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Includes Federal Reserve holiday dates for planning cash flow, regulatory renewal intervals and key forms, and CSA guidance for reviewing scores and maintaining accurate carrier data. Provides a pre-trip inspection checklist aligned with federal regulation 396.13 covering brakes, tires, lighting, coupling devices, and emergency equipment. Also outlines a drive-healthy section and a preventative maintenance plan, followed by practical business management tips for costs, fueling routes, cash flow, taxes, and customer relationships.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":11,"@type":70,"position":76},"https://docshare.wps.com/template/presentations/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/partners-in-business-2021-edition/262566/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/partners-in-business-2021-edition/262566.png","ImageObject",442,249,{"name":88,"@type":89},"Đào","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-11-03","2026-09-14",true,{"@type":98,"interactionType":99,"userInteractionCount":15},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What should owner-operators plan around using the Federal Reserve holiday list (2021)?","Question",{"text":108,"@type":109},"The guide lists 2021 holiday dates to help owner-operators plan because their money does not move on these holidays. It also notes local banks may observe additional holidays.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"Which renewals and documents are highlighted under regulatory renewal intervals?",{"text":113,"@type":109},"The document lists renewal and update items such as 2290 (due Aug. 31), CDL state renewal, DOT audit policies and procedures file, equipment inspection, IFTA license, insurance policy, IRP permit, medical card, motor vehicle record and DQ, UCR, USDOT MCS-150 form, and more.",{"name":115,"@type":106,"acceptedAnswer":116},"What does the pre-trip inspection checklist include before driving?",{"text":117,"@type":109},"It references federal regulation 396.13 and requires the vehicle to be in safe operating condition. The checklist covers service brakes including trailer brake connections, parking brake, steering mechanism, lighting devices and reflectors, tires, horn, windshield wipers, rear vision mirrors, coupling devices, wheels and rims, and emergency equipment.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},262566,1791481172,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":8,"category_name":11,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":15,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":141,"preview_page_count":4},1374402968488,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","A BUSINESS MANUAL FOR OWNER-OPERATORS  \nSPONSORED BY  \nPRODUCED BY OVERDRIVE AND ATBS  \nROAD RULES  \nA Handy Reference Guide to Life On the Road.  \nBrought to you by TBS Factoring Service.  \nFEDERAL RESERVE HOLIDAYS (2021)  \nYour money doesn’t move on these holidays, plan accordingly. Additional holidays maybe observed by your local bank.  \nNew Year’s Day: Jan. 1  \nMartin Luther King Jr. Day: Jan. 18  \nPresidents Day: Feb. 15  \nMemorial Day: May 31  \nLabor Day: Sept. 6  \nColumbus Day: Oct. 11  \nVeterans Day: Nov. 11  \nThanksgiving Day: Nov. 25  \nChristmas Day: Dec. 25  \nREGULATORY  \nRENEWAL INTERVALS  \nRenew or update in order to stay compliant with DOT regulations.  \n• 2290 (due Aug. 31)  \n• CDL State Renewal (annual or 5 years)  \n• DOT Audit Policies & Procedures File (annual)  \n• Equipment Inspection (annual)  \n• IFTA License (file & pay qrtly/NY KY NM OR addl. req.)  \n• Insurance Policy (annual)  \n• IRP Permit (on registration mos.)  \n• Medical Card (every 2 yrs)  \n• Motor Vehicle Record & DQ (annual)  \n• UCR (prior Dec. 31)  \n• USDOT MCS-150 Form (every 2 yrs online)  \nCSA  \n• Review CSA scores online each quarter  \n• Keep carrier registration data up-to-date  \n• Challenge incorrect inspection data via RDR  \nPRE-TRIP INSPECTION  \nFederal regulations 396.13 state that before driving  \na motor vehicle, the driver shall:(a) Be satisfied that the motor vehicle is in safe operating condition;  \n• Service brakes including trailer brake connections  \n• Parking brake  \n• Steering mechanism  \n• Lighting devices and reflectors  \n• Tires  \n• Horn  \n• Windshield wipers  \n• Rear vision mirrors  \n• Coupling devices  \n• Wheels and rims  \n• Emergency equipment  \nDRIVE HEALTHY  \n• Make healthier choices at mealtime  \n• Exercise and walk as often as possible  \n• Get an annual health screening  \n• Get proper sleep  \n• Learn which stress reducing technique works best for you  \nPREVENTATIVE  \nMAINTENANCE PLAN  \nStaying roadworthy is more than just good business sense; your livelihood depends on it.  \n• Use proper oil grade for engine type  \n• Lube at fill levels for engine, transmission, differentials, wheel bearings  \n• Inspect radiator inside and out  \n• Inspect hoses, lines and clamps, belts  \n• Inspect water pump  \n• Check battery  \n• Maintain correct tire pressure  \n• Inspect brakes and air system  \n• Check lights, wipers, washers  \nMANAGE YOUR BUSINESS  \n• Plan your work, work your plan  \n• Understand your costs  \n• Plan your fueling route, take advantage of discounts  \n• Focus on gross revenue instead of rate per mile  \n• Manage your cash flow  \n• Build relationships with your customers  \n• Understand freight cycles  \n• Use technology that makes your time more efficient  \n• Pay your taxes  \n• Save for a rainy day  \nWith more than 50 years of experience serving motor carriers, TBS Factoring Service makes trucking easier with technology and services to help drivers get established, stay compliant, find loads and get paid faster.  \n2021 Edition  \nM  \nore than 72% of freight tonnage moved in the United States travels by truck. Those trucks include 3.4 million heavy-duty Class 8s, operated by 3.6 million drivers.  \nYou deliver the food we eat, the clothes we wear, the cars we drive and the building materials for our homes and offices. Everyday life doesn’t happen without you delivering the things that make it possible.  \nTruck drivers carry the U.S. economy on their backs. That’s a lot of work. Which is why Overdrive editors and ATBS specialists, with the support of TBS Factoring Service, have teamed up to provide you with the 2021 edition of Partners in Business, the industry’s best manual for prospective and committed owner-operators. In this manual, you will find research and advice from Overdrive, which has almost 60 years of experience publishing articles to help the owner-operator, and ATBS, the nation’s largest owner-operator financial services provider. There’s also input from TBS, which has been around as long as Overdrive, helping owne","cbCain295G32NeHK","https://ap.wps.com/l/cbCain295G32NeHK","pdf",3379021,100,"English","# Road Rules\n## Federal Reserve Holidays\n## Regulatory Renewal Intervals\n## CSA\n## Pre-Trip Inspection\n## Drive Healthy\n## Preventative Maintenance Plan\n## Manage Your Business","[{\"question\":\"What should owner-operators plan around using the Federal Reserve holiday list (2021)?\",\"answer\":\"The guide lists 2021 holiday dates to help owner-operators plan because their money does not move on these holidays. It also notes local banks may observe additional holidays.\"},{\"question\":\"Which renewals and documents are highlighted under regulatory renewal intervals?\",\"answer\":\"The document lists renewal and update items such as 2290 (due Aug. 31), CDL state renewal, DOT audit policies and procedures file, equipment inspection, IFTA license, insurance policy, IRP permit, medical card, motor vehicle record and DQ, UCR, USDOT MCS-150 form, and more.\"},{\"question\":\"What does the pre-trip inspection checklist include before driving?\",\"answer\":\"It references federal regulation 396.13 and requires the vehicle to be in safe operating condition. The checklist covers service brakes including trailer brake connections, parking brake, steering mechanism, lighting devices and reflectors, tires, horn, windshield wipers, rear vision mirrors, coupling devices, wheels and rims, and emergency equipment.\"}]","Partners in Business - 2021 Edition | PDF",1789363237,35]