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Ford Federal Direct Loan, Federal Family Education Loan (FFEL), and Federal Perkins Loan programs. Collects borrower identity, contact, and Social Security details, then determines eligibility using taxable income and monthly payment calculations with required supporting documentation. Includes instructions, borrower acknowledgments, certification of truthfulness, request options to stop or reduce payments, forbearance start and duration, interest-payment choices, and authorization for automated contact. 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Ford Federal Direct Loan (Direct Loan) Program / Federal Family Education Loan (FFEL) Program / Federal Perkins Loan (Perkins Loan) Program  \nOMB No. 1845-0018 Form Approved  \nExp. Date: 12/31/2027  \nWARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097.  \nYou never need to pay for help with your federal student loans. Your loan servicer will help you for FREE. Contact your servicer if you have questions about this form or need any information regarding your federal student loans.  \nSection 1: Borrower Information  \nPlease enter or correct the following information.  \n Check this box if any of your information has changed.  \nSocial Security Number (SSN):  Date of Birth (mm/dd/yyyy):  Name:   \nAddress:   \nCity:   State:   Zip Code:   \nTelephone-Primary:  Telephone-Alternate:  Email:   \nSection 2: Borrower Determination of Forbearance Eligibility  \nCarefully read the entire form before completing it. Complete Section 2 in its entirety. Maximum eligibility is 36 months. As an alternative to this forbearance, you may qualify for adeferment (which has an interest benefit for some loan types) or for a repayment plan that determines your monthly payment amount based on your [income. Visit](income. Visit StudentAid.gov/IDR for more)[ ](income. Visit StudentAid.gov/IDR for more)[StudentAid.gov/IDR](income. Visit StudentAid.gov/IDR for more)[ for more](income. Visit StudentAid.gov/IDR for more) information on repayment plans based on income.  \n1. Do you currently have taxable income?  \nCheck \"No\" if you do not have any income or only receive untaxed income.  \n Yes-Continue to Item 2.  \n No-Skip to Section 3.  \n2. What is your total monthly taxable income?  Attach documentation of your monthly income, such as a tax return, W-2s, paystubs, or dividend statements. Monthly income is either (you choose):  \n• Your gross taxable income from all sources; or  \n• One-twelfth of the Adjusted Gross Income from your most recent federal income tax return.  \n3. Multiply the amount in Item 2 by 20%(0.20):   \n4. What is the total amount of your monthly payments on all of your Title IV loans? (See Section 5)  \nYou must attach documentation of your most recent monthly payments due on each of your Title IV loans, such as a monthly statement or repayment schedule.  \n5. Is the amount reported in Item 4 equal to or greater than the amount calculated in Item 3?  Yes-Continue to Section 3.  \n No-You are not eligible for this forbearance.  \nSection 3: Borrower Requests, Understandings, Certifications, and Authorization I request:  \n• My loan holder grant forbearance for the period during which I meet the qualifications for the forbearance. If approved for a forbearance, I would like to:  \n Temporarily stop making payments; or  \n Make smaller payments in the amount of  per month.  \n• My forbearance begin on the following date: (mm/dd/yyyy)   .  \n• My loan holder grant my forbearance for up to 12 months unless I specify an earlier end date:(mm/dd/yyyy)   .  \n•  If checked, to make interest payments on my loans during forbearance.  \nI understand:  \n• I am not required to make payments of loan principal or interest during forbearance.  \n• My forbearance will begin on the later of the date my loan holder determines, or the date I requested.  \n• My loan holder may grant me a forbearance while processing my form or to cover any period of delinquency that exists when I submit my form.  \n• My forbearance will end on the earlier of the date I exhaust my maximum eligibility for the  \nforbearance, 12 months from the date my forbearance begins, on the date I am no longer eligible for the forbearance, or the end date I requested.  \n• My forbearance will only be granted in increments of up to 12 months, and I must reapply fo","cbCaio4Fhfrf3kJE","https://ap.wps.com/l/cbCaio4Fhfrf3kJE","pdf",672096,9,"English","# Section 1: Borrower Information\n## Section 2: Borrower Determination of Forbearance Eligibility\n## Section 3: Borrower Requests, Understandings, Certifications, and Authorization\n## Section 4: Instructions For Completing the Form","[{\"question\":\"What information is required in Section 1 for the borrower?\",\"answer\":\"Section 1 requests borrower details such as Social Security Number, date of birth, name, address, city/state/ZIP, phone numbers, and email. It also includes a checkbox to indicate if any information has changed.\"},{\"question\":\"How does Section 2 determine eligibility for forbearance?\",\"answer\":\"Section 2 requires the borrower to indicate whether they have taxable income, then provide total monthly taxable income with documentation. Eligibility is assessed by comparing the calculated threshold (monthly taxable income multiplied by 20%) against the total monthly payments on Title IV loans.\"},{\"question\":\"What choices and acknowledgments does the borrower make in Section 3?\",\"answer\":\"Section 3 lets the borrower request forbearance during the period they qualify, either stopping payments temporarily or making smaller payments. It also lists understandings about when forbearance begins/ends, reapplication requirements, and interest capitalization rules for certain loan types, plus certification and automated contact authorization.\"}]","Student Loan Debt Burden Forbearance Request | PDF",1789816597]