[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-177863-105":53,"doc-detail-177863-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","sample-letter-of-instruction-actuaries-for-lawyers-pensions-on-divorce","SAMPLE LETTER OF INSTRUCTION - Actuaries for Lawyers - Pensions on Divorce","","Sample letter of instruction addressed to an actuary acting as a single joint expert in a divorce case. The letter sets out joint instructions from Mr and Mrs X for preparing a report on pension rights, including pension sharing and potential offsetting options to achieve equalisation of benefits in retirement and, where appropriate, capital equalisation. It lists required documentary evidence, provides background particulars about each party’s employment status and pension arrangements, and references relevant expert-report requirements under Part 25 of the Family Procedure Rules and related practice directions.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/sample-letter-of-instruction-actuaries-for-lawyers-pensions-on-divorce/177863/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/sample-letter-of-instruction-actuaries-for-lawyers-pensions-on-divorce/177863.png","ImageObject",442,249,{"name":88,"@type":89},"Putri","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-10-18","2026-09-02",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",8,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What is the purpose of this instruction letter?","Question",{"text":109,"@type":110},"It formally instructs the recipient to act as a single joint expert and prepare a report on the parties’ pension provision and pension rights in the divorce proceedings.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What issues should the expert advise on regarding pension sharing?",{"text":114,"@type":110},"The expert should consider pension sharing orders to equalise pension benefits in retirement (income and lump sum where possible) and/or capital equalisation based on the parties’ respective pension capital values.",{"name":116,"@type":107,"acceptedAnswer":117},"What documents and information must be considered?",{"text":118,"@type":110},"The letter requests evidence including Paragraph 2.13 from each party’s Form E and supporting documents, Form P for each policy, responses from the pension provider, and relevant State Pension statements if included.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},177863,1788329423,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":126,"read_time":73},962085571259,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","SAMPLE LETTER OF INSTRUCTION\nActuaries for Lawyers\n24 Victoria Street\nWetherby\nLS22 6RE\nDear Sirs,\nPensions on Divorce\nThis letter is written on the joint instruction of Mr and Mrs X who are involved in divorce and associated financial proceedings in the Family Court sitting at [TOWN] – Case reference XXXXXXX.\nMr X is represented by [acting solicitor] at A Firm LLP at [address, including email address] and Mrs X is represented by [acting solicitor] at B Firm LLP at [address, including email address].\n[It has been agreed] / [An order has been made by the Court] that a report should be prepared by a single joint expert regarding the parties’ pension provision and pension sharing.  [A copy of the order is enclosed for your reference].\nThe purpose of this letter is to set out your formal instructions to act as a single joint expert in this matter.\nOverall, the aim of the instruction is for the Court and parties to understand [insert brief details as to what the parties and Court need to understand].\nBackground\nMrs X’s date of birth is \u003C\u003Cdate>> and \u003Cshe works as a [current job title]/ she is not working at present/ she is now retired>.\nMr X’s date of birth is \u003C\u003Cdate>> and \u003Che works as a [current job title]/ he is not working at present/ he is now retired>.\nYou may ask such questions about the parties’ health as you think relevant.\nThe parties’ respective pension arrangements and Cash Equivalent Values (CEVs) are summarised in the table below.\nWe enclose the following documentary evidence:\nParagraph 2.13 from each party’s Form E and supporting documents, including evidence of CEVs,\nForm P for each policy and the response from the pension provider,\n[State Pension Statements for each party, if State Pensions are to be included in the report].\nWe anticipate that you will need to obtain additional information.  Letters of authority from both parties to enable you to obtain that information directly from the pension providers are also enclosed [Note:  Actuaries for Lawyers’ standard letter of authority template may be accessed at \u0013 HYPERLINK \"https://actuariesforlawyers.com/wp-content/uploads/2020/01/Letter_of_Authority_West-Yorkshire.pdf\" \u0014https://actuariesforlawyers.com/wp-content/uploads/2020/01/Letter_of_Authority_West-Yorkshire.pdf\u0015 ]\nNature of instructions\nYou are instructed as a single joint expert to report on the pension rights of Mr and Mrs X.   We should like you to prepare a report regarding Mr and Mrs X’s pension rights and advise on the following: -\nThe pension sharing order or orders that would achieve equalisation of pension benefits in retirement, in respect of income and lump sum (where possible) based on the current benefits of the parties’ pensions; and/or\nThe pension sharing order or orders that would be required to achieve capital equalisation of the parties’ pensions based on an assessment of the capital value of the parties’ respective pensions; and/or\n[Consider whether the report should address offsetting or attachment orders].\nIf offsetting is required,\nPlease set out the offsetting valuation options available and an analysis of them.\n[Note here that clarification should be provided as to whether the parties require:\nan offset valuation of each pension arrangement for placing in a Schedule of Assets for settlement purposes,\na calculation of the amount of capital to be passed between the parties in lieu of a pension share being implemented.\na calculation of the amount by which any pension share may be reduced in exchange for a given capital sum being passed between the parties.]\nPlease consider the issue of how tax may impact upon the calculation.\nWe do not require you to give any adjustment on account of any perceived ‘utility’ as that will be a matter for the parties or the Court.\nPlease state the factors for and against any approach to be taken if there is to be some pension sharing and some offsetting.\nAny other issues which you feel are relevant or require consideration by either party.\nWe should like you to","cbCailPoliQGtDzB","https://ap.wps.com/l/cbCailPoliQGtDzB","docx",23484,6,"English","# Background\n## Nature of instructions\n## Documentary evidence and further information\n## Legal references and reporting requirements","[{\"question\":\"What is the purpose of this instruction letter?\",\"answer\":\"It formally instructs the recipient to act as a single joint expert and prepare a report on the parties’ pension provision and pension rights in the divorce proceedings.\"},{\"question\":\"What issues should the expert advise on regarding pension sharing?\",\"answer\":\"The expert should consider pension sharing orders to equalise pension benefits in retirement (income and lump sum where possible) and/or capital equalisation based on the parties’ respective pension capital values.\"},{\"question\":\"What documents and information must be considered?\",\"answer\":\"The letter requests evidence including Paragraph 2.13 from each party’s Form E and supporting documents, Form P for each policy, responses from the pension provider, and relevant State Pension statements if included.\"}]","SAMPLE LETTER OF INSTRUCTION - Actuaries for Lawyers - Pensions on Divorce | DOCX"]