[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-277600-105":3,"detail-sidebar-cat-1-en-105":85,"doc-detail-277600-en":130},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":78,"head_meta":80,"extra_data":82,"updated_unix":84},105,"en","transfer-on-death-tod-agreement-complete-beneficiary-designation-form","Transfer on Death (TOD) Agreement - Complete Beneficiary Designation Form","","Transfer on Death (TOD) Agreement form designates one or more beneficiaries to receive assets in a Merrill Lynch brokerage account after the Account Owner’s death without probate. The agreement explains eligibility and key definitions, requires accurate completion of all mandatory fields, and applies to individually and jointly owned non-retirement accounts (excluding Tenant-in-Common). It includes instructions for beneficiary designations, contingency handling, required signatures, and spousal consent and notarization steps.",{"@graph":14,"@context":77},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/transfer-on-death-tod-agreement-complete-beneficiary-designation-form/277600/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/transfer-on-death-tod-agreement-complete-beneficiary-designation-form/277600.png","ImageObject",442,249,{"name":42,"@type":43},"Bill Black","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-23","2026-09-15",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",12,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69,73],{"name":60,"@type":61,"acceptedAnswer":62},"Who can use this TOD Agreement and what accounts are eligible?","Question",{"text":63,"@type":64},"The form applies to individually and jointly owned non-retirement accounts as specified in the agreement. Tenant-in-Common (TIC) accounts are not eligible for the TOD service.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What must beneficiary designation percentages total?",{"text":68,"@type":64},"Beneficiary designation percentages must total 100%. Totals less than 100% are not accepted.",{"name":70,"@type":61,"acceptedAnswer":71},"What is required if a beneficiary predeceases the Account Owner?",{"text":72,"@type":64},"Section C must include the instructions required if the Beneficiary predeceases the Account Owner.",{"name":74,"@type":61,"acceptedAnswer":75},"When is spousal consent required and how is it notarized?",{"text":76,"@type":64},"Spousal consent is required if the specified conditions are met, and it must include the spouse’s notarized signature, name, and address. A notary must complete and notarize Section E, with appropriate notarization blocks for California licensed notaries.","https://schema.org",{"og:url":32,"og:type":79,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":81,"canonical":32},"index,follow",{"doc_id":83,"site_id":7},277600,1789502288,{"code":4,"msg":86,"data":87},"success",[88,93,97,102,107,112,116,121,126],{"id":89,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},11,"Presentations",90,"presentations",{"id":55,"doc_module":22,"doc_module_name":25,"category_name":94,"show_sort_weight":95,"slug":96},"Resumes",80,"resumes",{"id":98,"doc_module":22,"doc_module_name":25,"category_name":99,"show_sort_weight":100,"slug":101},14,"Invoices",70,"invoices",{"id":103,"doc_module":22,"doc_module_name":25,"category_name":104,"show_sort_weight":105,"slug":106},15,"Posters",60,"posters",{"id":108,"doc_module":22,"doc_module_name":25,"category_name":109,"show_sort_weight":110,"slug":111},16,"Social Media",50,"social-media",{"id":113,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":114,"slug":115},17,40,"forms",{"id":117,"doc_module":22,"doc_module_name":25,"category_name":118,"show_sort_weight":119,"slug":120},18,"Letters",30,"letters",{"id":122,"doc_module":22,"doc_module_name":25,"category_name":123,"show_sort_weight":124,"slug":125},21,"Paper Templates",5,"papers-templates",{"id":127,"doc_module":22,"doc_module_name":25,"category_name":128,"show_sort_weight":4,"slug":129},158,"General","general-158",{"code":4,"msg":86,"data":131},{"doc_id":83,"user_id":132,"nickname":42,"user_avatar":133,"doc_module":22,"category_id":113,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":139,"language":140,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":141,"faqs":142,"seo_title":143,"seo_description":12,"update_tm":84,"read_time":30},24189269381491,"https://ap-avatar.wpscdn.com/avatar/160000cf11732dd8392?x-image-process=image/resize,m_fixed,w_180,h_180&k=1788146458752108895","Transfer on Death (TOD ) Agreement   \nPlease use this form to designate beneficiaries that you would like to receive assets in your Merrill Lynch brokerage account upon your death without going through probate.  \nIncluded in this document are definitions, important terms and disclosures starting on page 5. Please review this information prior to executing this agreement.  \nDOCUMENT COMPLETION CHECKLIST  \nIt is critical to complete all required fields on this document. Failure to do so may result in our inability to exercise your instructions. This form applies to individually and jointly owned non-retirement accounts as specified on page 5 of this agreement. Please note that Tenant-in-Common (TIC) accounts are not eligible for the TOD service.  \nPlease print all information clearly.  \n\n| Section A\u003Cbr>□ Account number and names of each Account Owner\u003Cbr>Note: A separate TOD Agreement must be completed and executed for each account that the Account Owner wishes to transfer via the TOD service.\u003Cbr>□ Complete a separate form for each Merrill Lynch® account |\n| --- |\n| Section B\u003Cbr>□ Beneficiary/Trustee/UTMA Custodian or Guardian/Conservator (if minor) name, date of birth (for individuals) and relationship to account owner(s)\u003Cbr>□ Name of UTMA Custodian (someone other than the account holder) or court-appointed Guardian or Conservator if Beneficiary is a minor\u003Cbr>□ Name of all current Trustees and dates of trust creation (if Beneficiary is a Trust)\u003Cbr>Note: Only a trust currently in existence at the time a TOD Agreement is executed can be named as a TOD Beneficiary. Testamentary trusts cannot be named as a TOD Beneficiary because the TOD Agreement/Service provides for the non-probate transfer of assets. A testamentary trust comes into\u003Cbr>existence through the probate process.\u003Cbr>□ Total % Share of Assets\u003Cbr>Note: Totals that equal less than 100% will not be accepted. |\n| Section C\u003Cbr>□ Instructions required if Beneficiary predeceases Account Owner |\n| Section D\u003Cbr>□ Signature of each Account Owner |\n| Section E\u003Cbr>□ Spousal consent: If conditions I, II, and III are met, the notarized signature, name and address of spouse are required\u003Cbr>□ Account number requiring Spousal Consent must be listed\u003Cbr>□ Spouse must execute his/her signature and date document in the presence of a notary\u003Cbr>□ All notaries must complete and notarize Section E on page 4. California licensed notaries should use the notary block designated for California notaries on page 4\u003Cbr>□ Notary information, signature and seal Note: Affix seal if required by law or document will be returned. |\n\nMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, Member SIPC, and a wholly-owned subsidiary of BofA Corp.  \nInvestment products:  \n\n| Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value |\n| --- | --- | --- |\n\n© 2025 Bank of America Corporation. All rights reserved.  \nTOD AGREEMENT  \nSection A. Account Information (All Account Owners must complete this page and sign on the following pages)  \n8-Digit Merrill Lynch Account Number (Required):  \nNote: A separate TOD Agreement must be completed and executed for each account that the Account Owner wishes to transfer via the TOD Service.  \nAccount Owner 1  Please print first, middle and last name   \nAccount Owner 2  Please print first, middle and last name  NOTE: All Account Owners must be listed.  \nI hereby designate the person(s) named below as Beneficiary(ies) to receive the TOD Assets in my TOD Account in accordance with the terms and conditions of this TOD Agreement.  \nThis TOD Agreement does not apply if contingent beneficiary designations or per stirpes designations are listed.  \n\n| Section B. Beneficiary Designations (Beneficiary designation percentages must total 100%.) ","cbCaicTlgpIWT6Ev","https://ap.wps.com/l/cbCaicTlgpIWT6Ev","pdf",2665321,9,"English","# DOCUMENT COMPLETION CHECKLIST\n# Section A. Account Information\n## Account Owner details\n# Section B. Beneficiary Designations\n## Beneficiary details and allocation percentages\n# Section C. Predecease Instructions\n# Section D. Signatures of Account Owners\n# Section E. Spousal Consent and Notarization","[{\"question\":\"Who can use this TOD Agreement and what accounts are eligible?\",\"answer\":\"The form applies to individually and jointly owned non-retirement accounts as specified in the agreement. Tenant-in-Common (TIC) accounts are not eligible for the TOD service.\"},{\"question\":\"What must beneficiary designation percentages total?\",\"answer\":\"Beneficiary designation percentages must total 100%. Totals less than 100% are not accepted.\"},{\"question\":\"What is required if a beneficiary predeceases the Account Owner?\",\"answer\":\"Section C must include the instructions required if the Beneficiary predeceases the Account Owner.\"},{\"question\":\"When is spousal consent required and how is it notarized?\",\"answer\":\"Spousal consent is required if the specified conditions are met, and it must include the spouse’s notarized signature, name, and address. A notary must complete and notarize Section E, with appropriate notarization blocks for California licensed notaries.\"}]","Transfer on Death (TOD) Agreement - Complete Beneficiary Designation Form | PDF"]