[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-239433-105":53,"doc-detail-239433-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","spending-plan-worksheet-financial-readiness-financially-secure-mission-ready","SPENDING PLAN WORKSHEET - Financial Readiness, Financially Secure, Mission Ready","","Fillable spending plan worksheet for tracking monthly cash flow, aligning income, savings and investing, housing, food, transportation, health, and personal and family expenses, along with credit cards, loans, school costs, insurance, gifts, and other recurring or non-monthly items. Users enter current amounts and monthly goals, including instructions for expenses paid by military allotments and using zeros where applicable. Totals and the income-expense difference guide decisions to save, spend, or reduce costs while support services help maintain ongoing financial readiness.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/spending-plan-worksheet-financial-readiness-financially-secure-mission-ready/239433/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/spending-plan-worksheet-financial-readiness-financially-secure-mission-ready/239433.png","ImageObject",442,249,{"name":88,"@type":89},"Eden","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-28","2026-09-11",true,{"@type":98,"interactionType":99,"userInteractionCount":25},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"How should expenses paid by military allotments be entered in this worksheet?","Question",{"text":108,"@type":109},"Enter the letter \"A\" in every field for expenses paid by military allotments.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What difference does the worksheet calculate at the end?",{"text":113,"@type":109},"It provides totals for income, savings and investments, monthly expenses, and the resulting difference between income and expenses.",{"name":115,"@type":106,"acceptedAnswer":116},"Where can users get help to achieve and maintain financial readiness?",{"text":117,"@type":109},"Personal Financial Managers (PFMs) and Personal Financial Counselors (PFCs) are available at the installation’s Military and Family Support Center for flexible, no-cost support.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},239433,1789148779,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":25,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":73,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":125,"read_time":9},1374391974468,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","FINANCIAL READINESS  \nFinancially Secure, Mission Ready  \nSPENDING PLAN WORKSHEET  \nMonth/Year:  \nDownload this fillable worksheet to record your cash flow this month, then use the information to help you plan next month's cash flow. Enter the letter \"A\" in every field for expenses paid by military allotments.  \nINCOME MONTHLY (CURRENT) MONTHLY (GOAL)  \nService member's take-home pay (salary after taxes, benefits and other deductions) $ $  \n\n| Spouse's take home-pay (salary after taxes, benefits and other deductions) | $ | $ |\n| --- | --- | --- |\n| Other income (child support, second job, etc., after taxes) | $ | $ |\n| Total monthly take-home income | $ 0 | $ 0 |\n\nSAVING AND INVESTING  \nSavings $ $  \n\n| Investments (IRA, other investment accounts) | $ | $ |\n| --- | --- | --- |\n| Total monthly savings and investing | $ 0 | $ 0 |\n\nHOUSING  \nMonthly mortgage and property taxes (enter \"0\" if renting)  \n$  \n$  \n\n| Monthly rent payment (enter \"0\" if you only have a mortgage) | $ | $ |\n| --- | --- | --- |\n| Renters insurance or homeowners insurance not included in mortgage | $ | $ |\n| Utilities (electricity, gas, etc.) | $ | $ |\n| Internet, cable and phones | $ | $ |\n| Repairs/maintenance (1/12 of annual total, if you have a mortgage) | $ | $ |\n| Other housing expenses (pest control, lawn service, etc.) | $ | $ |\n| Total monthly housing | $ 0 | $ 0 |\n\nFOOD  \nGroceries and household supplies $ $  \n\n| Dining out | $ | $ |\n| --- | --- | --- |\n| Other food expenses | $ | $ |\n| Total monthly food | $ 0 | $ 0 |\n\nTRANSPORTATION  \nAuto/motorcycle loan payment(s)  \n$  \n$  \n\n| Auto/motorcycle insurance | $ | $ |\n| --- | --- | --- |\n| Auto/motorcycle fuel | $ | $ |\n| Auto/motorcycle maintenance (1/12 of annual total) | $ | $ |\n| Public transportation (Metro, bus, etc.) parking, tolls, ride sharing | $ | $ |\n| Other transportation expenses | $ | $ |\n| Total monthly transportation | $ 0 | $ 0 |\n\nHEALTH  \nMedicines and supplements  \n$  \n$  \n\n| Health insurance deductibles/co-pays | $ | $ |\n| --- | --- | --- |\n| Other health expenses (dental, glasses, contacts, etc.) | $ | $ |\n| Total monthly health | $ 0 | $ 0 |\n\nPERSONAL AND FAMILY MONTHLY (CURRENT) MONTHLY (GOAL)  \nChild care  \nChild and/or spousal support Clothing and shoes  \nLaundry service/dry cleaning Money given to family members  \nEntertainment (movies, streaming services, magazines, etc.) Vacations  \nPets  \nMemberships and subscriptions (not included in entertainment)  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \n$  \nOther personal or family expenses $ $  \nTotal monthly personal and family $ 0 $ 0  \nOTHER EXPENSES  \nCredit card debt payments $ $  \nStudent loan payments $ $  \nOther loans (furniture stores, appliances, HVAC systems, etc.) $ $  \nSchool costs (tuition, supplies, etc.) $ $  \nNon-monthly expenses (HOA fees, civic associations, vehicle registration, if annual ÷ by 12) $ $ Life insurance (monthly premiums paid for private policies) $ $  \nGifts and donations (estimated annual expenses ÷ 12) $ $  \nOther expenses (bank, credit card, ATM and other fees) $ $  \nTotal monthly other expenses $ 0 $ 0  \nTOTALS  \nIncome $  \nSavings and Investments $  \nMonthly Expenses $  \nDifference $  \n0  \n0  \n0  \n0  \n$ 0  \n$ 0  \n$ 0  \n$ 0  \nReset  \nIf your income is more than your expenses, you have money left to save or spend. If your expenses are more than your income, look for expenses to reduce or cut.  \nPersonal financial managers (PFMs) and personal financial counselors (PFCs) are available at your installation's Military and Family Support Center to help you achieve and maintain financial readiness at every step of your military journey through flexible, no-cost personal support services.  \nFINANCIAL READINESS  \nFinancially Secure, Mission Ready  \nSPENDING PLAN WORKSHEET-PAGE 2  \nUpdated August 2026","cbCaitpiHvLRTBmr","https://ap.wps.com/l/cbCaitpiHvLRTBmr","pdf",733393,"English","# Financial Readiness\n## Income (Monthly)\n## Saving and Investing\n## Housing\n## Food\n## Transportation\n## Health\n## Personal and Family (Monthly)\n## Other Expenses\n## Totals","[{\"question\":\"How should expenses paid by military allotments be entered in this worksheet?\",\"answer\":\"Enter the letter \\\"A\\\" in every field for expenses paid by military allotments.\"},{\"question\":\"What difference does the worksheet calculate at the end?\",\"answer\":\"It provides totals for income, savings and investments, monthly expenses, and the resulting difference between income and expenses.\"},{\"question\":\"Where can users get help to achieve and maintain financial readiness?\",\"answer\":\"Personal Financial Managers (PFMs) and Personal Financial Counselors (PFCs) are available at the installation’s Military and Family Support Center for flexible, no-cost support.\"}]","SPENDING PLAN WORKSHEET - Financial Readiness, Financially Secure, Mission Ready | PDF"]