[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-281003-105":53,"doc-detail-281003-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","state-licensee-work-from-home-authorization","State Licensee Work From Home Authorization","","State Licensee Work From Home Authorization compiles state-by-state regulatory guidance on whether licensed entities may permit employees to work from home during emergency conditions. It summarizes notes, issuance dates, update status, and key compliance limits such as data security requirements and restrictions on conducting customer meetings or maintaining physical business records at home. The document also highlights variations in authority actions, including no-action positions, guidance extensions, license location suspension directives, and requirements about branch office licensing implications.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/state-licensee-work-from-home-authorization/281003/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/state-licensee-work-from-home-authorization/281003.png","ImageObject",442,249,{"name":88,"@type":89},"\tCallum ","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-20","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",9,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What common requirement do states emphasize for work-from-home programs?","Question",{"text":109,"@type":110},"Many states require licensees and employees to maintain compliance with applicable laws and data security standards while working remotely.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Are there states that prohibit or limit work-from-home activities?",{"text":114,"@type":110},"Yes. Some states provide no WFH guidance, while others allow remote work only if home locations do not require licensing as a branch and exclude certain practices like keeping physical business records or meeting customers at home.",{"name":116,"@type":107,"acceptedAnswer":117},"Does the authorization vary by state and licensing type?",{"text":118,"@type":110},"Yes. The document lists different stances across states, including guidance extensions, no-action positions for certain licensees, and specific directives for mortgage loan originators and installment lenders.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},281003,1790187153,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":73},137451211410,"https://ap-avatar.wpscdn.com/avatar/2000bb0a9246f588df?x-image-process=image/resize,m_fixed,w_180,h_180&k=1786362646172706240","State Licensee Work From Home Authorization  \n\n| Key |\n| --- |\n| General |\n| Mortgage Lending |\n| Vehicle Finance |\n| Traditional Installment Lending |\n\n\n| State | Notes | Status | AFSA Letter | Written Response from State* |\n| --- | --- | --- | --- | --- |\n| Alabama State Banking Department  Memorandum | The department requests licensees notify the department of any circumstances that require the closure, relocation, or remote work program. The department reminds licensees that compliance with all laws and regulations, including data security standards, must be maintained. | 03/12- issued, no expiration given | July 29, 2020 |  |\n| Alaska | No WFH Guidance |  | July 27, 2020 |  |\n| Arizona | No WFH Guidance |  | May 28, 2020 |  |\n| Arkansas Securities Department  Interim Regulatory Guidance  Extension | The guidance allows employees of licensed mortgage loan companies to work from home, even if the home location is not a licensed branch, as long as they abide by data security requirements. | 03/13- issued, 08/18-updated, effective until end of state of emergency | July 27, 2020 |  |\n| California Department of Business  Oversight Guidance | The department is taking a no-action position against licensees licensed under the California Finance Law and Residential Mortgage Act for having their employees work from home, as long as they abide by certain requirements.\u003Cbr>Employees are not allowed to keep physical business records or meet with customers at home. | 03/21 – issued, effective until end of state of emergency | July 8, 2020 |  |\n| Colorado Department of Law  Guidance | The UCCC Administrator does not intend to take administrative, disciplinary, or enforcement action against licensees that allow employees to work from home, even if the home is not licensed as a branch location. | 03/20- issued, effective until end of state of emergency | July 31, 2020 |  |\n| Colorado Division of Real Estate  Guidance | The State of Colorado does not license mortgage companies, which are only required to register with the NMLS.\u003Cbr>Therefore, the Colorado Board of Mortgage Loan Originators has stated it has no requirements concerning the location of where a mortgage company is doing business in Colorado, as long as they are operating legally in the state in accordance with standards determined and administered by the Colorado Secretary of State. | 03/16 – issued, no expiration (evergreen) | No letter neededthere is no location requirements for mortgage companies |  |\n| Connecticut Department of Banking  Guidance Extension | The guidance allows employees of consumer credit licensees to work from home, even if the home location is not a licensed branch, as long as they abide by data security requirements\u003Cbr>The guidance extends the banking commissioner's March 9 work from home authorization to August 31. | 06/19- issued, effective until 12/31 | July 1, 2020 |  |\n| Delaware | No WFH Guidance |  | July 24, 2020 |  |\n| District of Columbia Department of  Insurance, Securities and Banking  Order | This guidance allows employees of licensed mortgage loan originators to work from home, even if the home location is not a licensed branch. | 03/27- issued, effective until end of state of emergency | August 4, 2020 |  |\n\n*We are only including responses on this public-facing document. If you are an AFSA member with questions about informal responses, please contact Danielle at dfagre@afsamail.org or Edwin [at eportugal@afsamail.org](at eportugal@afsamail.org)  \nPage 1 of 6 Last Updated 9/2/2020  \n\n| State | Notes | Status | AFSA Letter | Written Response from State* |\n| --- | --- | --- | --- | --- |\n| Florida Office of Financial Regulation  Guidance | The guidance allows employees of mortgage loan originators to work from home, as long as they do not conduct business in a manner requiring their home to be licensed as a branch office.\u003Cbr>For other licensees, the OFR asks licensees to review relevant statutes and rules to ensure the employee's home does no","cbCaijdUG80cvIhg","https://ap.wps.com/l/cbCaijdUG80cvIhg","pdf",221755,6,"English","# State Licensee Work From Home Authorization\n## Guidance and status by state","[{\"question\":\"What common requirement do states emphasize for work-from-home programs?\",\"answer\":\"Many states require licensees and employees to maintain compliance with applicable laws and data security standards while working remotely.\"},{\"question\":\"Are there states that prohibit or limit work-from-home activities?\",\"answer\":\"Yes. Some states provide no WFH guidance, while others allow remote work only if home locations do not require licensing as a branch and exclude certain practices like keeping physical business records or meeting customers at home.\"},{\"question\":\"Does the authorization vary by state and licensing type?\",\"answer\":\"Yes. The document lists different stances across states, including guidance extensions, no-action positions for certain licensees, and specific directives for mortgage loan originators and installment lenders.\"}]","State Licensee Work From Home Authorization | PDF",1789563532]