[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-243197-105":53,"doc-detail-243197-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","progress-payments-and-deposits-for-home-building-work-cc20201111-guidance","Progress Payments and Deposits for Home Building Work - CC20201111 - Guidance","","Guidance on legal limits for deposits and structuring progress payments for home building work and related activities valued between specified contract amounts. Explains that deposits cannot exceed 6.5% of the total contract price and are only payable after the builder provides a home indemnity insurance certificate, with an exception for cabinetry work. Clarifies that progress payments must be genuine payments for completed work or supplied materials and lists typical staged payment examples and WA-focused requirements.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/progress-payments-and-deposits-for-home-building-work-cc20201111-guidance/243197/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/progress-payments-and-deposits-for-home-building-work-cc20201111-guidance/243197.png","ImageObject",442,249,{"name":88,"@type":89},"Clementine","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-19","2026-09-12",true,{"@type":98,"interactionType":99,"userInteractionCount":15},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What is the maximum deposit a builder can charge for home building work?","Question",{"text":108,"@type":109},"The deposit cannot exceed 6.5% of the total amount payable under the contract. It is not payable until the builder provides the owner with a home indemnity insurance certificate.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"Are there exceptions to the deposit limit for cabinetry work?",{"text":113,"@type":109},"Yes. If cabinetry work is being undertaken, the maximum deposit allowance can be 20% where the value of off-site cabinetry work is more than 50% of the total contract price.",{"name":115,"@type":106,"acceptedAnswer":116},"What makes a progress payment a “genuine payment”?",{"text":117,"@type":109},"Progress payments must represent payment for work already performed or materials or services already supplied. 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Associated work includes site works, the installation and construction of swimming pools, spas, pergolas, carports, garages, sheds, fencing, retaining walls paving, driveways, performing landscaping and other like works.  \nHow much can be charged for a deposit?  \nIf undertaking home building work or associated work, a deposit cannot exceed 6.5% of the total amount payable under the contract.  \nIt is important to note that a deposit is not payable until the builder has provided the owner with a home indemnity insurance certificate.  \nThe only exception to this is where cabinetry work is being undertaken in which case, the maximum allowance deposit is 20% where the value of off-site cabinetry work is more than 50% of the total contract price.  \nIt is important to keep in mind that cabinetry work includes:  \n• The manufacture and installation of kitchen, bathroom, laundry and other custom-made cabinetsand fitments; and  \n• The refurbishment or repair of kitchen, bathroom, laundry and other fitted cabinets and fitments.  \nCabinetry work does not include the purchase and installation of off-the-shelf or pre-fabricated cabinets.  \nHow should progress payments be staged?  \nIt is a legal requirement that progress payments, once the works have commenced, must represent a‘genuine payment’ for work already performed or materials or services already supplied. This means that payment cannot be claimed for work that has not been completed to the requires stage or for materials which have not been supplied.  \nKeeping this legal requirement in mind, the parties may determine the appropriate amounts for specific completed stages of the works.  \nFor example, some rocky and sloped sites may require extensive preliminary site works meaning that initial site costs may be relatively high. In another situation, finishing costs may be higher than for atypical build because a client is seeking high end finishes to their property. Alternatively, a client may only need the property taken to lock up stage as there is an intention to undertake finishing works  \nNOTE: This document and the information contained within it does not constitute legal or other professional advice. All readers should seek advice specific to their individual business circumstances.  \nInformation Sheet: (CODE) CC20201111 Date: 11 November 2020  \nindependently. Each build will vary depending on the scope of works and the specific nature of each project.  \nOver time and through industry practice, certain progress payment stages have become accepted through common use but these descriptors are not mandatory and alternatives can be used to suit the specifics of each build as long as they are clear and unambiguous in what they are for.  \nWhat are typical progress payment stages?  \nThe scope and type of work or build being undertaken will determine the progress payment stages that may be used in a schedule to a contract.  \nSome examples of some specific stages once a deposit has been paid depending on the scope of works and level of detail for each stage required might be:  \n• Preliminaries  \n• Site Works  \n• Slab down ground floor  \n• Brickwork plate high ground floor  \n• Slab down first floor  \n• Brickwork plate high first floor  \n• Roof cover first floor  \n• Roof cover ground floor  \n• Roof plumbing  \n• Lock up  \n• Finishing or if more specific detail is required, carpentry and joinery, plastering, ceilings, sanitary plumbing, electrical work, tiling (wall and floor), painting/glazing  \n• Practical Completion  \nAre there prescribed amounts that can be charged for stages?  \nThere are no prescrib","cbCailJ5SqtDUVst","https://ap.wps.com/l/cbCailJ5SqtDUVst","pdf",226350,"English","# Progress payments and deposits for home building work\n## Deposit limits and conditions\n## Staging progress payments\n## Typical progress payment stages\n## Prescribed stage amounts and WA rules","[{\"question\":\"What is the maximum deposit a builder can charge for home building work?\",\"answer\":\"The deposit cannot exceed 6.5% of the total amount payable under the contract. It is not payable until the builder provides the owner with a home indemnity insurance certificate.\"},{\"question\":\"Are there exceptions to the deposit limit for cabinetry work?\",\"answer\":\"Yes. If cabinetry work is being undertaken, the maximum deposit allowance can be 20% where the value of off-site cabinetry work is more than 50% of the total contract price.\"},{\"question\":\"What makes a progress payment a “genuine payment”?\",\"answer\":\"Progress payments must represent payment for work already performed or materials or services already supplied. Payment cannot be claimed for work not completed to the required stage or for materials not yet supplied.\"}]","Progress Payments and Deposits for Home Building Work - CC20201111 - Guidance | PDF",1789201143]