted Diluted Earnings Per Share by 10% while thoughtfully investing for growth. We also returned nearly $400 million to shareholders through a combination of dividends and share repurchases.  \n6IZIRYI KVS[XL LMKLPMKLXW MRGPYHI􀀞  \n• 3YV 9􀀒7􀀒 1EVOIXW WIKQIRX KVI[ 􀀕􀀔􀀉􀀒 Financial Services grew 17%, supported by modest volume growth, pricing FIRIƼXW ERH MRGVIEWIH WEPIW SJ SYV RI[IWX TVSHYGXW􀀒 )QIVKMRK Verticals grew 8%, led by double-digit growth in Insurance. Across our other verticals, we delivered strong growth in Trusted Call Solutions and improved performance in Marketing Solutions. Consumer Interactive grew again this year, excluding the impact of the prior year’s breach win.  \n• 3YV -RXIVREXMSREP WIKQIRX KVI[ QMH􀀑WMRKPI HMKMXW􀀐 driven by strong growth in Africa, Canada and the United Kingdom. We delivered modest growth in India despite cyclically softer volumes. We continue to roll out our technology platform and solutions across our geographies to capitalize on robust market opportunities.  \n)\u003C)'98-2+ 32 396 86%27*361%8-32  \nIn 2025, our transformation translated into faster innovation, streamlined global operations and greater scalability.  \n• 7XVIRKXLIRMRK SYV KPSFEP STIVEXMRK QSHIP 􀀒 In 2025, we welcomed several new leaders, including Mohamed %FHIPWEHIO EW 'LMIJ +PSFEP 7SPYXMSRW 3ƾGIV􀀐 8MJJERM'LEQFIVW EW 'LMIJ 3TIVEXMSRW 3ƾGIV􀀐 ERH %PMGME >YMOIV EW'LMIJ ,YQER 6IWSYVGIW 3ƾGIV􀀒 )EGL SJ XLIWI I\\IGYXMZIWI\\IQTPMƼIW XLI LMKL UYEPMX] SJ XEPIRX [I EVI EXXVEGXMRK EWwe scale our business. Additionally, throughout the year, we evolved our approach to global product management to drive innovation and stronger commercial outcomes. Finally, we GSRXMRYI XS IRLERGI SYV +PSFEP 'ETEFMPMX] 'IRXIV RIX[SVO XS HVMZI KVIEXIV IƾGMIRG] ERH WGEPI EGVSWW XLI IRXIVTVMWI􀀒  \n• 7GEPMRK SYV XIGLRSPSK] QSHIVRM^EXMSR􀀒 Leveraging the foundational work completed in 2024, we augmented the core capabilities of our OneTru™ global technology platform last ]IEV􀀒 ;I WYGGIWWJYPP] QMKVEXIH SYV ƼVWX 9􀀒7􀀒 GVIHMX GYWXSQIVWto OneTru, extended key capabilities to select international markets, and completed our transformation investment program on time and within budget. In 2026, we plan to complete U.S. credit customer migrations and continue the rollout of OneTru to our international markets.  \n• %GGIPIVEXMRK MRRSZEXMSR EGVSWW WSPYXMSR WYMXIW􀀒 We launched several OneTru-enabled solutions in 2025 — including new TruIQ™ analytics features, our latest AI-enabled fraud models and our cloud-based identity resolution and audience capabilities for Marketing Solutions. We continue to accelerate our pace of innovation, with a growing pipeline of new","cbCaiqTTjH3ncXrn","https://ap.wps.com/l/cbCaiqTTjH3ncXrn","pdf",743403,166,"English","# Letter from the President & Chief Executive Officer\n## 2025 performance and growth priorities\n## Shareholder returns and earnings progress\n## Solution and vertical highlights\n## Global technology platform and innovation updates\n## Key milestones (VantageScore 4.0 and product reach)","[{\"question\":\"What strategic focus guided TransUnion in 2025?\",\"answer\":\"TransUnion shifted from transformational investments to operational excellence and growth, using technology modernization and accelerated innovation to strengthen competitiveness in a data-driven world.\"},{\"question\":\"How did TransUnion perform financially in 2025?\",\"answer\":\"The report states revenue grew 9% and adjusted diluted earnings per share increased 10%, supported by commercial momentum and investments for growth.\"},{\"question\":\"What shareholder returns were provided in 2025?\",\"answer\":\"TransUnion returned nearly $400 million to shareholders through dividends and share repurchases.\"}]","TransUnion Annual Report - 2025 | PDF",58]