[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-280346-105":53,"doc-detail-280346-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","sample-letter-asking-for-a-partial-debt-write-off","Sample Letter - Asking for a Partial Debt Write-off","","Formal request letter for negotiating a partial write-off of an outstanding debt. The letter states the account number, explains current financial difficulties with reference to a household budget, and confirms inability to pay the balance in full. 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I have sought professional advice on my current financial difficulties. I therefore enclose a copy of my household budget which gives details of my present financial circumstances.  \nI can confirm that my circumstances mean I am unable to pay the money which I owe in full.  \nHowever, I can raise £XXXX from (detail the third party) and I want to offer this as full and final settlement of the account. I am making this offer on the clear understanding that, if you accept it, neither you nor any associate company will take any other action to collect or enforce this debt in anyway and that I will be released from any liability with regards this debt.  \nIf you accept this offer, I would also request that you confirm that you will mark my credit reference agency file to show that the above account has been paid and closed.  \nI can pay the amount I have offered within (detail timescale) of receiving your written agreement of this offer.  \nIf you are willing to accept this offer, then please provide me with details of how I can pay.  \nI look forward to hearing from you.  \nYours faithfully","cbCaislTmt2d6iiY","https://ap.wps.com/l/cbCaislTmt2d6iiY","pdf",65936,"English","# Letter Content\n## Debt Details and Financial Hardship\n## Offer as Full and Final Settlement\n## Credit Reference and Payment Process","[{\"question\":\"What does the letter ask the creditor to do?\",\"answer\":\"It asks the creditor to accept a reduced payment as full and final settlement and to write off the remaining balance.\"},{\"question\":\"What information does the letter include?\",\"answer\":\"It includes the account number, the debtor’s financial difficulties, a reference to a household budget, the proposed amount, and a timescale for payment.\"},{\"question\":\"What credit reference action does the debtor request?\",\"answer\":\"The debtor requests confirmation that the credit reference agency file will be marked to show the account has been paid and closed.\"}]","Sample Letter - Asking for a Partial Debt Write-off | PDF",1789537806]