[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-377983-105":53,"doc-detail-377983-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","quick-tips-to-help-your-tween-save-money-the-chore-chart","Quick Tips to Help Your Tween Save Money - The Chore Chart","","Practical guidance for parents on helping 9–12-year-old children manage money through saving, budgeting, and delaying impulse purchases. Encourages making a prioritized wish list, earning extra income via simple services, setting an automatic savings plan for future expenses, and waiting at least 48 hours before buying. Proposes a chore chart with check-offs and allowance-linked pay days, plus monthly calendar planning for spending and goals. Suggests involving a trusted “cool” adult to share real budgeting and saving stories.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/quick-tips-to-help-your-tween-save-money-the-chore-chart/377983/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/quick-tips-to-help-your-tween-save-money-the-chore-chart/377983.png","ImageObject",442,249,{"name":88,"@type":89},"Well Done","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-22","2026-09-24",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",9,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"How can I help my tween save money starting now?","Question",{"text":109,"@type":110},"Ask them to list desired purchases, prioritize the list, and discuss choices. Set up an automatic savings plan so small weekly amounts build over time for college or other expenses.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What is the purpose of a chore chart?",{"text":114,"@type":110},"A chore chart helps your child earn their allowance by checking off completed chores. You can include extra rewards for tasks like shoveling snow or raking leaves.",{"name":116,"@type":107,"acceptedAnswer":117},"How should we handle impulse purchases for a tween?",{"text":118,"@type":110},"Have your tween wait at least 48 hours before buying an impulse item. If they still want it after a couple of days, the decision is more likely to be thoughtful.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},377983,1791601503,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":73,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":9},5909892210082,"https://ap-avatar.wpscdn.com/avatar/56001069da27c9f41e8?x-image-process=image/resize,m_fixed,w_180,h_180&k=1789614185077863061","Brought to you by your local bank and the ABA Education Foundation  \nQuick Tips to Help Your Tween Save Money!  \nIf your tween has  \nspending money, have him write a list of the things he’d like to purchase. Prioritize the list and discuss the choices, even research the lowest prices.  \nHelp your  \ntween earn extra money by suggesting he start a paper route or a dog-walking service.  \n1  \n2  \n3 Set up an automatic savings  \nplan for college or other expenses foryour child. Putting away $5 a week over 18 years is $4680—even more with  \ninterest earned if the money is in a bank account.  \nHave your tween wait at least  \n48 hours before buying an impulse purchase. If he still wants to buy the video game or CDa couple of days ora week later, you can be confident about it too.  \n4  \nIt’s Pay Day!  \nThe Chore Chart  \nIf you have an allowance system in place or if you’re considering it for your child, set up a chore chart and check off when your child completes his chores. Make sure he’s earning the money he receives. Include  \na few extras on the chart. Perhaps he gets an extra fifty cents for shoveling snow or raking leaves.  \nAllowance Day  \nIf your child earns an allowance consider setting up a regular pay day. Maybe you’ll choose to give out your child’s allowance every Wednesday, or maybe on your own pay day at work. Suggest your tween make a budget or a spending or savings plan based on that regular pay day.  \nPlanning to Save and Spend  \nUse a calendar to plan for monthly spending and saving. Make a place on the calendar for his or her goals for the month. This is also where your tween can put wish list items. Wish list items are things for which he does not have the money, such as a new computer game or guitar lessons. The list acts as a resource for possible gifts—or gives you ideas for a special treats.  \n Enlist Someone Cool   \nParents, guardians and grandparents know that to the tween in their life, adults are not cool. It’s hard to teach your 9-to 12-year-old child something and have it stick; however, parent advocacy groups do stress that talking to your children will help them make better decisions. Much like talking to your children about not smoking helps them avoid a bad habit, talking to your children about smart money management will help them make good financial choices down the road.  \nIf all of your talking about the importance of saving and planning for the future doesn’t seem to be sinking in with your tween spender, enlist someone he or she thinks is cool. Maybe it’s your daughter’s babysitter, a lifeguard at the pool, or your son’s soccer coach. Ask someone with whom your child has a connection.  \nEncourage that special person in your child’s life to discuss a few basic messages about saving and budgeting. Perhaps your daughter’s babysitter will share her story of saving for her school trip. Your son’s soccer  \ncoach might have a great story about how he  \nmade extra money doing neighbors’ chores. The lifeguard at the pool might be able to share a cautionary story about how she blew last year’s summer wages on a trip to the beach, when he was supposed to use his savings for a down payment on a car. Whether the tales are based on what to do or what NOT todo, they will be instructive.  \nCheck Out These Books!  \nVisit your local library or bookstore …  \nEarning Money: How Economics Works  \nBy Patricia J. Murphy  \nThis book details how to earn money, either by requesting an allowance or starting a kid-run small business. The author also discusses how to keep track of your earnings, how to budget and set goals.  \nMoney Sense for Kids  \nBy Hollis Page Harman This book introduces different types of U.S.  \ncurrency, an explanation of the complicated path that money takes from the mint to banks to the consumer, how to earn money and how to make it grow by investing in stocks and bonds. Clear, easy-to-follow exercises are provided.  \nClick Your Mouse Here   \n[http://pbskids.org/dontbuyit](http://pbskids.org/dontbuyi","cbCaivP45DBSOLkQ","https://ap.wps.com/l/cbCaivP45DBSOLkQ","pdf",718877,"English","# The Chore Chart\n## Set up a chores plan\n## Allowance Day\n## Planning to Save and Spend\n# Earning and Spending Tips\n## Quick tips for impulse buys\n## Automatic savings plan","[{\"question\":\"How can I help my tween save money starting now?\",\"answer\":\"Ask them to list desired purchases, prioritize the list, and discuss choices. Set up an automatic savings plan so small weekly amounts build over time for college or other expenses.\"},{\"question\":\"What is the purpose of a chore chart?\",\"answer\":\"A chore chart helps your child earn their allowance by checking off completed chores. You can include extra rewards for tasks like shoveling snow or raking leaves.\"},{\"question\":\"How should we handle impulse purchases for a tween?\",\"answer\":\"Have your tween wait at least 48 hours before buying an impulse item. If they still want it after a couple of days, the decision is more likely to be thoughtful.\"}]","Quick Tips to Help Your Tween Save Money - The Chore Chart | PDF",1790227870]