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The agreement conveys a parcel of land and related improvements to the mortgagee/lender as security, restricts the mortgagor/borrower from disposing of the property without consent, and states consequences for default, including potential extrajudicial or judicial foreclosure. It also provides discharge terms upon full payment of principal and interest, and concludes with execution, marital consent, witnessing, and notarial acknowledgment.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/real-estate-mortgage/175725/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/real-estate-mortgage/175725.png","ImageObject",442,249,{"name":88,"@type":89},"Genevieve","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-10-22","2026-09-02",true,{"@type":98,"interactionType":99,"userInteractionCount":35},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What is the purpose of a Real Estate Mortgage (REM) under this template?","Question",{"text":108,"@type":109},"It is executed to obtain a loan secured by the mortgaged parcel of land, including buildings and improvements, conveyed as mortgage security to the mortgagee/lender.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What happens if the mortgagor/borrower defaults on the loan?",{"text":113,"@type":109},"Nonpayment of the principal and interest subjects the mortgagee/lender to file a petition for extrajudicial or judicial foreclosure of mortgage under the relevant law and court rules.",{"name":115,"@type":106,"acceptedAnswer":116},"When is the mortgage discharged and rendered without effect?",{"text":117,"@type":109},"If the mortgagor/borrower pays or causes payment of the specified amount within the stated period, together with the required interest at the agreed rate, the mortgage is discharged.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},175725,1788321598,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":35,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":79,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":125,"read_time":73},1374391974585,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","REAL ESTATE MORTGAGE\nKNOWN ALL MEN BY THESE PRESENTS:\nThis REAL ESTATE MORTGAGE (REM), made and executed in ____________________, Philippines, by and between:\n___________________________________________________________________________,\n(State the full name of the mortgagor/borrower if natural person. If juridical entity, state full name and authorized signatory)\nof legal age, single/married to___________________, Filipino/doing business within the Philippines, and with residence/principal address at ___________________________________________________, hereinafter referred to as the\n(State the complete address)\nMORTGAGOR/BORROWER,\n(If the mortgagor/borrower has an authorized representative, a Special Power of Attorney/Board Resolution/Secretary’s Certificate must be attached as Annex “____”)\nin favor of –\n___________________________________________________________________________,\n(State the full name of the mortgagor/borrower if natural person. If juridical entity, state full name and authorized signatory)\nof legal age, single/married to______________________________, Filipino/doing business within the Philippines, and with residence/principal address at ___________________________________________________, hereinafter referred to as the\n(State the complete address)\nMORTGAGEE/LENDER,\n(If the mortgagee/lender has an authorized representative, a Special Power of Attorney/Board Resolution/Secretary’s Certificate must be attached as Annex “____”)\nWITNESSETH THAT:\nThis agreement is entered into by the parties for the purpose of obtaining a loan in the sum of _______________________ PESOS (P ______________), Philippine currency, to be paid by the MORTGAGOR/BORROWER, do hereby convey, by way of MORTGAGE, unto the said MORTGAGEE/LENDER, his/her/their heirs and assigns, that a certain parcel of land, together with all the buildings and improvements thereon, situated in _______________________, more particularly described as follows:\nTCT NO.\n(TECHNICAL DESCRIPTION OF THE PROPERTY - Indicate the Lot No., Block No., Plan No. for Land Properties/Unit Description for Condominium/Parking Units)\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\n_____________________________________________________________\nof which real property, the MORTGAGOR is the registered owner in accordance with the provisions of the Presidential Decree No. 1529 (PD 1529) or the Property Registration Decree, as evidenced by Original/Transfer/Condominium (OCT/TCT/CCT) No. ________________, registered at the Register of Deeds of _________________, with an area of ________________________ SQUARE METERS (________ sq. m.);\nWHEREAS, the MORTGAGOR/BORROWER shall not dispose or transfer the said parcel of land without the knowledge and consent of the MORTGAGEE/LENDER;\nWHEREAS, in the event of default by the MORTGAGOR/BORROWER, the obligation to pay the above-mentioned consideration shall be payable with interest. The failure to pay the principal loan obligation with interest will subject the MORTGAGEE/LENDER to file a Petition for Extrajudicial or Judicial Foreclosure of Mortgage in accordance with the provisions of Act 3135 and/or of the Rules of Court;\nPROVIDED, HOWEVER, that if the MORTGAGOR/BORROWER shall pay or cause to be paid to said MORTGAGEE/LENDER, his/her/their heirs or assigns, the sum of _________________ PESOS (P___________), to be paid within a","cbCaiu6eS4KTYMqL","https://ap.wps.com/l/cbCaiu6eS4KTYMqL","docx",23414,"English","# REAL ESTATE MORTGAGE\n## Parties and Property Description\n## Loan Terms, Default and Discharge\n## Execution, Marital Consent, Witnessing and Acknowledgment","[{\"question\":\"What is the purpose of a Real Estate Mortgage (REM) under this template?\",\"answer\":\"It is executed to obtain a loan secured by the mortgaged parcel of land, including buildings and improvements, conveyed as mortgage security to the mortgagee/lender.\"},{\"question\":\"What happens if the mortgagor/borrower defaults on the loan?\",\"answer\":\"Nonpayment of the principal and interest subjects the mortgagee/lender to file a petition for extrajudicial or judicial foreclosure of mortgage under the relevant law and court rules.\"},{\"question\":\"When is the mortgage discharged and rendered without effect?\",\"answer\":\"If the mortgagor/borrower pays or causes payment of the specified amount within the stated period, together with the required interest at the agreed rate, the mortgage is discharged.\"}]","REAL ESTATE MORTGAGE | DOCX"]