[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-285385-105":3,"detail-sidebar-cat-1-en-105":80,"doc-detail-285385-en":126},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":73,"head_meta":75,"extra_data":77,"updated_unix":79},105,"en","transferred-appraisal-reference-guide-submission-requirements","Transferred Appraisal Reference Guide - Submission Requirements","","This reference guide outlines the comprehensive documentation requirements for transferring property appraisal reports across various loan transaction types, including Conventional, Investor Solution, FHA, VA, USDA, and Access programs. It specifies necessary components such as SSR reports with successful status, PDF copies with invoices, XML files, appraisal transfer letters, and A.I.R. certifications. The guide provides granular instructions for each program, ensuring compliance with industry standards like ANSI for 1-unit properties and CDA variance thresholds for Access transactions. It explicitly notes that appraisal transfers are prohibited for Jumbo Elite and Jumbo Gold products, serving as a critical compliance manual for mortgage lenders and underwriters managing appraisal portability.",{"@graph":14,"@context":72},[15,34,55],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/general/","General",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/transferred-appraisal-reference-guide-submission-requirements/285385/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/transferred-appraisal-reference-guide-submission-requirements/285385.png","ImageObject",442,249,{"name":42,"@type":43},"Riley West","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-09-24","2026-09-17",true,{"@type":52,"interactionType":53,"userInteractionCount":33},"InteractionCounter",{"@type":54},"ViewAction",{"@type":56,"mainEntity":57},"FAQPage",[58,64,68],{"name":59,"@type":60,"acceptedAnswer":61},"What documentation is required for Conventional and Investor Solution appraisal transfers?","Question",{"text":62,"@type":63},"Requirements include a Fannie Mae/Freddie Mac SSR with a 'Successful' status, a PDF of the appraisal with an invoice, an XML file, an appraisal transfer letter, and an A.I.R. Certificate. For 1-unit properties, an ANSI statement is also mandatory.","Answer",{"name":65,"@type":60,"acceptedAnswer":66},"Are appraisal transfers allowed for Jumbo Elite and Jumbo Gold transactions?",{"text":67,"@type":63},"No, appraisal transfers are strictly not allowed for either Jumbo Elite or Jumbo Gold transaction types.",{"name":69,"@type":60,"acceptedAnswer":70},"What is specifically required for Access and Elite Access transaction appraisals regarding the CDA?",{"text":71,"@type":63},"For these transactions, a Collateral Desktop Analysis (CDA) is required for each appraisal, demonstrating a variance between 0% and positive 10% inclusive.","https://schema.org",{"og:url":32,"og:type":74,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":76,"canonical":32},"index,follow",{"doc_id":78,"site_id":7},285385,1790036124,{"code":4,"msg":81,"data":82},"success",[83,88,93,98,103,108,113,118,123],{"id":84,"doc_module":22,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},11,"Presentations",90,"presentations",{"id":89,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},12,"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":110,"show_sort_weight":111,"slug":112},17,"Forms",40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":115,"show_sort_weight":116,"slug":117},18,"Letters",30,"letters",{"id":119,"doc_module":22,"doc_module_name":25,"category_name":120,"show_sort_weight":121,"slug":122},21,"Paper Templates",5,"papers-templates",{"id":124,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":4,"slug":125},158,"general-158",{"code":4,"msg":81,"data":127},{"doc_id":78,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":124,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":33,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":22,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":4},1099523885074,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc","All items indicated must be provided for all transferred appraisals Conventional and Investor Solution Transactions  \n• Fannie Mae and Freddie Mac SSR with a Document File Status of “Successful”  \nNOTE: 1-unit properties only: The appraisal must include an American National Standards Institute (ANSI) statement  \n• PDF copy of appraisal with invoice  \n• XML file  \n• Appraisal transfer letter  \n• A. I. R. Cert.  \nFHA Transactions  \n• FHA SSR with a Document File Status of “Successful”  \n• PDF copy of appraisal with invoice  \n• A. I. R. Cert. or management exception for acceptable proof of compliance with FHA Appraiser Independence Guidelines  \nVA Transactions  \n• The transferring lender has transferred the appraisal report via the VA Portal  \nNOTE: No additional documentation is required  \nUSDA Transactions  \n• PDF copy of appraisal with invoice  \n• Appraisal transfer letter  \n• A. I. R. Cert. or management exception for acceptable proof of compliance with FHA Appraiser Independence Guidelines  \nAccess and Elite Access Transactions (Requirements apply to each appraisal)  \n• PDF copy of appraisal with invoice  \n• XML file  \n• Appraisal transfer letter  \n• A. I. R. Cert.  \n• A CDA, for each appraisal, is required with a variance between 0% and positive 10%(inclusive)  \nJumbo Elite Transactions  \nAppraisal transfers are not allowed  \nJumbo Gold Transactions  \nAppraisal transfers are not allowed  \nNOTE: Transferred appraisals may require additional documentation and review","cbCaisUn9K4VgmCa","https://ap.wps.com/l/cbCaisUn9K4VgmCa","pdf",128466,"English","# Conventional and Investor Solution Transactions\n# FHA Transactions\n# VA Transactions\n# USDA Transactions\n# Access and Elite Access Transactions\n# Jumbo Transactions","[{\"question\":\"What documentation is required for Conventional and Investor Solution appraisal transfers?\",\"answer\":\"Requirements include a Fannie Mae/Freddie Mac SSR with a 'Successful' status, a PDF of the appraisal with an invoice, an XML file, an appraisal transfer letter, and an A.I.R. Certificate. For 1-unit properties, an ANSI statement is also mandatory.\"},{\"question\":\"Are appraisal transfers allowed for Jumbo Elite and Jumbo Gold transactions?\",\"answer\":\"No, appraisal transfers are strictly not allowed for either Jumbo Elite or Jumbo Gold transaction types.\"},{\"question\":\"What is specifically required for Access and Elite Access transaction appraisals regarding the CDA?\",\"answer\":\"For these transactions, a Collateral Desktop Analysis (CDA) is required for each appraisal, demonstrating a variance between 0% and positive 10% inclusive.\"}]","Transferred Appraisal Reference Guide - Submission Requirements | PDF",1789629854]