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bilateral project between the Indian Institute of Corporate Affairs (IICA), a think tank and training institute established by the Ministry of Corporate Affairs and the Deutsche Gesellschaft fur Internationale Zusammenarbeit (GIZ) GmbH.  \nThe report prepared under the aegis of the project provides a snapshot of the role and significance of the financial institutions (FIs) in fostering Business Responsibility (BR), particularly in the context of MSMEs in India, and is in line with the National Voluntary Guidelines on Social, Environmental and Economic Responsibilities of Business released by the Ministry of Corporate Affairs.  \nResponsible banking lays stress on the environmental and social consequences of projects and financial products, rather than just the economic and financial impact. The study was conducted with the objective of understanding the extent and ways in which the international and national FIs foster BR among enterprises through responsible lending and also map international and national BR instruments related to FIs for sustainable lending.  \nA special focus was placed on MSMEs in this report as they constitute over 90% of the total enterprises in most economies of the world and are credited with generating the highest rates of employment growth as well. As per the available statistics (4th Census of MSME Sector in India), this sector employs an estimated 59.7 million persons spread over 26.1 million enterprises. It is estimated that in terms of value, the MSME sector accounts for about 45% of the manufacturing output and around 40% of the total export of India.  \nI strongly recommend this report to the policymakers, financial institutions, banks, MSMEs, CSR practitioners and all other stakeholders. It will help them develop a deeper understanding of the concept of BR. This will further facilitate the growth of responsible MSMEs leading to the strengthening of the BR agenda at large.  \nDr. Bhaskar Chatterjee  \nDirector General & CEO Indian Institute of Corporate Affairs  \nI I CA-G I  \nI I CA-G I  \nDisclaimer  \nNo part of this document may be reproduced or transferred in any form or by any means, graphic, electronic, or mechanical, including photocopying, recording, taping, or by any information storage retrieval system, without the written permission ofthe IICA-GIZ CSR Initiative Project.  \nThe accuracy and completeness of information provided herein and opinions stated herein are not guaranteed or warranted to produce any particular results and the advice and strategies, contained herein may not be suitable for every individual or organization. The IICA-GIZ CSR Initiative Project shall not be liable for any loss incurred as a consequence of the use and application, directly or indirectly, of any information presented in this document.  \nThis document is written with the objective of highlighting the complexity of the subject and is not meant to make a value judgement or endorse any organization or individual.Information in this document relates to a subject that is changing regularly.  \nNo responsibility is held for any changes to websites or phone numbers listed within the book.  \nContents  \nAcknowledgements 3  \nExecutive Summary 4  \nList of Annexures 12  \nList of Abbreviations 13  \nDefinition of Common Terms 15  \n1 Introduction 17  \n1.1 Aim of the Study 17  \n1.2 Methodology of the Study 18  \n1.3 Limitation of the Study 19  \n1.4 Target Audience 19  \n1.5 Findings 22  \n2 Evolution of Banking System across the World 25  \n2.1 Sustainable Development and Financial Sector 26  \n2.2 Responsible Financing 27  \n2.3 Global Sustainable Financing Instruments 28  \n3 Evolution of Indian Banking System and its Inclusive Nature 31  \n3.1 Outreach, Employee and Financial Strength 32  \n3.2 Regulatory Systems in India: Importance and Impact 33  \n3.3 Inclusive ","cbCaidci8K4p52WI","https://ap.wps.com/l/cbCaidci8K4p52WI","pdf",12102665,124,"English","# Contents\n## Acknowledgements\n## Executive Summary\n## List of Annexures\n## List of Abbreviations\n## Definition of Common Terms\n## 1 Introduction\n## 2 Evolution of Banking System across the World\n## 3 Evolution of Indian Banking System and its Inclusive Nature\n## 4 Global Financial Institutions-BR Practices\n## 5 Indian Banks and BR\n## 6 Manifestations of Business Responsibility in Corporate Sector Entities and MSMEs and the Role FIs Play","[{\"question\":\"What is the main focus of Responsible Banking?\",\"answer\":\"It examines how financial institutions foster business responsibility, particularly in relation to India’s MSMEs through responsible lending and related BR instruments for sustainable lending.\"},{\"question\":\"Why are MSMEs given special attention in the report?\",\"answer\":\"MSMEs constitute over 90% of enterprises in most economies, are credited with generating strong employment growth, and represent a major share of India’s manufacturing output and exports based on cited statistics.\"},{\"question\":\"How does the report define responsible banking in practice?\",\"answer\":\"It stresses environmental and social consequences of projects and financial products, rather than concentrating only on economic and financial impact.\"}]","Responsible Banking - Micro, Small and Medium Enterprises - Foreword and Contents | PDF",43]