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This can be a weekly or monthly amount. | Weekly Allowance |  |  |\n|  | Monthly Allowance |  |  |\n| EXTRA EARNING: Include any additional money earned from part-time jobs, freelance work, or occasional tasks. | Part-Time Job |  |  |\n|  | Freelance Work |  |  |\n|  | Occasional Tasks |  |  |\n| OTHER SOURCES: Include any other sources of income such as gifts, scholarships, or other financial aid. | Gifts |  |  |\n|  | Scholarships |  |  |\n|  | Other |  |  |\n| Total Income |  |  |  |\n| EXPENSES |  |  |  |\n| DESCRIPTION | CATEGORY | EXPECTED AMOUNT ($) | ACTUAL AMOUNT ($) |\n| ESSENTIAL EXPENSES: Expenses that are necessary and cannot be avoided. Example: Money spent on groceries, bus fare, or phone bill. | Groceries |  |  |\n|  | Transportation |  |  |\n|  | Other |  |  |\n| NON-ESSENTIAL EXPENSES: Expenses that are optional and can be adjusted based on budget availability. Example: Money spent on movies, games, or clothes. | Entertainment |  |  |\n|  | Dining Out |  |  |\n|  | Shopping |  |  |\n|  | Hobbies/Subscriptions |  |  |\n|  | Other |  |  |\n| OTHER SOURCES: Include any other sources of income such as gifts, scholarships, or other financial aid. | Gifts |  |  |\n|  | Scholarships |  |  |\n|  | Other |  |  |\n| Total Expenses |  |  |  |\n| NET INCOME |  |  |  |\n| DESCRIPTION |  | EXPECTED AMOUNT ($) | ACTUAL AMOUNT ($) |\n| NET INCOME: Difference between total income and total expenses. This shows whether you have a surplus (extra money) or deficit (shortfall) . |  |  |  |\n| SAVINGS |  |  |  |\n| DESCRIPTION | CATEGORY | EXPECTED AMOUNT ($) | ACTUAL AMOUNT ($) |\n| Regular Savings: Portion of your net income you will set aside regularly (weekly or monthly) to save towards your financial goal. | Regular Savings |  |  |\n| Total Savings: Sum of all regular savings and any additional amounts saved during the entire duration of your financial goal period (weeks or months) . | Total Savings |  |  |","cbCaithOH1YacP8i","https://ap.wps.com/l/cbCaithOH1YacP8i","pdf",699731,"English","# Short-Term Financial Goal\n## Income\n## Expenses\n## Net Income\n## Savings","[{\"question\":\"How do I complete the Income section on the worksheet?\",\"answer\":\"List each income source such as allowance, part-time work, freelance work, and other sources. Enter the expected amount and the actual amount for tracking progress.\"},{\"question\":\"What are essential vs. non-essential expenses?\",\"answer\":\"Essential expenses are necessary and unavoidable (e.g., groceries, transportation, phone bills). Non-essential expenses are optional and adjustable (e.g., entertainment, dining out, shopping, hobbies/subscriptions).\"},{\"question\":\"How is net income calculated and used on this form?\",\"answer\":\"Net income is the difference between total income and total expenses. It indicates whether you have a surplus (extra money) or a deficit (shortfall).\"}]","Personal Finance - Budget Worksheet (Fillable) | PDF",1789248198]