[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-565839-105":53,"doc-detail-565839-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","prulife-whole-of-life-protection-plan","PRUlife - Whole of Life Protection Plan","","PRUlife is designed to provide whole-of-life protection for you and your family against Death, Terminal Illness, and Total and Permanent Disability. The plan includes a lump sum payout plus accumulated bonuses, helping safeguard your future through life’s key events. Coverage can be enhanced without underwriting to adjust to changing needs. Supplementary benefits include crisis and waiver options, and it can also be purchased early to protect a child’s vulnerable stages.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":11,"@type":70,"position":76},"https://docshare.wps.com/template/presentations/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/prulife-whole-of-life-protection-plan/565839/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/prulife-whole-of-life-protection-plan/565839.png","ImageObject",442,249,{"name":88,"@type":89},"Malam Tenang","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-18","2026-10-13",true,{"@type":98,"interactionType":99,"userInteractionCount":73},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What risks does PRUlife cover?","Question",{"text":108,"@type":109},"PRUlife provides coverage against Death, Terminal Illness, and Total and Permanent Disability during the applicable policy term.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What does PRUlife pay out and how are bonuses handled?",{"text":113,"@type":109},"In covered events, PRUlife provides a lump sum payout plus accumulated bonuses. Bonuses are not guaranteed and vary with the future performance of the participating fund.",{"name":115,"@type":106,"acceptedAnswer":116},"Can PRUlife coverage be increased when major life events happen?",{"text":117,"@type":109},"Yes. PRUlife allows you to buy a new plan without underwriting to increase coverage at significant events such as marriage or having a child.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},565839,1792359789,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":8,"category_name":11,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":73,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":76},962093532863,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","We understand  \nyou want to provide lifelong protection for you and your family  \nPRUlife  \nBe prepared for the unexpected  \nYou have plans and you work hard to shape your future, beit getting married, starting a family, providing for them or planning for your retirement.  \nRegardless of what the future brings, you want to be assured that your family and their future are taken care of. And as a parent, you would strive to provide the best foryour child.  \nDesigned to provide whole of life protection, PRUlife provides coverage against Death, Terminal Illness, and Total and Permanent Disability 1, so you and your loved ones have less to worry about should the unforeseen happen.  \nCoverage against Death, Terminal Illness, and Total and Permanent Disability  \nPRUlife offers a lump sum payout plus accumulated bonuses2 in the event of Death, Terminal Illness, and Total and Permanent Disability1, providing assurance for you and your family’s future.  \nKeeps up with changing needs  \nYou need a protection plan which allows you to keep up with your changing needs. With PRUlife, you can buy a new plan without underwriting3 to increase your coverage at the most significant events in your life, such as marriage or having a child.  \nEarly coverage  \nPRUlife can also be purchased to protect against the vulnerable stages of your child’s life.  \nFurther enhance your PRUlife plan for a wider coverage While PRUlife covers for whole of life protection, you can ensure that you and your family are more extensively covered by including these supplementary benefits .  \n• Crisis Cover III, which advances4 a lump sum payout upon diagnosis of any one of the 36 listed Critical Illnesses. This ensures you have access to funds when you need it most.  \n• Early Stage Crisis Waiver, which waives the premium payments for a fixed period5 upon diagnosis of Early or Intermediate Stage Medical Conditions, so you can concentrate on treatment.  \n• Crisis Waiver III, which waives the remaining premium payments6 upon diagnosis of any one of the 35 listed Critical Illnesses and ensures that your financial plan remains in place.  \n• Early Payer Security, which waives the premium payments for a fixed period 5 upon diagnosis of Early or Intermediate Stage Medical Conditions, so that you need not worry about your loved ones losing coverage while you concentrate on your treatment.  \n• Payer Security III / Payer Security Plus safeguards your loved one’s policy in the event that Death, Critical Illness or Total and Permanent Disability strikes you. Payer Security III waives the remaining premiums of your child’s policy till the policy anniversary before he or she turns 25, or the end of the premium payment term, whichever is earlier. Payer Security Plus provides a longer benefit term and it waives the remaining premiums of your loved one’s policy until the policy anniversary before you reach 85, orthe end of premium payment term, whichever is earlier.  \nHow PRUlife works for you:  \nGerald (male, non-smoker), age 25 next birthday, is a fresh graduate who has just started his career and would like to obtain life protection and plan for his future. He is able to set aside about S$112* per month for coverage against Death, Terminal Illness, and Total and Permanent Disability for a sum assured of S$100,000 .  \n\n| End of\u003Cbr>Policy\u003Cbr>Year | Basic\u003Cbr>Premiums\u003Cbr>Paid* | Death Benefit7 |  |  | Surrender Value7 |  |  |\n| --- | --- | --- | --- | --- | --- | --- | --- |\n|  |  | Guaranteed | Non\u003Cbr>Guaranteed | Total | Guaranteed | Non\u003Cbr>Guaranteed | Total |\n| 20 | S$26,780 | S$100,000 | S$49,610 | S$149,610 | S$15,992 | S$15,639 | S$31,631 |\n| 30 | S$40,170 | S$100,000 | S$76,361 | S$176,361 | S$28,646 | S$30,142 | S$58,788 |\n| 64 | S$79,520 | S$100,000 | S$243,456 | S$343,456 | S$81,048 | S$182,093 | S$263,141 |\n\n*Premiums quoted are based on a non-smoking male aged 25 on his next birthday with PRUlife and a sum assured of S$100,000, based on annual mode.  \nHow PRUlife works for your c","cbCaibZE3dSmzj2Q","https://ap.wps.com/l/cbCaibZE3dSmzj2Q","pdf",262318,7,"English","# Key Coverage Highlights\n## Coverage for Death, Terminal Illness, and TPD\n## Lump Sum Payout and Bonuses\n# Adapting Coverage to Life Events\n## Buy a New Plan Without Underwriting\n## Early Coverage for Children\n# Supplementary Benefits\n## Crisis Cover III and Waivers\n## Early Stage Crisis Waiver\n## Payer Security Options\n# Example Scenarios and Illustrations\n## Adult Example: Gerald\n## Child Example: Clarissa\n# Footnotes and Advisories","[{\"question\":\"What risks does PRUlife cover?\",\"answer\":\"PRUlife provides coverage against Death, Terminal Illness, and Total and Permanent Disability during the applicable policy term.\"},{\"question\":\"What does PRUlife pay out and how are bonuses handled?\",\"answer\":\"In covered events, PRUlife provides a lump sum payout plus accumulated bonuses. Bonuses are not guaranteed and vary with the future performance of the participating fund.\"},{\"question\":\"Can PRUlife coverage be increased when major life events happen?\",\"answer\":\"Yes. PRUlife allows you to buy a new plan without underwriting to increase coverage at significant events such as marriage or having a child.\"}]","PRUlife - Whole of Life Protection Plan | PDF",1791859330]