[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-283223-105":53,"doc-detail-283223-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","standard-promissory-note","STANDARD PROMISSORY NOTE","","A standard promissory note template defining a borrower’s promise to repay a lender a principal amount in U.S. dollars, with interest accruing on the unpaid balance at a stated annual rate. It specifies payment timing for lump sum or installment schedules, applicable late fees, default interest terms, and the order of payment allocation. 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PAYMENTS: The full balance of this Note, including all accrued interest and late fees, is due and payable on the   day of   , 20  , hereinafter known as the \"Due Date\".  \nA. Installment(s) . (check the applicable box)  \n☐ -LUMP SUM – Borrower shall pay a lump sum to be made in-full, principal and interest included, of   Dollars  \n($  ) by the Due Date.  \n☐ -INSTALLMENTS – Borrower shall pay principal and interest in the amount of   Dollars ($  ) on  \n☐ a weekly basis with any remaining balance payable on the Due Date.  \n☐ a monthly basis with any remaining balance payable on the Due Date.  \n☐ a quarterly basis with any remaining balance payable on the Due Date.  \nLATE FEE-There shall be a late payment fee of   Dollars ($  ) if an installment is not paid on-time along with the default interest due , as described in Section 3, if the Lender does not receive the installment on the due date.  \n2. SECURITY: (check the applicable box)  \n☐ -UNSECURE – There shall be NO SECURITY provided in this Note.  \n☐ -SECURE – There shall be Property described as     hereinafter known as the “Security”, which shall transfer to the possession and ownership of the Lender IMMEDIATELY pursuant to Section 6A of this Note. The Security may not be sold or transferred without the Lender’s consent until the Due Date. If Borrower breaches this provision, Lender may  \n© 2016 [PromissoryNotes.org](PromissoryNotes.org) All Rights Reserved.  \ndeclare all sums due under this Note immediately due and payable, unless prohibited by applicable law. The Lender shall have the sole-option to accept the Security as fullpayment for the Borrowed Money without further liabilities or obligations. If the market value of the Security does not exceed the Borrowed Money, the Borrower shall remain liable for the balance due while accruing interest at the maximum rate allowed by law.  \n3. INTEREST DUE IN THE EVENT OF DEFAULT: In the event the Borrower fails to pay the note in-full on the Due Date, unpaid principal shall accrue interest at the maximum rate allowed by law, until the Borrower is no longer in default.  \n4. ALLOCATION OF PAYMENTS: Payments shall be first credited any late fees due, then to interest due and any remainder will be credited to principal.  \n5. PREPAYMENT: Borrower may pre-pay this Note without penalty.  \n6. ACCELERATION: If the Borrower is in default under this Note or is in default under another provision of this Note, and such default is not cured within the minimum allotted time by law after written notice of such default, then Lender may, at its option, declare all outstanding sums owed on this Note to be immediately due and payable.  \n6A. SECURITY-This includes any rights of possession in relation to the Security described in Section 2.  \n7. ATTORNEYS’ FEES AND COSTS: Borrower shall pay all costs incurred by Lenderin collecting sums due under this Note after a default, including reasonable attorneys’fees. If Lender or Borrower sues to enforce this Note or obtain a declaration of its rights hereunder, the prevailing party in any such proceeding shall be entitled to recover its reasonable attorneys’ fees and costs incurred in the proceeding (including those incurred in any bankruptcy proceeding or appeal) from the non-prevailing party.  \n8. WAIVER OF PRESENTMENTS: Borrower waives presentment for payment, notice of dishonor, protest and notice of protest.  \n9. NON-WAIVER: No failure or delay by Lender in exercising Lend","cbCaiq6nZK3P8awN","https://ap.wps.com/l/cbCaiq6nZK3P8awN","pdf",62624,"English","# Payments\n## Installments and Late Fees\n# Security\n# Interest Due in the Event of Default\n## Allocation of Payments\n# Prepayment, Acceleration, and Fees\n# Waivers, Severability, and Integration\n# Notice and Co-Signer\n# Execution and Governing Law","[{\"question\":\"What payment options does the promissory note template provide?\",\"answer\":\"It offers a lump-sum option payable in full by the Due Date or an installment option with weekly, monthly, or quarterly payment frequency, with any remaining balance due on the Due Date.\"},{\"question\":\"What happens if the borrower defaults on the Due Date?\",\"answer\":\"Unpaid principal accrues interest at the maximum rate allowed by law until the borrower is no longer in default, and the lender may accelerate all outstanding sums if the default is not cured within the legally required time after written notice.\"},{\"question\":\"How are payments allocated when the borrower makes a payment?\",\"answer\":\"Payments are credited first to any late fees due, then to interest due, and any remainder is credited to principal.\"}]","STANDARD PROMISSORY NOTE | PDF",1789592967]