[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-281390-105":53,"doc-detail-281390-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","no-contact-letter-frequently-asked-questions","No Contact Letter - Frequently Asked Questions","","This resource explains how to use a bankruptcy “No Contact” letter to require creditors to stop contacting a consumer about repayment of an alleged debt. It covers practical mailing steps, including making a copy and sending certified mail with return receipt for proof. It also describes creditor limitations, possible remaining lawsuit timelines, and why the sample letter requests additional debt information for investigative and defense purposes.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/no-contact-letter-frequently-asked-questions/281390/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/no-contact-letter-frequently-asked-questions/281390.png","ImageObject",442,249,{"name":88,"@type":89},"Clementine","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-23","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",13,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"Should I make a copy of the No Contact letter before mailing it?","Question",{"text":109,"@type":110},"Yes. Keeping a copy can help prove that the letter was mailed.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Do I need to send the letter certified mail with a return receipt?",{"text":114,"@type":110},"It is recommended to send it certified with a return receipt for proof. If not, record when it was mailed and keep the copy with your records.",{"name":116,"@type":107,"acceptedAnswer":117},"What happens after creditors receive the No Contact letter?",{"text":118,"@type":110},"Creditors must stop contacting you to ask for repayment, including by phone calls, texts, or mail. They may still send one packet of documents explaining why they believe you owe the debt.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},281390,1790029379,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":47,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":73},1374391974564,"https://ap-avatar.wpscdn.com/avatar/14000253aa45c000a9e?x-image-process=image/resize,m_fixed,w_180,h_180&k=1779874745381141002","Bankruptcy Clinic  \nCENTRAL DISTRICT OF CALIFORNIA: LOS ANGELES DIVISION  \nNo Contact Letter-Frequently Asked Questions  \nShould I make a copy of the letter before I mail it?  \nYes. Keeping a copy can help prove you mailed the letter.  \nDo I need to send the letter certified mail return receipt requested?  \nWe recommend sending the letter this way so you have proof you mailed the letter. Having proof you mailed the letter may help you defend against any future collection action, including lawsuits. If you are unable to send the letter this way, make a note of when you mailed it and keep it with your copy of the letter.  \nWhat will happen once I send this letter?  \nOnce creditors receive your No Contact letter they must stop contacting you to ask you torepay your debt. This includes making phone calls, text messages, and sending mail. The creditor does have the right to send you one packet of documents stating why they believe you owe the debt.  \nCan I still be sued after I send this letter?  \nYes, this letter stops creditors from contacting you about making payments on the debt but they can still sue you on the debt up to 4 years and 30 days after your last payment on the debt.  \nWhy does the sample and template No Contact Letter have a paragraph asking for more information about the debt and using words like “open book account,” “account stated,” or“common count”?  \nThe No Contact Letter includes a section asking the creditor for more information and the typeof debt they allege you owe them, so you may proactively get information and investigate possible defenses if the creditor later sues you on the debt. You may send the letter without this paragraph and it will still stop creditors from contacting you to pay the debt. However, including this paragraph may help defend against any future collection action, including lawsuits.  \nThis resource is made possible in part by: the Central District of California's Attorney Admission Fund, the American College of Bankruptcy, and the American College of Bankruptcy Foundation.  \nCreditor  \nCreditor Street Address Creditor City, State , Zip Code  \nRe: Your name  \nOriginal Creditor: Name of original creditor  \nAccount Number: Account number on this debt  \nS A M P L E  \nVIA CERTIFIED MAIL: DATE  RETURN RECEIPT REQUESTED  \nToday’s month, day, year  \nDear Sir or Madam:  \nI am writing pertaining to the above-referenced account.  \nMy income is protected from collection. I do not own any real property or have any assets. Please send me any and all account level documentation to show why you think I owe this debt. In the meantime, please mark this account as DISPUTED. If you sell, assign, or otherwise transfer this alleged debt, please include a copy of this letter in my file and inform the new company of this dispute.  \nTo the extent you are or will allege this alleged debt is an open book account, an account stated, or other common count, please provide information to support such accounts as I never agreed to such accounts. This information should include, without limitation, when you allege the specific open book account was created and how you believe I agreed to treat this account as an open book, when you allege the account stated was created, including when and how we agreed on the balance struck, and when and how you provided me with a final account stated in writing. For any other such accounts, please provide the date the accounts were created, documentation supporting such accounts, and for all alleged accounts, the account opening and ongoing TILA disclosures required.  \nPursuant to the Federal Fair Debt Collection Practices Act and the California Rosenthal Fair Debt Collection Practices Act, 15 U.S.C. § 1692c(c) and California Civil Code §1788.17, I request that you cease all oral and written communication with me other than providing me with account level documentation.  \nSincerely,  \n(Your signature)  \nS A M P L E  \nVIA CERTIFIED MAIL:    \nRETURN RECEIPT REQUESTED  \n, 20  \n\n|  |","cbCair74yIi5DPvB","https://ap.wps.com/l/cbCair74yIi5DPvB","pdf",532107,"English","# Should I make a copy of the letter before I mail it?\n# Do I need to send the letter certified mail return receipt requested?\n# What will happen once I send this letter?\n# Can I still be sued after I send this letter?\n# Why does the sample and template No Contact Letter include extra information requests?","[{\"question\":\"Should I make a copy of the No Contact letter before mailing it?\",\"answer\":\"Yes. Keeping a copy can help prove that the letter was mailed.\"},{\"question\":\"Do I need to send the letter certified mail with a return receipt?\",\"answer\":\"It is recommended to send it certified with a return receipt for proof. If not, record when it was mailed and keep the copy with your records.\"},{\"question\":\"What happens after creditors receive the No Contact letter?\",\"answer\":\"Creditors must stop contacting you to ask for repayment, including by phone calls, texts, or mail. They may still send one packet of documents explaining why they believe you owe the debt.\"}]","No Contact Letter - Frequently Asked Questions | PDF",1789565942]