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Form SFA, Revised 12/21","","Seller Financing Addendum and Disclosure sets forth the terms of a seller-funded credit extension that modifies a purchase agreement, including principal, interest rate, payment schedule, maturity, and conditions for loan application and credit reporting. The addendum details required credit documents, provisions for late charges, balloon payments, prepayment penalties, and due-on-sale acceleration. It also addresses requests for notice of default and delinquency, tax service and title and hazard insurance requirements, and guidance on proceeds and negative amortization or deferred interest.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":21,"@type":70,"position":76},"https://docshare.wps.com/template/invoices/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/seller-financing-addendum-and-disclosure-car-form-sfa-revised-1221/282716/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/seller-financing-addendum-and-disclosure-car-form-sfa-revised-1221/282716.png","ImageObject",442,249,{"name":88,"@type":89},"Ava Thompson","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-17","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",9,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What is the purpose of the Seller Financing Addendum and Disclosure in relation to the purchase agreement?","Question",{"text":109,"@type":110},"It supplements the purchase agreement by establishing the seller-funded credit extension terms, including payment and financing conditions, and governs how specific disclosures and optional provisions apply.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What happens if the buyer fails to provide required loan application materials and documents within the specified time?",{"text":114,"@type":110},"After providing a Notice to Buyer to Perform, the seller may cancel the agreement in writing and may authorize return of the buyer’s deposit if the buyer does not provide requested documents within the allowed period.",{"name":116,"@type":107,"acceptedAnswer":117},"What additional costs or consequences may apply under the addendum for late payments, prepayment, or due-on-sale events?",{"text":118,"@type":110},"Late charges may apply if payments are not made when due, prepayment may include penalties subject to California limitations, and any transfer of an interest in the property can trigger the seller’s option to require immediate payment of the unpaid principal plus accrued interest.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},282716,1790418393,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":20,"category_name":21,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":79,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":73},1649267921044,"https://us-avatar.wpscdn.com/avatar/1800007509477c92dfb?_k=1786009248482753345","DocuSign Envelope ID: C0B19B5E-D769-4DB8-9863-E10F38A811BC   \nSELLER FINANCING ADDENDUM AND DISCLOSURE  \n(SEE IMPORTANT DISCLOSURE ON PAGE 4)  \n(California Civil Code §§ 2956-2967)  \n(C.A.R. Form SFA, Revised 12/21)  \nThis is an addendum to the Purchase Agreement, OR  Counter Offer No.   , X Other addendum   \n,(\"Agreement\"), dated  May 26, 2022  , On property known as  25401 Holland Rd, Menifee, CA 92584-9810  (\"Property\"), between  Kevin Avi Saycocie, Vonemanila Bounkhoune Saycocie  (\"Buyer\"), and  Alberto D Malta , Teresa C Malta  (\"Seller\") . Seller agrees to extend credit to Buyer as follows:  \n1. PRINCIPAL; INTEREST; PAYMENT; MATURITY TERMS: X Principal amount $ 44,400.00 , interest at 3.000 % per annum, payable at approximately $ 187.19  per  month,  year, or X other silent for first 3 years then month to month  , remaining principal balance due in 5 years.  \n2. LOAN APPLICATION; CREDIT REPORT: Within 5 (or  ) Days After Acceptance: (a) Buyer shall provide Seller a completed loan application on a form acceptable to Seller (such as a FNMA/FHLMC Uniform Residential Loan Application for residential one to four unit properties); and (b) Buyer authorizes Seller and/or Agent to obtain, at Buyer's expense, a copy of Buyer's credit report. Buyer shall provide any supporting documentation reasonably requested by Seller. Seller, after first giving Buyer a Notice to Buyer to Perform, may cancel this Agreement in writing and authorize return of Buyer's deposit if Buyer fails to provide such documents within that time, or if Seller disapproves any above item within 5 (or    ) Days After receipt of each item.  \n3. CREDIT DOCUMENTS: This extension of credit by Seller will be evidenced by:  Note and deed of trust;  All-inclusive note and deed of trust;  Installment land sale contract;  Lease/option (when parties intend transfer of equitable title); OR  Other (specify)    \nTHE FOLLOWING TERMS APPLY ONLY IF CHECKED. SELLER IS ADVISED TO READ ALL TERMS, EVEN THOSE NOT CHECKED, TO UNDERSTAND WHAT IS OR IS NOT INCLUDED, AND, IF NOT INCLUDED, THE CONSEQUENCES THEREOF.  \n4.  LATE CHARGE: If any payment is not made within   Days After it is due, a late charge of either $   , or   % of the installment due, may be charged to Buyer. NOTE: On single family residences that Buyer intends to occupy, California Civil Code § 2954.4(a) limits the late charge to no more than 6% of the total installment payment due and requires a grace period of no less than 10 days.  \n5.  BALLOON PAYMENT: The extension of credit will provide for a balloon payment, in the amount of $   , plus any accrued interest, which is due on (date) .  \n6.  PREPAYMENT: If all or part of this extension of credit is paid early, Seller may charge a prepayment penalty as follows (if  \napplicable):   . Caution: California Civil Code § 2954.9 contains limitations on prepayment penalties for residential one-to-four unit properties.  \n7.  DUE ON SALE: If any interest in the Property is sold or otherwise transferred, Seller has the option to require immediate payment of the entire unpaid principal balance, plus any accrued interest.  \n8.*  REQUEST FOR COPY OF NOTICE OF DEFAULT: A request for a copy of Notice of Default as defined in California Civil Code § 2924b will be recorded. If Not, Seller is advised to consider recording a Request for Notice of Default.  \n9.*  REQUEST FOR NOTICE OF DELINQUENCY: A request for Notice of Delinquency, as defined in California Civil Code  \n§ 2924e, to be signed and paid for by Buyer, will be made to senior leinholders. If not, Seller is advised to consider making a Request for Notice of Delinquency. Seller is advised to check with senior leinholders to verify whether they will honor this request.  \n10.* X  TAX SERVICE:  \nA. If property taxes on the Property become delinquent, tax service will be arranged to report to Seller. If not, Seller is advised to consider retaining a tax service, or to otherwise determine that property taxes are paid.  \nB. X Buyer,  Sel","cbCail7ZDCkPyOXp","https://ap.wps.com/l/cbCail7ZDCkPyOXp","pdf",345358,"English","# Seller Financing Addendum and Disclosure\n## Principal, Interest, Payment, Maturity Terms\n## Loan Application and Credit Report\n## Credit Documents\n## Late Charge\n## Balloon Payment\n## Prepayment\n## Due on Sale\n## Request for Copy of Notice of Default\n## Request for Notice of Delinquency\n## Tax Service\n## Title Insurance\n## Hazard Insurance\n## Proceeds to Buyer\n## Negative Amortization and Deferred Interest","[{\"question\":\"What is the purpose of the Seller Financing Addendum and Disclosure in relation to the purchase agreement?\",\"answer\":\"It supplements the purchase agreement by establishing the seller-funded credit extension terms, including payment and financing conditions, and governs how specific disclosures and optional provisions apply.\"},{\"question\":\"What happens if the buyer fails to provide required loan application materials and documents within the specified time?\",\"answer\":\"After providing a Notice to Buyer to Perform, the seller may cancel the agreement in writing and may authorize return of the buyer’s deposit if the buyer does not provide requested documents within the allowed period.\"},{\"question\":\"What additional costs or consequences may apply under the addendum for late payments, prepayment, or due-on-sale events?\",\"answer\":\"Late charges may apply if payments are not made when due, prepayment may include penalties subject to California limitations, and any transfer of an interest in the property can trigger the seller’s option to require immediate payment of the unpaid principal plus accrued interest.\"}]","SELLER FINANCING ADDENDUM AND DISCLOSURE - C.A.R. Form SFA, Revised 12/21 | PDF",1789580736]