[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-280082-105":3,"detail-sidebar-cat-1-en-105":81,"doc-detail-280082-en":126},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","petition-to-add-frequently-asked-questions","Petition to Add - Frequently Asked Questions","","Petition to Add guidance explains eligibility rules, qualifying events, and the required documentation for adding coverage under the Student Health Insurance Plan (SHIP). It covers timing requirements to avoid a coverage lapse, how the effective date is determined, and that the premium is not prorated. The instructions specify accepted proof of loss formats (PDF only), required student details, and limits on COBRA letters, while noting that eligibility must be confirmed with the school before processing.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/petition-to-add-frequently-asked-questions/280082/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/petition-to-add-frequently-asked-questions/280082.png","ImageObject",442,249,{"name":42,"@type":43},"Chloe Bennett","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-11-02","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",12,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"If you lose coverage under another insurance plan, can you enroll in the school’s SHIP plan by submitting a Petition to Add?","Question",{"text":63,"@type":64},"Yes, you may submit a Petition to Add if you waived the Student Health Insurance Plan and then lost coverage due to a qualifying event. Eligibility must be confirmed with your school before processing your request.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What qualifies as a qualifying event for Petition to Add eligibility?",{"text":68,"@type":64},"Qualifying events include reaching the age limit of another health insurance plan, loss of health insurance through marriage or divorce, and involuntary loss of coverage through a parent/guardian plan or an employer.",{"name":70,"@type":61,"acceptedAnswer":71},"What documents are required and how should they be submitted?",{"text":72,"@type":64},"Include documentation from your insurance company confirming your loss of coverage and last date of coverage, such as a letter on company letterhead or a Confirmation of Coverage form. Supporting documents must be in PDF format; screenshots and Word/email formats are not accepted.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},280082,1790062362,{"code":4,"msg":82,"data":83},"success",[84,89,93,98,103,108,112,117,122],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":55,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":110,"slug":111},17,40,"forms",{"id":113,"doc_module":22,"doc_module_name":25,"category_name":114,"show_sort_weight":115,"slug":116},18,"Letters",30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":82,"data":127},{"doc_id":79,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":109,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":33,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":26},962084925782,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc","Petition to Add Frequently Asked Questions  \nPlease read the information below carefully before completing a Petition to Add form.  \nIf I lose coverage under another insurance policy, can I enroll in the school’s plan?  \nYes, if you waived the Student Health Insurance Plan and then lose coverage under that plan due to a qualifying event (see specific question below) you may submit a Petition to Add form. Make sure you read the form carefully as it contains very specific information on the Petition to Add process, including required documentation to show proof of loss. We will need to confirm your plan eligibility with your school before processing your request. Petition to Add forms are processed within 5-7 business days after confirming plan eligibility with your school.  \nAm I eligible to Petition to Add?  \nYou need to meet the definition of your plan’s eligibility statement which you can find in your school’s FAQ or in the plan brochure. To access these documents, click the “My Benefits and Plan Information”located on the left-hand side of this homepage.  \nStudents who enroll on a voluntary basis are not eligible to petition to add and will need to wait until the enrollment period for the next plan coverage period in order to purchase coverage.  \nWhat is considered a qualifying event?  \n• Reaching the age limit of another health insurance plan (Example: turning Age 26 )  \n• Loss of health insurance through a marriage or divorce  \n• Involuntary loss of coverage through my parent/guardian’s health insurance plan  \n• Involuntary loss of coverage through my employer  \nWhat other information do I need to submit with the Petition to Add form?  \nYou must include documentation from your insurance company (for example a letter on the company’s letterhead or Confirmation of Coverage form) confirming your loss of coverage and indicating your last date of coverage. The following are supporting documentation requirements:  \n• Must have the student’s full name  \n• Must have the last date of your coverage ( termination date)  \n• COBRA eligibility letters can only be accepted if the letter states the student’s full name and termination date. A COBRA letter is not an official termination letter. COBRA eligibility letters are sent to you prior to losing coverage.  \nAlso please note the following:  \n• Supporting documents need to be in PDF format; they cannot be in Word doc or email format for authenticity reasons.  \n• Screenshots will not be accepted.  \nWill I have a break in coverage?  \nYou will not have a break in coverage if the Petition to Add form and applicable documents are received within 31 days of your qualifying event. If the Petition to Add form and required documentation are not received within 31 days of your qualifying event, the effective date will be the date this form and applicable documentation are received at Gallagher Student Health.  \nWill the premium be pro-rated?  \nThe premium is not pro-rated. Your plan has designated coverage periods and the premium you pay is determined by the coverage period in which the date of your Qualifying Event occurs. You will be responsible for paying the full premium for the coverage period.  \nPlease reference the example below (your school’s dates may be different):  \n\n| Coverage Plan Effective Date | Date of Qualifying Event | Applicable Premium |\n| --- | --- | --- |\n| Annual: 9/1/17-8/31/18 | 11/16/17 | Annual Premium |\n| Spring Semester: 1/1/18-8/31/18 | 4/5/18 | Spring Semester Premium |\n\nPlease refer to the brochure or the Frequently Asked Questions under ‘My Benefits and Plan Information’ for the effective dates of each coverage period and the applicable premium for each coverage period. Once your petition has been processed, coverage cannot be cancelled except for eligibility reasons.  \nPetition to Add Coverage – Student Health Insurance Plan (SHIP)– Student Only  \nTHIS FORM MUST BE COMPLETED IN ITS ENTIRETY IN ORDER TO BE CONSIDERED  \nPlease print clearly to ensure accurate proc","cbCaittctVsTK4sC","https://ap.wps.com/l/cbCaittctVsTK4sC","pdf",176384,"English","# Petition to Add Frequently Asked Questions\n## Eligibility and qualifying events\n## Required documentation and submission rules\n## Coverage timing and premium details\n## SHIP student-only petition form information","[{\"question\":\"If you lose coverage under another insurance plan, can you enroll in the school’s SHIP plan by submitting a Petition to Add?\",\"answer\":\"Yes, you may submit a Petition to Add if you waived the Student Health Insurance Plan and then lost coverage due to a qualifying event. Eligibility must be confirmed with your school before processing your request.\"},{\"question\":\"What qualifies as a qualifying event for Petition to Add eligibility?\",\"answer\":\"Qualifying events include reaching the age limit of another health insurance plan, loss of health insurance through marriage or divorce, and involuntary loss of coverage through a parent/guardian plan or an employer.\"},{\"question\":\"What documents are required and how should they be submitted?\",\"answer\":\"Include documentation from your insurance company confirming your loss of coverage and last date of coverage, such as a letter on company letterhead or a Confirmation of Coverage form. Supporting documents must be in PDF format; screenshots and Word/email formats are not accepted.\"}]","Petition to Add - Frequently Asked Questions | PDF",1789533049]