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It defines eligible populations, designates officials responsible for selecting participants, and limits fund allocation between first-residence purchasers and limited-purpose recruitment or retention loans. It also governs continuation during employment, property-specification reviews, repayment timing on separation or status changes, and permitted extensions for disability, retirement, death, eligible family members, and hardship forbearance.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/regents-policy-5305-policy-on-university-of-california-mortgage-origination-program-proposed-amendments-november-2016/278859/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/regents-policy-5305-policy-on-university-of-california-mortgage-origination-program-proposed-amendments-november-2016/278859.png","ImageObject",442,249,{"name":88,"@type":89},"Mali","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-23","2026-09-15",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",6,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"Who must approve a participant’s Mortgage Origination Program eligibility for compensation-related designated positions?","Question",{"text":109,"@type":110},"Any appointee in a position specifically designated by The Regents as requiring Regents’ approval for compensation-related matters must be approved by The Regents for MOP participation.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"How are MOP funds allocated between first-residence purchases and limited-purpose loans?",{"text":114,"@type":110},"At least 60% of allocated funds are designated for participants purchasing their first principal residence within a reasonable distance of work. Up to 40% is available for limited-purpose recruitment or retention needs for specified purposes.",{"name":116,"@type":107,"acceptedAnswer":117},"When must an MOP loan be repaid if employment ends or appointment status changes?",{"text":118,"@type":110},"If UC employment is terminated or (for academic appointees) appointment status permanently changes away from full-time service, the MOP loan must be repaid within 180 days of separation or status change, with stated exceptions for disability, retirement, death-related continuation, and hardship forbearance.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},278859,1790423417,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":76},2336475104362,"https://ap-avatar.wpscdn.com/avatar/22000c4c46a41b752dd?x-image-process=image/resize,m_fixed,w_180,h_180&k=1786595829695023868","Attachment 1  \nREGENTS POLICY 5305  \nPolicy on University of California Mortgage Origination Program Proposed Amendments – November 2016  \nAdditions shown by underscoring; deletions shown by strikethrough  \nA. ELIGIBILITY AND PARTICIPATION POLICIES  \nIn all eligibility and participation policies described herein, it is understood that any appointee in a position specifically designated by The Regents as requiring Regents’approval for compensation-related matters, must be approved for Mortgage Origination Program participation by The Regents.  \nAll references to MOP loan eligibility, participation policies, and loan policies also apply to GP-MOP,~~ IO-MOP~~ and 5/1-MOP loans unless otherwise described herein.  \n1. The eligible population for the Mortgage Origination Program (MOP) consists of fulltime University appointees with positions in the following categories:  \n􀂃 Academic Senate members;  \n􀂃 Academic titles equivalent to titles held by Academic Senate members as specified in Section 105.1 and 103.3 of the ~~By-Laws and ~~Standing Orders ofthe Regents ofthe University of California or in successor Regents Policy;  \n􀂃 Acting Assistant Professors;  \n~~􀂃 ~~ Senior Management Group members ;  \n􀂃 UC Hastings College of the Law (UC Hastings) faculty members;  \n􀂃 University or UC Hastings employees who will be appointed to any of these eligible categories effective no more than 180 days after loan closing;  \n􀂃 Other appointees who have received required additional approvals to be eligible for participation.  \n2. From the eligible population, the Chancellor, Lawrence Berkeley National Laboratory (LBNL) Director, or the Dean of UC Hastings shall designate eligible individuals for participation in MOP based on each location’s determination of its requirements for recruitment and retention. Additionally, the President is authorized to approve individuals not in the eligible population defined in Section A.1 for participation in MOP, based upon the essential recruitment and retention needs and goals of the institution. ~~Effective July 18, 2015,~~​ The University of California Delegation of Authority (DA) 2587, dated July 18, 2015, delegates this authority from the President ~~has delegated this authority (DA2587)~~ to the Chancellors, LBNL Director, Executive Vice President – Chief Operating Officer, and the Agriculture and Natural Resources Vice President for specific titles as outlined in an Appendix to the University of California Home Loan Program Corporation – Program Lending and Administrative Manual.  \n3. A minimum of 60% of funds allocated for MOP is designated for participants who are purchasing their first principal place of residence within a reasonable distance of their work location. These loans are further designated for participants who have not owned a principal place of residence within a reasonable distance of their work location within the 12-month period preceding the closing date of their MOP loan.  \n4. Up to 40% of the allocation is available to address essential recruitment or retention needs for otherwise eligible appointees for one or more of the following purposes (Limited Purpose loans) :  \n􀂃 to refinance existing qualifying housing-related debt secured on a participant’s principal residence, including related loan transaction expenses included in the prior loan balance or related to the MOP loan. MOP loans may not be used to payoff loans, secured or not secured, used for non-housing-related expenses or for any mortgages on other properties. For any debt secured on a participant’s principal residence that was incurred during the five years prior to loan closing, the participant must document the purpose and use of funds as qualifying housing-related indebtedness associated with the subject property;  \n􀂃 to provide a new MOP loan to a current or prior MOP participant at the same work location ; or  \n􀂃 to provide a MOP loan to a participant who has owned a home within a reasonable distance of the work locatio","cbCaihBXmRggK43N","https://ap.wps.com/l/cbCaihBXmRggK43N","pdf",64060,8,"English","# A. ELIGIBILITY AND PARTICIPATION POLICIES\n## Eligible population and required approvals\n## Allocation of funds and limited-purpose loans\n## Continuation during employment and repayment on separation\n# B. MOP LOAN POLICIES\n## Secured loan requirements and eligible residences","[{\"question\":\"Who must approve a participant’s Mortgage Origination Program eligibility for compensation-related designated positions?\",\"answer\":\"Any appointee in a position specifically designated by The Regents as requiring Regents’ approval for compensation-related matters must be approved by The Regents for MOP participation.\"},{\"question\":\"How are MOP funds allocated between first-residence purchases and limited-purpose loans?\",\"answer\":\"At least 60% of allocated funds are designated for participants purchasing their first principal residence within a reasonable distance of work. Up to 40% is available for limited-purpose recruitment or retention needs for specified purposes.\"},{\"question\":\"When must an MOP loan be repaid if employment ends or appointment status changes?\",\"answer\":\"If UC employment is terminated or (for academic appointees) appointment status permanently changes away from full-time service, the MOP loan must be repaid within 180 days of separation or status change, with stated exceptions for disability, retirement, death-related continuation, and hardship forbearance.\"}]","REGENTS POLICY 5305 - Policy on University of California Mortgage Origination Program Proposed Amendments - November 2016 | PDF",1789513252]