[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-169180-en":3,"doc-seo-169180-105":30,"detail-sidebar-cat-1-en-105":92},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":11,"category_id":12,"category_name":13,"doc_title":14,"doc_description":15,"doc_content":16,"file_id":17,"file_url":18,"file_type":19,"file_size":20,"view_count":4,"is_deleted":4,"is_public":11,"is_downloadable":11,"audit_status":11,"page_count":21,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":27,"seo_description":15,"update_tm":28,"read_time":29},169180,4810365810221,"Aurora","https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d",1,18,"Letters","Risk Protection Arrangement (RPA) for Academy Trusts - Membership Rules - September 2024","Risk Protection Arrangement (RPA) membership rules for academy trusts and multi-academy trusts define a voluntary government-backed mechanism effective from 1 September 2014. The scheme is not an insurance product, and covers specified costs arising from defined risks, subject to cover conditions, exclusions, and claim guidelines. The document explains membership entry and exit processes, governance and jurisdiction under England and Wales law, funding deductions, and key clarifications made since the prior 1 September 2023 rules version.","Risk protection arrangement (RPA) for academy trusts\nMembership rules\nSeptember 2024\nContents\n\u0013 TOC \\o \"1-1\" \\h \\z \\u \u0014\u0013 HYPERLINK \\l \"_Toc175298940\" \u0014Introduction\t\u0013 PAGEREF _Toc175298940 \\h \u00143\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298941\" \u0014Summary of Cover provided by RPA\t\u0013 PAGEREF _Toc175298941 \\h \u00144\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298942\" \u0014Miscellaneous Rules and Provisions\t\u0013 PAGEREF _Toc175298942 \\h \u00147\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298943\" \u0014Definitions\t\u0013 PAGEREF _Toc175298943 \\h \u001412\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298944\" \u0014Section 1 – Material Damage\t\u0013 PAGEREF _Toc175298944 \\h \u001421\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298945\" \u0014Section 2 – Business Interruption\t\u0013 PAGEREF _Toc175298945 \\h \u001430\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298946\" \u0014Section 1 and 2 Exclusions\t\u0013 PAGEREF _Toc175298946 \\h \u001435\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298947\" \u0014Section 3 – Employers’ Liability\t\u0013 PAGEREF _Toc175298947 \\h \u001441\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298948\" \u0014Section 4 – Third Party Public Liability\t\u0013 PAGEREF _Toc175298948 \\h \u001448\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298949\" \u0014Section 5 – Governors’ Liability\t\u0013 PAGEREF _Toc175298949 \\h \u001462\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298950\" \u0014Section 6 – Professional Indemnity\t\u0013 PAGEREF _Toc175298950 \\h \u001466\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298951\" \u0014Section 7 – Employee and Third Party Dishonesty\t\u0013 PAGEREF _Toc175298951 \\h \u001469\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298952\" \u0014Section 8 – Money\t\u0013 PAGEREF _Toc175298952 \\h \u001472\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298953\" \u0014Section 9 – Personal Accident\t\u0013 PAGEREF _Toc175298953 \\h \u001474\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298954\" \u0014Section 10 – United Kingdom Travel\t\u0013 PAGEREF _Toc175298954 \\h \u001476\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298955\" \u0014Section 11 – Overseas Travel (Non United Kingdom) Travel Expense, including winter sports\t\u0013 PAGEREF _Toc175298955 \\h \u001480\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298956\" \u0014Section 12 – Legal Expenses\t\u0013 PAGEREF _Toc175298956 \\h \u001498\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298957\" \u0014Section 13 – Cultural Assets\t\u0013 PAGEREF _Toc175298957 \\h \u0014102\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298958\" \u0014Section 14 – Cyber\t\u0013 PAGEREF _Toc175298958 \\h \u0014110\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298959\" \u0014General Exclusion\t\u0013 PAGEREF _Toc175298959 \\h \u0014115\u0015\u0015\n\u0013 HYPERLINK \\l \"_Toc175298960\" \u0014Claims Guidelines\t\u0013 PAGEREF _Toc175298960 \\h \u0014116\u0015\u0015\n\u0015\nIntroduction\nThe Department for Education’s (DfE’s) Risk Protection Arrangement (RPA) is a voluntary arrangement for academies and free schools effective from 1 September 2014.\nThe RPA is not an insurance scheme but is a mechanism through which the cost of risks that materialise from 1 September 2014 will be covered by government funds.\nAll academy trusts and multi-academy trusts can opt in to the RPA. This includes free schools, schools designated with a religious character that are academies, special academies, alternative provision academies, UTCs, studio and PFI Academies.\nChanges to the RPA Membership Rules\nThe changes to the RPA Membership Rules since the previous version of the Rules were published 1 September 2023 can be summarised as follows:\nClarification under Miscellaneous Rules and Provisions 2. Membership ix) regarding surveys, health and safety reviews and management questionnaires\nClarification that the definition of Vermin under section 1 (Material Damage) and section 2 (Business Interruption) includes insects\nClarification that RPA cover under section 1 (Material Damage) and section 2 (business Interruption) does not apply to loss or damage to Property (including contract works) where the Member has entered into a contract with a third party that obliges the Member to arrange insurance for the Property on behalf of any third party or in joint names with the third party and / or arrange for a waiver of subrogation in favour of the third party under this RPA in relation to any damage the third party may cause to the Property.\nClarification under exclusions 6 of Section 1 and 2 Exclusions includes property attached to the exterior of any Building caused by wind, rain, hail etc\nClarification that Section 12 (Legal Expenses) excludes a risk that is insured\nClarification that Section 12 (Legal Expenses) includes ","cbCainTsqsi4MTfv","https://ap.wps.com/l/cbCainTsqsi4MTfv","docx",247161,123,"English","en",105,"# Introduction\n## Summary of Cover provided by RPA\n## Miscellaneous Rules and Provisions\n## Definitions\n## Section 1 – Material Damage\n## Section 2 – Business Interruption\n## Section 1 and 2 Exclusions\n## Section 3 – Employers’ Liability\n## Section 4 – Third Party Public Liability\n## Section 5 – Governors’ Liability\n## Section 6 – Professional Indemnity\n## Section 7 – Employee and Third Party Dishonesty\n## Section 8 – Money\n## Section 9 – Personal Accident\n## Section 10 – United Kingdom Travel\n## Section 11 – Overseas Travel (Non United Kingdom)\n## Section 12 – Legal Expenses\n## Section 13 – Cultural Assets\n## Section 14 – Cyber\n## General Exclusion\n## Claims Guidelines","[{\"question\":\"What is the RPA for academy trusts, and when does it take effect?\",\"answer\":\"The Department for Education’s Risk Protection Arrangement (RPA) is a voluntary arrangement effective from 1 September 2014. It covers specified risks through government funds rather than operating as an insurance scheme.\"},{\"question\":\"How can an academy trust become a member of the RPA and what happens to funding?\",\"answer\":\"An academy trust or multi-academy trust can opt in by giving notice to the RPA Administrator to join with effect from a later date. While in membership, £25 per pupil (per place in special and AP academies) is deducted at source from the General Annual Grant, remaining unchanged until 31 August 2025.\"},{\"question\":\"What are key membership rule exclusions and clarifications included in the September 2024 version?\",\"answer\":\"The rules clarify how certain definitions (such as Vermin) apply, and where specific cover does not apply, including parts of Property coverage tied to third-party contracts and exterior property attached to buildings caused by wind, rain, or hail. The rules also clarify that Legal Expenses exclude insured risks and can include indemnity for independent review panels.\"}]","Risk Protection Arrangement (RPA) for Academy Trusts - Membership Rules - September 2024 | DOCX",1788247248,43,{"code":4,"msg":31,"data":32},"ok",{"site_id":24,"language":23,"slug":33,"title":14,"keywords":34,"description":15,"schema_data":35,"social_meta":87,"head_meta":89,"extra_data":91,"updated_unix":28},"risk-protection-arrangement-rpa-for-academy-trusts-membership-rules-september-2024","",{"@graph":36,"@context":86},[37,54,69],{"@type":38,"itemListElement":39},"BreadcrumbList",[40,44,48,51],{"item":41,"name":42,"@type":43,"position":11},"https://docshare.wps.com","Home","ListItem",{"item":45,"name":46,"@type":43,"position":47},"https://docshare.wps.com/template/","Template",2,{"item":49,"name":13,"@type":43,"position":50},"https://docshare.wps.com/template/letters/",3,{"item":52,"name":14,"@type":43,"position":53},"https://docshare.wps.com/template/risk-protection-arrangement-rpa-for-academy-trusts-membership-rules-september-2024/169180/",4,{"url":52,"name":14,"@type":55,"author":56,"headline":14,"publisher":58,"fileFormat":61,"inLanguage":23,"description":15,"dateModified":62,"datePublished":63,"encodingFormat":61,"isAccessibleForFree":64,"interactionStatistic":65},"DigitalDocument",{"name":9,"@type":57},"Person",{"url":41,"name":59,"@type":60},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-09-04","2026-09-01",true,{"@type":66,"interactionType":67,"userInteractionCount":47},"InteractionCounter",{"@type":68},"ViewAction",{"@type":70,"mainEntity":71},"FAQPage",[72,78,82],{"name":73,"@type":74,"acceptedAnswer":75},"What is the RPA for academy trusts, and when does it take effect?","Question",{"text":76,"@type":77},"The Department for Education’s Risk Protection Arrangement (RPA) is a voluntary arrangement effective from 1 September 2014. It covers specified risks through government funds rather than operating as an insurance scheme.","Answer",{"name":79,"@type":74,"acceptedAnswer":80},"How can an academy trust become a member of the RPA and what happens to funding?",{"text":81,"@type":77},"An academy trust or multi-academy trust can opt in by giving notice to the RPA Administrator to join with effect from a later date. While in membership, £25 per pupil (per place in special and AP academies) is deducted at source from the General Annual Grant, remaining unchanged until 31 August 2025.",{"name":83,"@type":74,"acceptedAnswer":84},"What are key membership rule exclusions and clarifications included in the September 2024 version?",{"text":85,"@type":77},"The rules clarify how certain definitions (such as Vermin) apply, and where specific cover does not apply, including parts of Property coverage tied to third-party contracts and exterior property attached to buildings caused by wind, rain, or hail. The rules also clarify that Legal Expenses exclude insured risks and can include indemnity for independent review panels.","https://schema.org",{"og:url":52,"og:type":88,"og:title":14,"og:site_name":59,"og:description":15},"article",{"robots":90,"canonical":52},"index,follow",{"doc_id":7,"site_id":24},{"code":4,"msg":5,"data":93},[94,99,104,109,114,119,124,127,132],{"id":95,"doc_module":11,"doc_module_name":46,"category_name":96,"show_sort_weight":97,"slug":98},11,"Presentations",90,"presentations",{"id":100,"doc_module":11,"doc_module_name":46,"category_name":101,"show_sort_weight":102,"slug":103},12,"Resumes",80,"resumes",{"id":105,"doc_module":11,"doc_module_name":46,"category_name":106,"show_sort_weight":107,"slug":108},14,"Invoices",70,"invoices",{"id":110,"doc_module":11,"doc_module_name":46,"category_name":111,"show_sort_weight":112,"slug":113},15,"Posters",60,"posters",{"id":115,"doc_module":11,"doc_module_name":46,"category_name":116,"show_sort_weight":117,"slug":118},16,"Social Media",50,"social-media",{"id":120,"doc_module":11,"doc_module_name":46,"category_name":121,"show_sort_weight":122,"slug":123},17,"Forms",40,"forms",{"id":12,"doc_module":11,"doc_module_name":46,"category_name":13,"show_sort_weight":125,"slug":126},30,"letters",{"id":128,"doc_module":11,"doc_module_name":46,"category_name":129,"show_sort_weight":130,"slug":131},21,"Paper Templates",5,"papers-templates",{"id":133,"doc_module":11,"doc_module_name":46,"category_name":134,"show_sort_weight":4,"slug":135},158,"General","general-158"]