[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-288644-105":53,"doc-detail-288644-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","nicolette-financial-advisors-summary-2023","Nicolette Financial Advisors Summary - 2023","","Nicolette Financial Advisors LLC provides fee-only, non-discretionary investment advisory services focused on tactical allocation to manage risk and pursue performance. The firm delivers financial planning through an analytical process that links goals, cash flow, college savings, income tax planning, insurance/risk management, asset allocation, estate strategy, investment management, and retirement planning. It also offers portfolio management with client approvals, limited agent authority, and no custody of client assets. Tax preparation, small-business retirement plan administration, and credentials of Alan A Nicolette support these services.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":51,"@type":70,"position":76},"https://docshare.wps.com/template/general/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/nicolette-financial-advisors-summary-2023/288644/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/nicolette-financial-advisors-summary-2023/288644.png","ImageObject",442,249,{"name":88,"@type":89},"Riley","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-22","2026-09-17",true,{"@type":98,"interactionType":99,"userInteractionCount":79},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What financial planning services does Nicolette Financial Advisors provide?","Question",{"text":108,"@type":109},"Services include goal setting, cash flow and accumulation analysis, college savings analysis, income tax planning, insurance/risk management, asset allocation, investment planning and portfolio management, estate preservation and distribution, and retirement planning. Offerings are customized to each client’s needs.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How does Nicolette Financial provide investment advisory and portfolio management?",{"text":113,"@type":109},"Nicolette Financial provides fee-only investment advisory services on a non-discretionary basis using a tactical allocation strategy. Recommendations are based on client needs, goals, time horizon, tax objectives, and risk tolerance, and the firm obtains client approval prior to executing trades.",{"name":115,"@type":106,"acceptedAnswer":116},"Does Nicolette Financial manage client assets and how are trades authorized?",{"text":117,"@type":109},"Nicolette Financial will not take custody of client assets at any time. Trading authority is limited to “Limited Agent Authority,” and the firm is restricted to the powers outlined in the Vanguard Agent Authorization Form, with client approval required before any trade execution.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},288644,1789633739,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":50,"category_name":51,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":79,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":73,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":125,"read_time":9},1374391975076,"https://ap-avatar.wpscdn.com/avatar/14000253ca4ec9f6853?x-image-process=image/resize,m_fixed,w_180,h_180&k=1783305029341752051","Registered Investment Advisor  \n2169 Polo Grounds Road  \nCharlottesville, VA 22911  \n703-727-2727  \n[www.NicoletteFinancial.com](www.NicoletteFinancial.com)  \ne-mail: [alan@NicoletteFinancial.com](alan@NicoletteFinancial.com)  \nNicolette Financial Advisors is an LLC formed under the laws of the Commonwealth of Virginia and is a duly registered investment advisor in the Commonwealth of Virginia under the Investment Advisors Act of 1940. Nicolette Financial Advisors LLC may transact business or render personalized investment advice in those states where it is registered/filed notice or otherwise excluded or exempt from registration requirements.  \nFinancial Planning  \nThese services focus on helping clients understand and manage their financial affairs. The process is an analytical approach that recognizes the inter-relationship between all the areas outlined below. Services are customized to each client depending on their needs.  \n• Assisting clients identify and set goals that can be measured and realized  \n• Analyzing cash flow and accumulation goals  \n• College savings analysis  \n• Income tax planning  \n• Insurance planning / risk management  \n• Asset allocation based on client’s risk tolerance, suitability, and time horizon  \n• Investment planning and portfolio management services  \n• Estate preservation and distribution strategy  \n• Retirement planning  \nPortfolio Management / Investment Advisor Services  \nNicolette Financial provides fee-only investment advisory services on a non-discretionary basis only. The primary approach is to use a tactical allocation strategy aimed at reducing risk and increasing performance.  \nNicolette Financial will make recommendations regarding an investment approach that is based on, but not limited to, the client’s financial needs, investment goals, time horizon, tax objectives, and tolerance towards risk. Selection of investment products may include but are not limited to exchange listed securities, mutual funds, municipal securities, and US government securities.  \nClients may impose restrictions on investing in certain securities.  \nNicolette Financial will manage the investments consistent with each client’s investment strategy as outlined in the Investment Policy Statement. Nicolette Financial will not take custody of client assets at any time. Nicolette Financial will be restricted to the powers outlined as “Limited Agent Authority” as specified in the Vanguard Agent Authorization Form. Nicolette Financial will obtain approval from the client prior to execution of any trade.  \nTaxes  \nNicolette Financial provides tax preparation and filing services for business, non-profit and individual clients. Knowledge in federal and state tax laws allows Nicolette Financial to assist clients in complying with all necessary tax requirements as well as in identifying opportunities that minimize tax burdens.  \nSmall Business Retirement Plan Administration  \nIf you own a small business and do not have a company retirement plan, Nicolette Financial can assist you in determining which plan is best for your personal retirement goals and for your employees. In some cases, Nicolette Financial can set-up your company retirement plan and provide on-going plan administration.  \nAlan A Nicolette, CFP®, EA, IAR  \n• CERTIFIED FINANCIAL PLANNERTM Professional  \n• Investment Advisor Representative: Uniform Investment Advisors Law Examination – Provide investment advisory services in all states.  \n• IRS Enrolled Agent (EA) -Represent tax payers before the IRS. Prepare and sign tax returns on behalf of a taxpayer and represent taxpayers before the IRS.  \n• Master of Business Administration in Finance: Seton Hall University  \n• Master of Science in Management: New Jersey Institute of Technology","cbCaikjQ87ecFg88","https://ap.wps.com/l/cbCaikjQ87ecFg88","pdf",256253,"English","# Financial planning services\n## Core planning areas\n# Portfolio management and advisor services\n## Approach and limitations\n# Tax services\n# Small business retirement plan administration\n# Advisor credentials","[{\"question\":\"What financial planning services does Nicolette Financial Advisors provide?\",\"answer\":\"Services include goal setting, cash flow and accumulation analysis, college savings analysis, income tax planning, insurance/risk management, asset allocation, investment planning and portfolio management, estate preservation and distribution, and retirement planning. Offerings are customized to each client’s needs.\"},{\"question\":\"How does Nicolette Financial provide investment advisory and portfolio management?\",\"answer\":\"Nicolette Financial provides fee-only investment advisory services on a non-discretionary basis using a tactical allocation strategy. Recommendations are based on client needs, goals, time horizon, tax objectives, and risk tolerance, and the firm obtains client approval prior to executing trades.\"},{\"question\":\"Does Nicolette Financial manage client assets and how are trades authorized?\",\"answer\":\"Nicolette Financial will not take custody of client assets at any time. Trading authority is limited to “Limited Agent Authority,” and the firm is restricted to the powers outlined in the Vanguard Agent Authorization Form, with client approval required before any trade execution.\"}]","Nicolette Financial Advisors Summary - 2023 | PDF"]