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We welcome applications in Welsh. This won’t lead to a delay in our response.  \nYou can order forms and guides in Braille, in large print or audio byemailing your name and address, and which form and format you [need to](need to brailleandlargefonts@slc.co.uk)[ brailleandlargefonts@slc.co.uk](need to brailleandlargefonts@slc.co.uk).  \nOr you can telephone us on 0141 243 3686.  \nPlease note that this email address and phone number can only deal with requests for alternative formats of forms and guides.  \n1 What’s this guide about?  \nThis guide is for students who take out a student loan for an undergraduate, postgraduate or Initial Teacher Education course.  \nIt explains what you’re committing to when you take out a loan.  \nIt’s important you read this guide carefully as it contains information about the current terms of your loan. Please save a copy.  \nYou’ll find full details of the conditions for getting undergraduate student loans in the relevant Student Support Regulations.  \nThe conditions for repaying your loan are included in the Education (Student Loans) (Repayment)  \nRegulations 2009, as amended.  \nYou’ll find full details of the conditions for getting Postgraduate Master’s and Doctoral Loans in the relevant Student Support Regulations.  \nYou’ll find full details of the conditions for getting a Postgraduate Doctoral Loan in the Education (Postgraduate Doctoral Degree Loans)(Wales) Regulations 2018, as amended.  \nYou can read these regulations online at [www.legislation.gov.uk](www.legislation.gov.uk or order)[ or order](www.legislation.gov.uk or order) them from The Stationery Office by calling 0333 202 5070 [or going to](or going to www.tsoshop.co.uk)[ www.tsoshop.co.uk](or going to www.tsoshop.co.uk)  \nThe regulations may change from time to time, which means the terms of your loan may also change. This guide will be updated to reflect any changes, so you should make sure you have the most up-to-date version.  \nFurther information  \nIf you still have questions about the terms of your loan after reading this guide, go to  \n[www.gov.uk/repaying-your-student-loan](www.gov.uk/repaying-your-student-loan)  \n2 Your loan contract  \nWhen you take out a student loan you must agree to repay your loan in line with the regulations that apply at the time the repayments are due, subject to the regulations being amended from time to time.  \nYour loan contract is with the Welsh Ministers. The Student Loans Company Limited (SLC), which is a non-profit government organisation, is acting asan agent on their behalf.  \n3 Who does what?  \nStudent Loans Company (SLC)  \nSLC is responsible for:  \n• paying loans for students in the UK  \n• managing your account, including adding interest, applying repayments collected through the UK tax system and refunding any overrepayments  \n• collecting repayments from overseas repayers,• answering questions about your loan  \nHM Revenue & Customs (HMRC)  \nHMRC collects student loan repayments  \nfrom employers through the UK tax system. If you’re self employed, you’ll repay through self assessment when you complete your tax returns.  \nYour employer  \nYour employer collects student loan repaymentson behalf of HMRC directly from your salary at the same time as tax and National Insurance.  \nIf you have any questions ","cbCaie77IlePmmkD","https://ap.wps.com/l/cbCaie77IlePmmkD","pdf",2498386,"English","# What’s this guide about?\n## Your loan contract\n# Who does what?\n## Student Loans Company (SLC)\n## HM Revenue & Customs (HMRC)\n## Your employer\n## Sharing information\n# Your responsibilities","[{\"question\":\"Who is responsible for managing and paying student loans in this guide?\",\"answer\":\"Student Loans Company (SLC) pays loans for students in the UK, manages accounts (including interest and repayments), collects repayments from overseas repayers, and answers questions about the loan.\"},{\"question\":\"How does HMRC collect student loan repayments?\",\"answer\":\"HMRC collects repayments from employers through the UK tax system. If you are self employed, repayments are made through self assessment when you complete your tax returns.\"},{\"question\":\"What must students do to keep their loan details correct?\",\"answer\":\"Students must provide complete and accurate information when applying and tell SLC about any changes during the application process, while studying, and until the loan is repaid in full, including personal details, course details, addresses, and employment status.\"}]","Student Loans 2024 to 2025 - SFWales - SFWFILM guide to terms and conditions | PDF",1789811163,6]