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It covers potential income tax implications, required documentation to confirm deployment, and effects on contributions to the 401(k) and 457(b) plans. Eligibility rules address Qualified Reservists, early withdrawal tax treatment, options during active duty and a post-service window for IRA contributions, plus Roth withdrawal and recapture tax conditions.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/qualified-military-service-leave-withdrawal-booklet/301847/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/qualified-military-service-leave-withdrawal-booklet/301847.png","ImageObject",442,249,{"name":88,"@type":89},"eBook King","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-26","2026-09-19",true,{"@type":98,"interactionType":99,"userInteractionCount":47},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What is the purpose of this booklet?","Question",{"text":108,"@type":109},"It summarizes major federal and California tax rules that apply when military leave employees request withdrawals from the plan.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What documents are required to confirm deployment?",{"text":113,"@type":109},"You must attach a copy of your orders; the application cannot be processed without them.",{"name":115,"@type":106,"acceptedAnswer":116},"How do withdrawals differ for a Qualified Reservist?",{"text":117,"@type":109},"Qualified Reservists may withdraw eligible amounts without the additional 10% early withdrawal tax, while non-Qualified Reservists may be subject to additional early withdrawal and state income taxes.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},301847,1790164600,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":47,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":73},962088006270,"https://ap-avatar.wpscdn.com/davatar_085a072bc5b1113ac321206ff7593b45","Qualified Military Service Leave Withdrawal Booklet  \nPhone: (855) 616-4776 • [savingsplusnow.com](savingsplusnow.com)  \n1. Purpose  \nThe Pension Protection Act of 2006 (PPA) and Heroes Earnings Assistance and Relief Tax Act of 2008 (HEART) permit employees on military leave to make withdrawals from the Plan without violating the Plan’s distribution restrictions.  \nYour decisions regarding the provisions in this booklet may have income tax implications. You may wish to obtain the advice of a tax advisor before you submit any of these documents.  \n2. Booklet Information  \nThe Qualified Military Service Leave Withdrawal Application is enclosed in this booklet.  \nThe instructions contained in this booklet summarize the major provisions of federal and State of California tax rules applicable to your payment. Tax rules are complex and contain conditions and exceptions not included in these instructions. You may find more specific information on the tax treatment of payments drawn from retirement plans in the Internal Revenue Service (IRS) Publication 575: Pension and Annuity Income, and IRS Publication 590: Individual Retirement Arrangements. These publications are available from your local IRS office, the IRS website at [irs.gov](irs.gov), or the IRS Tax Forms Distribution Center by calling (800) 829-3676. For more information on California State tax withholding, refer to Withholding From Pensions, Annuities, and Certain Other Deferred Income, available at [edd.ca.gov](edd.ca.gov).  \n3. Eligibility to Withdraw Funds  \nTo confirm deployment, you must attach a copy of your orders. The application cannot be processed without them. IMPORTANT: If approved and you are currently contributing to the 401(k) or 457(b) Plan, your contributions will be suspended for six months unless an exception applies. You are responsible for restarting your contributions after the suspension period. You are responsible for suspending contributions to any other plans maintained by the State, including 403(b), for six months. You may not redeposit your withdrawal into your Savings Plus account(s) . However, you may qualify for military make-up contributions for the period of your active duty. For more information review the Qualified Military Service Leave Make-up Contributions Application.  \n401(k) Plan  \nYou are eligible to withdraw all or any portion of the amount attributable to your elective contributions if you are on active duty for a period of more than 30 days.  \nSpecial rules apply to “Qualified Reservists,” defined as individuals called to active duty for a period of at least 180 days or an indefinite period, who are members of one of the following reserve components: Army National Guard of the United States, Army Reserve, Navy Reserve, Marine Corps Reserve, Air National Guard of the United States, Air Force Reserve, Coast Guard Reserve, and Reserve Corps of the Public Health Service.  \nIf you are a Qualified Reservist, you may withdraw all or any portion of the amount that is attributable to your elective contributions. Your withdrawal is exempt from the additional 10% early withdrawal tax. If you are not a Qualified Reservist, you may be liable for an additional 10% early withdrawal tax and an additional state income tax on your withdrawal. During the two-year period beginning on the day after the end of your active duty service, if you receive a qualified reservist distribution, you may make contributions to an Individual Retirement Account (IRA) (not offered by Savings Plus) up to the amount of the qualified reservist distribution. If you are not a Qualified Reservist, there are no provisions to repay the amount you withdraw from your 401(k) Plan while on active duty. If you are eligible to make withdrawals under both provisions listed above, any such withdrawal will be treated as a qualified reservist distribution.  \n457(b) Plan  \nYou are eligible to withdraw all or any portion from your account balance while on active duty for a period of m","cbCairejhHXaEVwv","https://ap.wps.com/l/cbCairejhHXaEVwv","pdf",98440,6,"English","# Purpose\n# Booklet Information\n# Eligibility to Withdraw Funds\n## 401(k) Plan\n## 457(b) Plan\n## Roth Qualified Withdrawals\n## In-Plan Roth Conversion Recapture Tax\n# General Information\n## PCRA\n## Payment Dates\n## Payment Information","[{\"question\":\"What is the purpose of this booklet?\",\"answer\":\"It summarizes major federal and California tax rules that apply when military leave employees request withdrawals from the plan.\"},{\"question\":\"What documents are required to confirm deployment?\",\"answer\":\"You must attach a copy of your orders; the application cannot be processed without them.\"},{\"question\":\"How do withdrawals differ for a Qualified Reservist?\",\"answer\":\"Qualified Reservists may withdraw eligible amounts without the additional 10% early withdrawal tax, while non-Qualified Reservists may be subject to additional early withdrawal and state income taxes.\"}]","Qualified Military Service Leave Withdrawal Booklet | PDF",1789785811]