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The note defines borrower and lender terms, the covered property, and events triggering full repayment, including any sale, unauthorized renting or leasing, or the 30th anniversary. Repayment includes principal plus accrued simple interest at a specified annual rate, with provisions for prepayment, security, default acceleration, subordination limits, remedies, and costs and attorneys’ fees.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/promissory-note-secured-by-deed-of-trust-loan-agreement-terms/282473/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/promissory-note-secured-by-deed-of-trust-loan-agreement-terms/282473.png","ImageObject",442,249,{"name":88,"@type":89},"Anda","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-22","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":15},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What events make the promissory note due and payable in full?","Question",{"text":108,"@type":109},"It becomes due upon any sale of the property, any unauthorized renting or leasing, or upon the 30th anniversary of the note date, whichever occurs first.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How is the amount due calculated?",{"text":113,"@type":109},"When due, the borrower(s) pay the principal sum plus accrued simple interest from the note date to the payment date at the stated annual rate.",{"name":115,"@type":106,"acceptedAnswer":116},"What happens if a default occurs under the Deed of Trust?",{"text":117,"@type":109},"On default, the note immediately becomes due and payable in full at the lender’s option, and the accelerated amount equals the principal plus accrued simple interest through the payment date.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},282473,1789575554,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":15,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":76,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":125,"read_time":9},962075006959,"https://ap-avatar.wpscdn.com/avatar/e0002397efbe92a78e?_k=1776741047341049297","PROMISSORY NOTE  \nSECURED BY DEED OF TRUST  \nLOAN NO.    \n$   DATE  \n [street address]  Santa Rosa, CA (“Property”)  \nFor value received, the undersigned  NAME OF BORROWER(S) (“Borrower(s)”), hereby jointly and severally promise to pay to the Housing Authority of the City of Santa Rosa (“Lender”), or to Lender’s order, at 90 Santa Rosa Avenue, Santa Rosa, CA 95404, or at such other place as Lender may from time to time designate by written notice to Borrower(s), lawful money of the United States of America as hereafter set forth.  \n1. Definitions: the following definitions shall apply throughout this Promissory Note (“Note”):  \na. Borrower(s): NAME OF BORROWER(S) , and his/her/their successors and assigns.  \nb. Lender: The Housing Authority of the City of Santa Rosa, a public entity, and its successors and assigns.  \nc. Principal Sum of This Note: $   (“Principal Sum”) .  \nd. Property: The real property described in Exhibit A attached hereto.  \ne. Renting or Leasing: The subject property shall be occupied exclusively by Borrower(s) and any renting or leasing of the entire residential dwelling located on the Property without prior written consent of Authority is considered a default and the loan may immediately be due and payable in full.  \nf. Sale: Any transfer of title to the Property, or the execution of an installment sale contract giving the purchaser a right to possess the Property before transfer of title.  \nNotwithstanding the foregoing, the following shall not be considered a Sale: (a) the creation of a lien or other encumbrance subordinate to Lender’s security instrument which does not relate to a transfer of rights of occupancy; (b) the creation of a purchase money security interest for household appliances; (c) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety; (d) a transfer to a borrower’s relative resulting from the death of a Borrower; (e) a transfer where a spouse or child or a Borrower becomes an owner of the Property; (f) a transfer resulting from a decree of dissolution of marriage, legal separation agreement, or incidental property settlement agreement by which the spouse of a Borrower becomes a sole owner of the Property; and (g) a transfer into an intervivos trust in which a Borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the Property.  \n2. Due Date. This Note shall be due and payable in full upon the earliest to occur of the following:  \na. Any Sale of the Property;  \nb. Any unauthorized Renting or Leasing of the Property; or  \nc. The thirtieth (30th ) anniversary of the date of this Note.  \n3. Amount Due in Case of Sale. If and when this Note becomes due because of a Sale of the Property, Borrower(s) shall pay to Lender the Principal Sum plus accrued simple interest from the date of this Note to the date of payment at the rate of three percent (3%) per annum.  \n4. Amount Due in Other Cases. If and when this Note becomes due because of Renting or Leasing of the Property, or because of occurrence of the thirtieth (30th) anniversary of the date of this Note, Borrower(s) shall pay to Lender the Principal Sum plus accrued simple interest from the date of this Note to the date of payment atthe rate of three percent (3%) per annum.  \n5. Prepayment. Borrowers shall have the right at any time to prepay this Note. This Note shall be deemed paid in full when prepayments equal the Principal Sum, plus accrued simple interest from the date of this Note to the date of payment atthe rate of three (3%) per annum.  \n6. Security. This Note is secured by a Deed of Trust of even date herewith recorded against the Property.  \n7. Default Under Deed of Trust. If default occurs in any of the covenants or agreements contained in the Deed of Trust securing this Note, this Note shall immediately become due and payable in full at the option of Lender. Failure by Lender to exercise such option in the event of a default s","cbCaioxMcz5NprKT","https://ap.wps.com/l/cbCaioxMcz5NprKT","pdf",582984,"English","# Promissory Note - Secured by Deed of Trust\n## Definitions\n## Due Date\n## Amount Due and Interest\n## Prepayment\n## Security and Default\n## Subordination, Remedies, and Costs","[{\"question\":\"What events make the promissory note due and payable in full?\",\"answer\":\"It becomes due upon any sale of the property, any unauthorized renting or leasing, or upon the 30th anniversary of the note date, whichever occurs first.\"},{\"question\":\"How is the amount due calculated?\",\"answer\":\"When due, the borrower(s) pay the principal sum plus accrued simple interest from the note date to the payment date at the stated annual rate.\"},{\"question\":\"What happens if a default occurs under the Deed of Trust?\",\"answer\":\"On default, the note immediately becomes due and payable in full at the lender’s option, and the accelerated amount equals the principal plus accrued simple interest through the payment date.\"}]","Promissory Note - Secured by Deed of Trust - Loan Agreement Terms | PDF"]