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The letter is structured with required parties and loan details and instructs the sender to describe the specific error, including dates and amounts. It provides selectable sections for payment errors, escrow errors, fee errors, and payoff errors, plus guidance on evidence and proper crediting. The template ends with contact information and a signed closing.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/notice-of-error-resolution-letter-mortgage-loan/281631/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/notice-of-error-resolution-letter-mortgage-loan/281631.png","ImageObject",442,249,{"name":88,"@type":89},"Melati","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-24","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",23,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What information does the notice template require at the top?","Question",{"text":109,"@type":110},"It includes date, sender and recipient addresses, a reference line for the error resolution notice, and the mortgage loan number plus the borrower’s property address.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What should the borrower include when describing the error?",{"text":114,"@type":110},"The template instructs the borrower to provide a clear, specific description with relevant facts such as dates and amounts, and to include evidence if available.",{"name":116,"@type":107,"acceptedAnswer":117},"How does the template address different error types?",{"text":118,"@type":110},"It separates prompts into Payment Errors, Escrow Errors, Fee Errors, and Payoff Errors, allowing the borrower to complete only the sections that apply.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},281631,1790252787,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":73,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":9},962085570644,"https://ap-avatar.wpscdn.com/davatar_994ba38a5ba835b3df7d355c54d3ed8d","Date:  \nTo:  \n[Your mortgage servicer  \nYour mortgage servicer’s address](Make sure this is the correct addressfor sending notice of errors and inquiries!)  \nFrom:  \n[Yourfull name Your street address  \nYour city, state, and ZIP Code]  \nRe: Error Resolution Notice under 12 C. F. R. §1024 .35  \nMortgage Loan Number: [Your loan number]  \nI am writing to request correction of the error described below in regard to the mortgage on my property at [Your home address].  \nInstructions: Provide a clear description of the error you are experiencing with your mortgage servicer. Be as specific as possible, including any relevant information that may help your servicer investigate the issue. If you can, include details such as dates or amounts that may be relevant to the error. If you are unaware of what type of error you are experiencing, list any symptoms that may be related to the error.  \nMake sure to delete any sample language for errors that do not apply to your situation. Payment Errors:  \n● Your company rejected the full payment I made on [Date] in the amount of [X dollars] . [If this was not equal to your regularly scheduled payment, explain why.]  \n● Your company did not properly credit the payment that I made on [Date] in the amount of [X dollars]. This payment should have been credited to:  \no [Tell the servicer how the payment should have been credited to principal, interest, escrow, or other charges .]  \n● Your company failed to credit the payment I made on [Date] as of the date of receipt.  \nEscrow Errors:  \n● I have been notified by [Source of information, e.g., taxing authority, homeowner’s insurance company] that your company failed to pay the following expenses from my escrow account:  \no Property taxes: [Include amount and date due. Include evidence, if available.]  \no Insurance premiums: [Include type of insurance, name of insurance company, account number, amount, and date due. Include evidence, if available.]  \no Other charges: [Be specific.]  \n● I believe that I am entitled to a refund of excess funds in my escrow account and I have not received them. [Include evidence or describe why you believe you are entitled to excess escrowfunds.]  \nFee Errors:  \n● Your company incorrectly imposed a [Describe type offee – late fee or other] on [Date] in the amount of [X dollars] . [Describe or include evidence thatyou have been charged this fee.]  \nPayoff Errors:  \n● Your company failed to provide an accurate mortgage payoff balance that I requested on [Date].  \nIf you need to contact me, I can be reached at [Include the best contact information, which may beyour home address, work or mobile phone, or email address.]  \nSincerely,  \n[Your name  \nCo-borrower’s name]","cbCaif4yxgjmJZd9","https://ap.wps.com/l/cbCaif4yxgjmJZd9","pdf",75736,"English","# Header Information\n## Parties and Loan Details\n# Error Description Instructions\n## Provide Specific Facts and Evidence\n# Error Categories\n## Payment Errors\n## Escrow Errors\n## Fee Errors\n## Payoff Errors\n# Closing","[{\"question\":\"What information does the notice template require at the top?\",\"answer\":\"It includes date, sender and recipient addresses, a reference line for the error resolution notice, and the mortgage loan number plus the borrower’s property address.\"},{\"question\":\"What should the borrower include when describing the error?\",\"answer\":\"The template instructs the borrower to provide a clear, specific description with relevant facts such as dates and amounts, and to include evidence if available.\"},{\"question\":\"How does the template address different error types?\",\"answer\":\"It separates prompts into Payment Errors, Escrow Errors, Fee Errors, and Payoff Errors, allowing the borrower to complete only the sections that apply.\"}]","Notice of Error Resolution Letter - Mortgage Loan | PDF",1789567107]