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The agreement identifies the seller (creditor), buyer/account owner details, device description, transaction date, and total sale price, including annual percentage rate, finance charge, amount financed, taxes treatment, and totals of payments. It sets payment timing, late fee rules, returned check fees, application of payments, installment schedule on page 1, and security interest terms, including dispute resolution via arbitration or small claims.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":21,"@type":70,"position":76},"https://docshare.wps.com/template/invoices/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/retail-installment-contract-installment-sale-agreement-device-payment-agreement-terms/338065/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/retail-installment-contract-installment-sale-agreement-device-payment-agreement-terms/338065.png","ImageObject",442,249,{"name":88,"@type":89},"Kyle","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-27","2026-09-21",true,{"@type":98,"interactionType":99,"userInteractionCount":9},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What agreement does the buyer need to maintain to satisfy the device payment agreement?","Question",{"text":108,"@type":109},"The buyer must maintain Verizon Wireless service under the customer agreement. Certain customer agreement waiver, limitation, disclaimer, and related provisions are incorporated by reference and survive termination, except as prohibited by law.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"When can a late payment fee be charged, and how is it calculated?",{"text":113,"@type":109},"If payment is not received within 15 days of the due date, a late payment fee of up to 5% of the unpaid balance of the bill or $5, whichever is less, may be charged, except where prohibited by law.",{"name":115,"@type":106,"acceptedAnswer":116},"How does prepayment work under the device payment agreement?",{"text":117,"@type":109},"The buyer may pay the total amount due at any time before the final scheduled payment is due without a penalty. 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You are granting to Seller/Creditor a security interest in the Device.\u003Cbr>LATE CHARGE. Payments received 15 or more days after Your due date may incur a late payment fee of up to 5% or $5, whichever is less.\u003Cbr>ADDITIONAL INFORMATION. Please see Your Device Payment Agreement terms for any additional information about nonpayment, default, any required payment in full before scheduled payments dates, and prepayment terms. |\n\nITEMIZATION OF AMOUNT FINANCED $  \n(A) CASH PRICE (excluding tax) $  \n(B) DOWN PAYMENT (if applicable) $  \n(C) FINANCE CHARGE $  \n(D) TAXES* $0.00  \n(E) AMOUNT FINANCED $  \n*Not included in Amount Financed  \nDEVICE PAYMENT AGREEMENT TERMS  \n1. DEVICE PAYMENT AGREEMENT. THIS DEVICE PAYMENT AGREEMENT REQUIRES THAT YOU MAINTAIN SERVICE WITH VERIZON WIRELESS UNDER YOUR CUSTOMER AGREEMENT. ALTHOUGH YOUR CUSTOMER AGREEMENT IS A SEPARATE DOCUMENT, EXCEPT AS PROHIBITED BY APPLICABLE LAW, THE WAIVERS AND LIMITATIONS OF LIABILITY, DISCLAIMER OF WARRANTIES, AND OTHER PROVISIONS OF YOUR CUSTOMER AGREEMENT ARE INCORPORATED BY THIS REFERENCE IN THIS AGREEMENT, AND SHALL SURVIVE TERMINATION OF YOUR CUSTOMER AGREEMENT. ADDITIONALLY, ANY DISPUTES UNDER THIS DEVICE PAYMENT AGREEMENT SHALL BE RESOLVED IN ACCORDANCE WITH THE DISPUTE RESOLUTION PROVISIONS IN YOUR CUSTOMER AGREEMENT UNDER THE HEADING: “HOW DO I RESOLVE DISPUTES WITH VERIZON WIRELESS”, WHICH TERMS ARE INCORPORATED BY REFERENCE. SPECIFICALLY, YOU AND VERIZON WIRELESS BOTH AGREE TO RESOLVE ALL DISPUTES UNDER THIS DEVICE PAYMENT AGREEMENT ONLY BY ARBITRATION OR SMALL CLAIMS COURT AND YOU WAIVE ANY RIGHT TO A JUDGE OR JURY IN ANY ARBITRATION.  \n2. PAYMENTS. Payment is due as stated on Your bill. IF WE DO NOT RECEIVE PAYMENT WITHIN 15 DAYS OF THE DUE DATE, WE MAY CHARGE YOU A LATE PAYMENT FEE OF UP TO 5% OF THE UNPAID BALANCE OF YOUR BILL OR $5, WHICHEVER IS LESS, except where prohibited by law. Your specific payment schedule is provided on page 1. Returned checks will be subject to a fee of up to $25, except where prohibited by law. Payments You make will be applied first to balances due under Your Customer Agreement and then to balances due under this Device Payment Agreement. If You have more than one device financing agreement with Verizon Wireless on Your account, payments will be applied to the oldest one first, and then to more recent ones in order of age; if two device financing agreement with Verizon Wireless are entered into on the same day, the one added to Our system first","cbCaib8MZ6vC0hBW","https://ap.wps.com/l/cbCaib8MZ6vC0hBW","pdf",179599,"English","# Device Payment Agreement Terms\n## Device Payment Agreement\n## Payments\n## Prepayment\n## Security Interest","[{\"question\":\"What agreement does the buyer need to maintain to satisfy the device payment agreement?\",\"answer\":\"The buyer must maintain Verizon Wireless service under the customer agreement. Certain customer agreement waiver, limitation, disclaimer, and related provisions are incorporated by reference and survive termination, except as prohibited by law.\"},{\"question\":\"When can a late payment fee be charged, and how is it calculated?\",\"answer\":\"If payment is not received within 15 days of the due date, a late payment fee of up to 5% of the unpaid balance of the bill or $5, whichever is less, may be charged, except where prohibited by law.\"},{\"question\":\"How does prepayment work under the device payment agreement?\",\"answer\":\"The buyer may pay the total amount due at any time before the final scheduled payment is due without a penalty. Any amount paid in excess of the monthly payment due is credited to the account and applied to future charges under the payments section.\"}]","Retail Installment Contract - Installment Sale Agreement - Device Payment Agreement Terms | PDF",1790021796]